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police fabricated statement
Hello Folks, I'm new here and looking for a bit of help and advice. In july 2010 was involved in a road accident where a bus came right out of a side road onto the "A" road I was driving along and it ended up virtually side ways on leaving me no option but to crash into it. It was a clear case of the bus driver speeding…
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cancelling car policy
Hi, I took out a new car insurance policy on the 17th of this month paying a deposit of £153, (the policy starts on the 22nd of this month),I have decided to cancel, rang brokers to tell them today and they say it will cost me £35 for their admin time, plus i will have to wait up to 60 days for the refund of my deposit of…
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Subsidence
Hi all. firstly i hope i have posted this in the correct forum. I was hoping to get a little advise about our home insurance/possible subsidence claim. we have been fighting this for 3/4 year stating that we think that we have subsidence but yet felt as though we where being fobbed off. cutting a long story short we…
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Opinions on car insurance
Sorting out car insurance for the next year. I've discounted a lot of the very cheap companies that I've never heard of and am left with Endsleigh, Kwik Fit and, Grove and Dean. Has anyone got any opinions on any of these companies?
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which travel insurance?
i have used post office(fortis insurance) for our annual travel insurance policy for years, unfortunately i have to declare a pre-existing condition now, that puts the policy up from £137 to £244 so its time to shop around. i have trawled through the forum and internet to look for alternatives, there seems plenty of…
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my NCD - has it just evaporated?
I have lots of years car insurance with no claims at all. A previous insurer offered me a discount at 9 years, then at renewal time I had a quote that stated 9 years No Claims Discount (the max they did) I renewed with someone else as they were cheaper, had a claim free year and the renewal paperwork stated 5 years NCD.…
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Postive anecdotal - car insurance cancellation
I have just cancelled my FILs car insurance. He was cancelling due to age and giving up driving on his 85th birthday. He received a pro-rata refund including add-ons (legal cover and guaranteed car hire) and the admin fee was waived without a kerfuffle when we requested it and explained the circumstances. They kept their…
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Insurance2Go mobile insurance problems
Hi I recently lost my brand new iPhone 5. It was 6 or 7 weeks old, of which is spent 5 weeks offshore without it. It was brand spanning new. Insurance to go have replaced it with a refurbished handset that is covered in scratches, the power and lock button only works on the left hand side, the battery seems to be…
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Life insurance for kidney failure
Hi, IM not finding this easy to talk about but im a 32 yo male,. I am type 1 diabetic and i have recenetly found out that my kidney function is down to 20& meaning I will need transplant etc etc in the near future, I have no life insurnace but really dont want to leave my wife with no money to help later on shold the worse…
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Travel Insurance for 84 Year Old
Is there any kind of credit card that provides basic medical insurance cover for an 84 year old if they use it to book their flights?
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Issues with Life Assurance & Mortgage Broker
Hi all, I'm after a bit of advice after running into a problem with our current mortgage/life assurance broker. We took out a new life assurance policy in Dec 2011 with the firm who had previously sorted our mortgage application. We're in the process of moving house (ours is sold and we've exchanged on the new one - just…
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Medical Insurance - what exactly does "allowance" mean?
I've just got off the phone with AXA and I'm fuming. Hang on. OK, now I've calmed down. I've got a medical policy for the family. I pay them a hundred and something pounds a month, have done for a couple of years. Never yet claimed. In order to keep my premiums down I've taken an excess of £100, and I've agreed that my…
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Swinton takes money without consent
Hi there Only just registered to this site so not usre if this post is in the right thread but here goes. I had car insurance through Swinton. The direct debits for this policy were being taken from my Halifax account (the acc I use for DDs). The payment for febuary was returned unpaid because there was not enough in the…
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Smart Insurance
Hi forum, Has anyone heard or experienced anything negative about Smart Insurance as in www.smartinsrance.co.uk ? Regards, lakesman
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Car GAP insurance should I get more than 3 years?
Hi there, We're buying a new car (Vauxhall Astra) with the 0% APR finance over 5 years. As with financed brand new car, we've been recommended to take GAP insurance. Doing a bit of research the most common GAP insurance is 3 years while some companies have 3 or even 5 years insurance. I can't decide if we should take the…
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Landlords insurance without consent to let
We are in the process of remortgaging at the moment - valuation done and fine, so it should now be a matter of days :j But, we are planning a two year trip abroad, leaving in two months. We are planning to rent our house out, but we are still unsure about whether to ask our new mortgage lender for consent to let or to just…
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Travel Insurance Query
Hey people, basically everytime ive been away before i have been covered under my mum and dad travel insurance but im going away to barcelona for a stag and now am thinking about getting insurance 1) Do i actually need it? or is it just a strong reccomendation 2) where is the best and or cheapest place to get it from I…
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Car stolen- loss of NCD
Hi my car was nicked 2 weeks ago, my insurance company said I will lose 2 years NCD. My question is....At the start of my policy n January I had 4 years NCD, so come next year when I want to renew or buy another policy, will I have 2 or 3 years NCD?
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welcom
Hi Everyone, I am a new member in this forum. Please welcome me. Thanks
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Will required.
Firstly, apologies if this is in the wrong board. I will move if someone can point me in the right direction but couldn't find an appropriate board!! My fiance and I have decided that we need a will. We are not married (yet) but own a house together and have a joint account and want to make sure the other is protected…
