-
My son is being sued after a car accident
My son had a minor car accident. He drove into the back of a car. That car shunted a second car. My son asked to not go through the insurance and he would pay for the damage. He gave the driver of car 1 the money that he asked for. Later the driver of car 2 made an insurance claim for whiplash. They claimed £4500 in total.…
-
Travel Insurance Advice
I have been trawling for hours trying to find a suitable travel insurance policy for us. We are going on a 28 day trip to Aus/NZ and one night in HK on the return. We need cancellation cover for about £7500 per person and many do not cover this sum insured (clearly I will be comparing all the other sums insured) hubby had…
-
Cancelling GAP insurance?
I bought a car last week - signed the finance paperwork on Tuesday and collected the car on Saturday. Having got caught up in the excitement of getting my new (11 month old) car, I agreed to the dealers GAP insurance at £350. This has been paid for under the finance agreement. I am just wondering, is it possible to cancel…
-
No Claims Bonus Query
Hello, I am looking to take out a car insurance policy in my name but then have my wife's name down as the main driver of the vehicle. Question is, will this make her entitled to any no claims bonus, or does it only get awarded to the person who takes out the policy? Thanks Reggie
-
car insurance
Can anybody help. I have just purchased a new car for use in the summer but i also have a car for the winter, so i will be using one car for 6 months and the other for 6 months, im finding it difficult to find an insurance broker who will split one insurance cost into two, can anybody help?
-
Hastings Direct Car Insurance
hi all 1st thread in this forum, so apologies if this is in the wrong place. Here goes... I have car insurance with Hastings Direct, who i called to change the account my direct debit comes out of. They say they actioned this and sent me a letter saying so with a payment schedule. This week i receive another letter saying…
-
Annual or Monthly?
Hi, I'm debating whether or not it's best to pay my car insurance in one go (annually) or to pay it off monthly. Obviously, it's slightly cheaper in price to pay it off in one go but is this always the best option? Given the current banking situation with low interest rates etc I assume it is... What do people think? Thank…
-
Brokers for Bldgs Ins on Exchange
Hi Guys, I've read the threads here about getting buildings insurance to put a property on risk from the date of exchange and advice to use a broker because 'normal' insurance companies won't do it? Can anyone recommend a broker to use? I had planned to just start ringing the usual suspects until I checked in here, seeing…
-
chancel insurance -first time buyers
Hi! We are first time buyers and are currently getting quotes from various solicitors. One who has been recommended to us by s family member is insisting on chancel insurance as part of the searches... Is this common practice? We have only seen it once.
-
Claim against me for personal injury
I had a bump about 3weeks ago, and the other driver is now claiming injury to her neck, back and shoulders which I think is false. The accident happened when I pulled out onto a main road across a couple of lanes of traffic, to go right. Traffic was clear to my right and a car stopped in the line of traffic to my left to…
-
Warning - LV Car Insurance renewal price - I saved 45% just by checking online!
I received my motor insurance renewal quote from LV yesterday and was horrified to see that it had crept up to a whopping £531 (from £460 last year) so I thought it might be time to have a quick check online to see whether I was being ripped off. Being a bit untrusting of insurance companies I entered fake details (same…
-
"Claims should be made within 30 days of paying for your treatment"
Hello, I have never previously claimed on dental insurance, so need to ask. (Maybe it's common practice and there is no need to call the insurer about this?) I have Tesco (AXA) dental insurance, and the policy states that "claims should be made within 30 days of paying for your treatment (unless this was not reasonably…
-
50/50 settlement
any advice greatly appreciated...my girlfriend had a little scrape before christmas and after much badgering quote me happy have sent her this.. We have spoken to third party insureers and their insured disputes liability, he advises that you flashed him through and when he got level with your vehicle there was not enough…
-
Non Fault Car Accident 3rd Party Insurance Not Paying
Good evening, appreciate some advise, my car was recently hit whilst parked up, the responsible driver was good enough to leave his details, soon after he reported the incident to his insurance & admitted liability. The next day I made contact with his insurance & they confirmed they are responsible & will deal with the…
-
still paying for old car insurance
I need help.!!!!! i've recently discovered that even though i'm with a new car insurer, i've still been paying my old insurance company for almost a year. every month my old insurer has been taking the money from my account as i had been totally unaware that i had to cancel it on my end. i had assumed that the contract…
-
short term contents insurance
Does anyone know anyone who does this? My husband is working away from home for 3 months (at least) and renting a room in a shared house for this time, just wondering what the cheapest way to do this is? most quote sites want to know stuff about the other tenants (such as do they have CCJ's or bankruptcy claims) and…
-
Car Insurance Monthly or Annually
Looking for some advice really. My car insurance is due for renewal at the end of the week and I've also got a new car so I've decided to cancel my existing insurance altogether and start again with a completely new quote. My insurance is coming out at £450.31 for the year or I can pay a deposit of £115.06 and monthly…
-
Thank you forhelping me negotiate!
Thank you to the MSE team for encouraging negotiation when renewing insurance etc. I finally changed home insurers last year after staying with the insurers we were allotted by our building society for many years. This year they put the premium up by £150, so I called them to ask if they wanted me to leave. The increase…
-
motor insurance providers where total loss (write off) means policy ended early
I'm in the process of looking for quotes as my car insurance is up for renewal, and it seems that more insurance companies are now including a clause that either implies or confirms that a write off will mean a policy ends early. Is there a list anywhere of which providers do this? On my list so far Admiral (including…
-
Car park Bump
I accidently nudged a car in my private office car park today. I did the right thing and told the owner what I had done but he went mad, said it was a lease car and that they estimated the damage to be £3000+. I can't see it could possibly be that much I only nudgde the bumper. I have asked him to get three estimates but…
