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Santander home insurance woes
Hello, I am helping a friend who is in a bit of a pickle, but neither of us were able to get anywhere with customer services. My friend has had insurance with Santander for the last 1 and a half years, paying from the same bank account for this entire period. However recently the monthly direct debit wasn't taken from her…
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Be careful - I made a HUGE mistake, inadvertently...
Last w/e, a friend and I were travelling in her car for a few days away. At about the halfway point, we agreed I would take over driving. We both believed we would be covered by, at least, minimal insurance as we both had fully comprehensive insurance on each of our cars. As luck would have it, we hadn't gone 20 yds, just…
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Car Insurance company wants more money 11 months after quote
Hopefully someone can give me some advise on this one and from a legal stand point or SALE OF GOODS ACT perspective. My wife took out car insurance in 2011 and was quoted a price and we paid. 9 months after the contract was taken out we got a letter form them saying "we made a mistake and we should have charged you more"…
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Home Insurance - Can I reclaim excess from my neighbour?
This may be a bit long-winded, so please bear with me. :A Any suggestions would be wecome. Home insurance - contents & building by Axa, through Home Protect. Legal Assistance added to policy, "just-in-case". Claimed July2012 for subsidence, caused by neighbour's Leylandii hedge approx. 1metre (3') from end wall of…
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Buildings+Contents vs seperate insurance
just done a few comparisons online, and ive found that if you get contents and buildings seperate rather than together it works out cheaper?? anyone else found this for example, a quote with swinton for buildings =£60 Contents= £47 yet when u try both together it comes to £118 is it wise to get home insurance together or…
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NCB and entitlement to drive others' cars...but don't own a car??
I have a little car, which I've had for 4 years. I used to use it daily, but have since dropped down to 1-2 times a week (non-essential travel). When my sister passed her test, she became named on my policy, and used the car perhaps once a week, but often zero times a week. I’ve since relocated closer to work and the town…
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Car/Bike Insurance NCD
I've been driving for 20 years and up to recently (2 years) as a named driver on my partners policy as I have a motorcycle. I drive company vehicles on a weekly basis. I have 7 years NCD on my bike policy. I've just bought a car for myself with the view of selling my bike. When taking out insurance for my new car, can I…
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Is compulsory auto-renew legal?
I'm happy I just got a good deal on house insurance from swiftcover, but notice there is no option to cancel auto-renew. Is this legal? If so I guess I will just have to make a note to cancel if I find a better deal next year, but does seem presumptuous.
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Near accident on public transport where do i stand?
this evening i was on a public bus - when suddenly the driver had to emergency stop due to a car pulling out in front i was in the front seat with my lil 6 month babyin her baby seat as the stop happened me n many other passengers where thrown forward - plus my small baby in her seat - withme twisting to cath her the bus…
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Car Insurance NCD and moving abroad
Out of interest (as I could be moving abroad for 2 yrs) what happens to one's UK gained NCD? if I was to return to UK after 2 years+ will companies still consider my 9 years NCD?
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all in one finance warranty invalid but still taking in our money :(
Hello hoping that someone may be able to help us. We purchased a car from Carcraft (via trade in of our old clapped out one) on the basis that we wanted to start a family. When we purchased the car we was lead to believe that the loan had to be taken out alongside a warranty otherwise the transaction could not go through,…
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Help with insurance claim wrong settlement figure given
I recently claimed on my home insurance for escape of water from dish washer that damaged the laminate flooring. Without our knoweldge the hose had come out of the back of the dishwasher and been running under the laminate for weeks before we noticed water squeezing out between planks. After much deliberation we decided to…
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carpenters solicitors......... verdict?
i'm going through a claim at the moment via tesco, who uses carpenters solicitors. i got a call from carpenters today saying that basically they aren't pursuing my case as 3rd party has an independent witness (which isn't independent, and didn't witness anything anyway, but i'm struggling to prove) and that an independent…
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Liability not being admitted on Roundabout accident
Hi, This is my first post here :) So i had an accident a few months ago where i was entering a roundabout turning right. The roundabout had three exits, i entered from 6oclock, and was turning into 3oclock. Another lady driver was entering the roundabout as i was on it from 12 oclock (opposite me) and drove straight into…
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Granny Annexe attached to house... Insurance?
We have built a separately accessed granny annexe, which is attached to the existing property. Should I insure as one property (as it is still one building), or should we insure separately (as Mum's annexe has it's own front door, which is accessed from external steps). There is no connecting door. Alternatively, should…
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Granny Annexe attached to house... Insurance?
Hi all We have built a separately accessed granny annexe, which is attached to our existing property. Should I insure as one property (as it is still one building), or should we insure separately (as Mum's annexe has it's own front door, which is accessed from external steps). There is no connecting door. Alternatively,…
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Health insurance pre-existing insurance
Hi all, New to the site, Just looking some general information regarding health insurance, I am interested in getting taking this out as I have seen my fiancee wait months at a time to see specialists on the NHS and for her to be sent to the wrong specialists and then having to wait more time to be seen by the correct…
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No claim discount
Hi I sold my last car 5 year's ago (had 3 or 4 years NC discount) . Since then I've been named driver on two policies (Churchill for 4 years and another insurer for about a 3y) as well as car club member (zipcar). To top this I'm a professional driver (class I - categories BCDE). I'm just about to buy a car again. Is there…
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Travel Insurance
We booked our holiday and paid a deposit in February 2012 for a trip to USA in August 2013. A few days ago we paid our final balance. We are now looking at travel insurance for this trip and have found an annual policy that will cover my pre-existing conditions at a price we are happy with. We have paid for this policy and…
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This website may be of help
This website has many large companie's call menus broken down into number keys. Basically you tell it what dept / problem you have and to save you listening to the menu options you just key the number sequence. http://www.pleasepress1.com/ It took the guy seven years to sit through various companies calls and writing them…
