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Advice on small insurance cover...
Hello all. i am new to this so please excuse if i do not use correctly. I have recently moved to london and after not attending Uni i am living in my first shared house. We have been living here for around three weeks and in complete bad luck the day we spoke about house insurance we got robbed lastnight!!! We are all ok…
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Lost camera
Not quite sure if this is the right place for my query..... My son, on returning from holiday lost his expensive camera, having left it in the (London) taxi that took him home. He has no all risks cover on the camera and is unable to trace the cab driver. I wondered if there is some sort of "Cabbie grape vine", where you…
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PruHealth Life Insurance 2013
I just got my annual anniversary letter from Pru and was thinking that the Vitality programme, besides giving you some motivation to excercise, doesn't give you much in return? I have Life cover (£7.79) and Serious Illness Cover (£22.73) totaling £30.52 at GOLD Vitality status. (29 YO male). Looking at their table of…
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None-fault Accident - Courtesy Car Payment Stopped by 3rd Party Insurer
Hi, I'm after some help please. My car's been involved in non-fault incident while stationary. I've decided to settle my claim through third party Liverpool Victoria, which was my mistake it seems. My car has been written off by LV and the payout check has been sent to me soon after. I've raised a dispute over over the…
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Mortgage insurance with medical condition
please can anyone help if they know what companies will take on with medical condition
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Legal Cover
Could you tell me, if you have several different insurance policies ie car, home, contents, building, etc. Do you need several Legal cover policies or just 1 would 1 cover everthing?
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Budget home insurance?
Hi, I am getting in some quotations for home insurance and Budget has cropped up. They have a couple of extras which are quite appealing: * Legal Protection * Key care Pretty self explanatory. Can anyone tell me if I were to use the legal protection for say legal help with an issue ie: bought something and retailer wont…
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Mortgage insurance with medical condition
Can anyone help with an Insurance Company that will cover Mortgage Insurance as I have a medical condition
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home insurance
I have just had my house insurance renewal from Insure For Retirement and it appears to be that my monthly payment plan goes through a company called Premium Credit Ltd. Is this a normal procedure thing? Why do I have to pay interest on something I haven't taken out. I thought the quote was the amount I would be paying?? I…
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serious issues with home insurance claim
I made a claim for accidental damage of some items in my bedroom. Lady came around took pictures, got some to come and clean items which they couldnt, replaced two carpets all within a short space of time. Then we seemed to hit a stumbling block. She asked for quotes for replacement items, i went on one website and got…
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iNSURANCE AMMENDMENT
Hello every one, My problem is last year we purchased a Renault Clio for my daughter, and insured it in her name as a provisional driver with myself and my wife as named drivers , that was the cheapest way to do it, Then on April 22nd she passed her test, so i rang the insurance company to upgrade the policy, with "Good…
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Morgage & Life insurance advice required
When I took out a mortgage with Barclays Bank it said on my mortgage agreement that I had to have Barclays Lifestages assurance for myself & my husband this includes critical illness cover. The insurance was originally with Barclays Bank then sold onto Reassure. We were told that once the mortgage was paid we would get a…
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M&S ver LV= advice requested
I welcome any thoughts on Home Insurance with either M&S or LV= I am presently insured with M&S but LV= are 30% cheaper for what appears the same cover. Any advice on 'after sales' or 'after claim' service would be welcome. Regards Richard
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Car windows and insurance claims
Hi, I am just posting to find out what effect the following would have: If you have a fully comprehensive policy with 3 years NCD on your car and you return to it to find your window has been broken but nothing has been taken. Would you expect your insurance to go up as a result of making a claim? I am aware you would need…
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Car Insurance Appeal??
18 months ago I was involved in a slight bump with another car. I say slight bump, as at the time there was no damage to either car. I was driving down a road that was wet due to a few dry days and then a buttload of rain, the car in front of me slammed on their brakes so I did too. This caused me to skid into the car in…
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Car Insurance - No Claims Bonus
Hi, I currently have a 6 years no claims bonus discount on my car insurance and just over the golden age of 50. However I will be later this year moving to Europe (Switzerland) for 3 years. Thus I will lease a car in CH and insure the same in CH. On return to England in three years time , will my no claims discount now be…
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Wrongly at fault
A few months ago I was involved in a minor collision on a roundabout. The other driver was at fault but lied on his account of the incident. My insurance company recommended a 50/50 split which I reluctantly agreed to. Now all of a sudden I've had a letter from my ins company saying they are holding me fully responsible as…
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Travel insurance - Departure from ROI
Hi All, A quick question for you ; I have booked a week in Lanzarote in August. Travelling Aerlingus from Dublin (I live in N Ireland) . Also have an apartment booked through an independentlletting agent. Presumably the travel insurance I will be purchasing will be a UK based company. I have been told (by a fireside…
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Wrong insurance documents
Hi everyone, I am wondering if anyone can help me or give me any advice on what to do. I have just taken out a motorbike insurance policy and I received the documents this morning but I opened the letter to find someone else’s documents inside. The document covers lots of person details Name, DOB, Address, Motorbike…