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Excess Rental Car Insurance
A practical word of warning for those people purchasing excess car rental insurance. Read the scope of cover and compare it the hire companies terms and conditions. There is one web based car rental quote system that sells excess car rental insurance that excludes cover for the cost of breakdowns and recovery. The company…
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Changing name on insurance after buying freehold
Hi, hoping for a bit of help with this question... We moved into a flat within a Victorian terrace last year. A few years before we moved in three of the four owners bought the freehold from the ultimate owner (who owns the basement flat and developed the building). The only problem is the home insurance is still in the…
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Help! Travel insurance expired whilst abroad - who can insure me?!
Hi all My partner has moved to UAE with her work and I'll be moving out with her. I came out with her at the beginning of April and will be out here for another month or two before going back to the UK, but will eventually move out with her permanently. I have a First Direct bank account and pay for the First Directory,…
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Building insurers that don’t ask about structural movement
[FONT="]Just wondered, does anyone know of any companies for building insurance that don’t ask if there has been structural movement?[/FONT] [FONT="] [/FONT] [FONT="](I’m looking at buying a house that has had some recent structural movement – crack in render due to ivy and/or tree. Not ongoing. No subsidence,…
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Who gets the NCD?
I'm 25, just got my licence. Got a quote from LV. Policy holder (and car owner) is my dad. Main driver is me. Who gets the NCD? Lady on the chat system said it was the policy holder, but that doesn't make sense. She also answered something else wrong so I'm not certain.
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Worldwide family insurance!
Hi guys, I need a family insurance(worldwide one) that each member of the family can also be covered if they travel independently. Cheers
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Travel insurance pre existing medical conditions
I'm looking for quotes for travel insurance that covers a pre existing medical condition. All of the quotes I've seen through moneysupermarket.com are from companies that I've never heard of and that have been formed in the last couple of years. If I go with one of these companies and the company folds would I still be…
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health insurance cover
I have doubts about the transparency of some hospital charges when using an health insurance company. I will shortly need a specific surgical procedure and I have an health insurance policy provided by my late employer with a modest benefit limit per annum. I would like to know in advance whether that figure is likely to…
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Home Insurance for house not yet purchased
Is it possible to get a quote for home insurance for a house that I am thinking of purchasing? I know when looking you have to put in the address obviously of the property but not sure if I can do this as the house isn't mine. Not really sure how I go about this..... Any thoughts?
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Warning Churchill buildings contents insurance
Please all homeowners be aware of their policy exclusions. I have had a pipe go buried in my kitchen wall it's damaged a wall unit as well as work top oven and 3 units out of the 8 in my gallery style kitchen .Its a MFI schreiber which is now not here of course .I have checked at Homebase who now do Schreiber .Now the loss…
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Critical illness insurance
Hi, I was hoping for some advice about getting a standalone critical illness policy. I have life insurance and I had a standalone critical illness policy with my employer, but as I have now made a claim the policy is no longer effective. I am fully recovered from the illness, but would face a higher risk in the future…
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Arriva - letter saying we were in an accident in which we weren't?
Hi there, My wife received a letter yesterday to say that a third party had made a claim to Arriva (not our insurers) that our car two weeks ago had hit a car in front of us which then caused that car to shunt forward hitting another car. Well we know for a fact that this is not true. We do not know the time and location…
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Sick pay insurance
My current employer does not offer any sick pay other than SSP. If I am off I therefore don't get paid my current daily rate. Does anyone know if any companies offer sick pay insurance. For example, if I have 3 days off ill in June, I can claim against my policy for those days to ensure my monthly income is protected? Many…
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Cancelled Direct Debit & another was raised
Hi, Last year I bought some insurance and the only way to get it at the price I was quoted was to setup a Direct Debit (DD) with the company and let them take the full amount out. Once they took the money, I cancelled the DD soon after via my bank and informed the inssurers by phone & letter. I have just found the…
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Home insurance - let it expire?
Hello! Just a little question I hope somebody could help with. My home insurance (buildings and contents) renewal notice was sent to me very late by my current insurer Legal & General, with just 1 week to go. My shopping around via comparison sites has shown several more competitive quotes, most notably one from Legal &…
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Damaged hire van - what are my rights?
I hired a self-drive van this week in which I moved house. As I am inexperienced I took the precaution of paying extra to get the excess lowered from £500 to £100. I then had an encounter with a bollard which damaged 2 panels of the van. Upon returning today I was honest about what had happened and was told I need to pay…
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Car Insurance Question: Is this legal?
Husband and wife (living in the same house). Husband insures both his and his wife's car (because it's cheaper that way) but his wife is the main driver of the second car. Is this legal, or should the wife insurance in her own name?
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Walk-in Broker versus AXA
We have used a local insurance broker for a few years. Just got the renewal for buildings insurance (nearly £500) - that's with no claims. None ever. But it is an expensive house. And it's a Listed Building. I tried Confused.com Only one company would quote me - AXA - and their quote is £250 cheaper than my broker. I…
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Car Insurance Cancellation
Hi there, We bought car insurance in September and always pay for 12 months up front as it's cheaper. (320 in total I think) We have just sold the car and are getting a new one this weekend. My wife (her policy) called the company up to change and they said £50 to change the car :silenced: MY response was !!!!!!??? Usually…
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Argos jewellery and watch insurance is it worth taking out?
I`m not sure if this posting is in the right place, if its not please could you move it for me? I`m wondering if anyone has taken out Argos jewellery insurance and if you think it is worth it? There are lots of `terms and conditions!!`. We bought our daughter a white gold diamond ring for her 16th it was £95 on offer from…
