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No claims bonus Car advice?
I have 2 cars each with their own seperate different insurance company policy. Both policies started at the same time. If I dont make a claim does that mean I have 2 years no claims bonus (1 year from each car x 2)?
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Building and Contents Insurance
I purchasing a house soon. My contents insurance gets paid in Feb. Should I now get a combined building/contents insurance and cancel the original contents insurance or just buy buildings only and have them renewing at different times. My guess I will be paying more f I do them separately. Any thoughts on this
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BUPA corporate/personal cover help please
I am seeking advice re a stance that Bupa has taken regarding moving from a corporate scheme to personal cover. I only have until the end of this month to find a fix and so am desperately in need of some help. Briefly - my corporate cover of which I make extensive use of as a terminal cancer patient....in the order of…
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Home insurance
I'm halfway through my home insurance policy with the AA.I pay by direct debit.I got myself a cheaper quote from my bank saving myself 15 quid a month.I cancelled my DD with the AA.they charged me 12 quid administration fee.They sent me a letter saying my account was 108 pound in credit but i wouldn't get this back.They…
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How does multi-car work?
My insurance expires on the 15th of this month and my wifes is roughly mid-July, just a few queries: 1) How does multi-car work if we both have separate insurance renewal dates? 2) Also, I've noticed there doesn't seem to be price comparison for multi-car insurance (correct me if I'm wrong)? 3) Does anyone have experience…
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Home & contents when seeing clients at home?
Hi Does anyone have any advice about how to go about getting good deals on home & contents insurance when I see clients at my home? The comparison sites dont seem to want to quote me. Am worried I will have to get quotes individually. FYI I dont see many clients at home, and they are covered under my professional indemnity…
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Do we have a case for Compensation?
Hi all, not sure if this is the right place to post this so apologies if not! In June 2012 my DH was working for one of the large supermarkets as an online shop picker. He suffered an accident when picking up a pallet and having it slip and injure him. The pallets had been brought in from the rain and there was no signage…
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Is this a scam?saga/acromas
I'd appreciate opinion on this. Saga were my motor insurers 2011/2012. I subsequently went through Hell reclaiming policy renewal money which they'd taken despite acknowledging cancellation. Bank also paid goodwill, still not knowing how payment had been wrongly extracted. ff to yesterday's post. I've been shredding any…
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Direct Line: What a cheek LOL!!!
We had our car insured for 10 years with Direct Line (from 2000 to 2010,) and it was always quite competitive, (around £30 to £33 for the two of us,) and in 2011, it went up to £56!!! So we asked if they could give us a better offer, and they basically said 'no: tough titties!' So we moved to a high street insurer who did…
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Car Insurance RTC nightmare, 3rd party wont report accident. please help me!
Hello, I was involved in a car accident on the 9th of april , the guy reversed into me when i was stationary. My car is damaged the wheel bearing is !!!!!!ed , the back quarter and door is squashed. and both me and the passenger sustained injuries. So we swapped details the 3rd party said he would report it as soon as he…
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Worst day/week for me in many years... Insurance comapny making my life hell
Hi All Its has not been a good day:) I have been up since about 7am this morning ringing every possible avenue I can in order to get some help/advice, just got off the phone to some Forces contacts I have. I will give the short version to start with, then if anyone is in anyway able to advice or assist I will expand. I am…
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Help...been paying insurance twice for 12 months!
Hi all. Major c*ck up! I pay my car insurance monthly by DD, and it renews in May. I changed cars last June and my then insurer (Aviva), wanted too much of an increase for the new car so I cancelled the insurance verbally over the phone and took out new insurance with another company (Allianz), but forgot to cancel the DD…
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Travel insurance
Looking for a good deal in a family insurance package. 4 kids under 8 no health issues. Anyone got any advice on best firms
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Insurance for students abroad
My son is planning to go abroad to Sweden for a year as part of his degree (sept 13 -> July 14). He has an EHIC card, but, this will cover only emergency medical care when abroad. We are looking to take out some kind of travel insurance for him to cover him. He will be away for more than 6 months after christmas…
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Car fell off MOT ramp!!
While having MOT and service the ramp collapsed and 2007 Jeep Grand Cherokee overland rolled off and into steel chest. Repairs needed: complete new bumper and grill, near side wing mirror, passenger door, near side rear wing damaged up to roof line, near side rear light cluster. To add to the horror we're booked for a…
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Travel Insurance
If I get travel insurance for a coach holiday in Italy, then decide to have a different holiday in Spain instead - for the same dates etc, do I need to take out another policy or will the original suffice?
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Can I change insurers prior to a claim being settled?
Hello, I am presently insured with Direct Line for my home insurance. I am in the middle of trying to settle a claim with them for my walls and gates which an insured driver ran into! Eight weeks on and I am starting to lose the will to live (but that's another story)! My insurance is due for renewal in June, can I switch…
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Home insurance claim
I'm hoping to get some advice- I'm in the middle of an insurance claim due damage at my house. We have agreed most parts but one part is causing disagreement between us and our insurance company. A large number of windows were damaged. Our insurance company is offering 30k for the repairs. They are basing this on a…
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Buildings Insurance - pre-existing condition refusal
Hi - i wonder if anyone can help with some advice. I've made a claim on my insurance policy. The guy next door (a shop) filled a drain with concrete and then left the building vacant. This caused some minor but persistent flooding in his property which then caused damage to a wall, floor and units in my kitchen. I'm making…
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Do I have to file an Insurance claim?
Hello, I have a small dent and some damages on my car.No clue is there when it happened.Do I have to file a claim?And if I do,will my insurance go up? Any assistance highly appreciated...:rotfl: Thanks...
