Do I have to file an Insurance claim?

marineli5141

Hello,
I have a small dent and some damages on my car.No clue is there when it happened.Do I have to file a claim?And if I do,will my insurance go up?

Any assistance highly appreciated...:rotfl:

Thanks...

Quentin

You either pay for this yourself or claim.

A claim will increase next year's premium and mean that you lose ncd if unprotected so do the sums before contacting the insurer.

InsideInsurance

You certainly dont have to claim. In theory you should inform the insurer of the incident but do so on an information only basis however 99.9% of people wouldnt bother doing this if they arent intending to claim

Timkitchen

Its good that you have the insurance.
Yes, you can file the claim, as the damage is somehow accidental. But before claim you should just consult to a good adviser, he will give you the better suggestion.

forgotmyname

Smells fishy answering your own questions?