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Buying home insurance from existing insurer as a new customer
My house insurance (currently with Priviledge) is due to expire at the end of November. I did a comparison last night and found quite a few cheaper companies. I rang Priviledge earlier this morning to tell them not to renew it. She brought the price down but it was still more expensive than three of the quotes I've got so…
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Insurance renewal - interesting findings
Hi, I just got my insurance renewal, and it is a 100 more than what I paid last year. No accidents, fines, 4 years NCB. I'm with Admiral. So, I decided to do some research on their sister company's website, and I found that without my partner on the insurance, I would have paid £10 less, with her, it would be around £100…
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Young drivers and non-family members ban
Article in the Telegraph about proposal to ban young drivers from carrying non-family members. http://www.telegraph.co.uk/news/politics/9683206/Young-drivers-could-be-banned-from-carrying-non-family-passengers.html Very difficult to enforce. It will no doubt suit the insurers who won't have to pay out for the many that…
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Making a home insurance claim
Sorry if this is the wrong section. Was rudely awoken yesterday morning, when some wall cupboards decided to become floor cupboards. I've phoned my home insurance company and someone is supposed to be getting back to me, I'm kinda wondering what to expect, never claimed any sort of insurance before. The cupboards are about…
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Possessions insurance in shared flat
I've just moved to a new flat in London and like most young people living and working in London, I share this flat with two other people (a friend and someone we found through spareroom.co.uk, both in permanent jobs). I want to insure my belongings but it's tricky to do so in shared accomodation and I wanted your help. I…
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The only choice I'll AVOID RSA's echoice
I DIDN'T THINK I WOULD BE ALONE IN MY EXPERIENCE SOME HOW AS 'GRENVILLEDODGER' HAS SHOWN.THE FOLLOWING IS WHAT I LEFT ON RSA'S WEBSITE TONIGHT."Mine is a one and only policy with echoice as far as I'm concerned.on the 21stOctober whilst trying to take out insurance with echoice the site was a pain in the !!!!, freezing,…
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Mortgages and Loan
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Insurance: Compulsory excess & Voluntary Excess ??
Hi, Going through some price comparison sites and comparing quotes - some policies just have a standard excess, but some policies have BOTH a Compulsory excess & Voluntary Excess. Can someone explain what all this means - rather confusing when trying to do a comparison ! Many thanks
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Cheap Home Insurance for Grade II Listed ?
Hi, Has anyone got any recommendations for cheap buildings cover for listed properties? - To make it even more tricky the property is located adjacent to a harbour (although it has never flooded) Thanks
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comparethemarket.com
Hi There. Be aware when using this site for house insurance quotes. Iwent on this site and got a price listed for £133.58. It was from Legal and general. I went into buy this at legal and general site. It told me to ring them to check all the questions were correct. I rang them and they told me the quote was now £166.38,…
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Car Insurance Renewal - selling car
Sorry if this is a silly question but I have not encountered this problem before. My insurance renewal is due in a week. I have just been on the phone to my insurance provider (More Than) to ask their advice as to what to do as I am selling my car (a Ford Galaxy) within the next few weeks and I intend to buy a much smaller…
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Water Pipe insurance
We've just had a huge mains leak on our Victorian property (with thousands of pounds worth of damage) :eek: and the insurance company paid for the repair/patching of the supply pipe but advise, as does the water supplier, that we have a new mains installed with blue MDPE piping as they won't insure for any more water…
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no claim discount (ncd) to foreign country
hi there Is it possible to take your no claim discount (NCD),to a foreign country(EUROP) and use it... would the insurer give you such a letter... do you know whats low in diffrent countries ...Are they accepting eachother NCB... MANY THANKS FOR ANY ADVICE
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Car insurance cancelled without notice
Hi all, My car insurance company left me uninsured for a week due to (their) administrative error. I didn't receive notification that the insurance had been cancelled and so I drove for a week without any insurance. Would the Financial Ombudsman compensate me for this or does the insurance company get away with it scot…
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Car insurance pay out query on car not worth fixing
Hi. I have a Y reg. Honda CRV which I use for work. It is a bit bumped and scratched with 62,000 milage. Someone went into the back of it, admitted libility, all insurance sorted out. Before I put it in to be fixed I had it mot'd a month early and was shocked to be told that it had failed with at least a £1000 worth of…
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Car insurance cancelled.
Hi all. This is my first post. If I do or say something wrong, please go easy on me. So here is my problem. Back in 2011 I took out car insurance with 1st central. About one month later I received an email saying that they have cancelled the insurance because I didn't send proof of no claims in time. They say that they…
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Insurance Renewal
Insurance renewal with Direct Line is £423, voluntary excess £250, £100 voluntary excess £100 and £100 excess for fire/theft, this is with 3 penalty points (parking on zig zag lines). Any suggestions on lowering the price i will try a quote online to see if it is lower. Thinking my car is only worth about £800 but i always…
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Insurance Company Government Legislation?
Issue #1: I own and ride a motorcycle for 95% of the year. My father-in-law has a car - shared with this wife and insured in his name. He wanted a cheap 2nd car for fishing etc. I wanted a car for possible bad weather during the winter (possibly a month max of driving the car). I have 9 years ncd - car. 1 years ncd…
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Car Insurance
Hi, Sorry for threadjacking, just after a bit of Car insurance advice. I'm a new driver about to buy a car and have been quoted £1400 approx for my 1st years insurance (fully comp). This is adding my partner onto the insurance as a 2nd driver who has been driving for 6 years with 5 years no claims. I have checked how much…
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Insurance claim for mobile
My son has a policy with Endsleigh, to which he has added special cover for an Iphone 3gs. He upgraded about 1 year ago to an Iphone 4s. You can guess the question, I'm sure. He's damaged the new phone and wants to claim. Am I right in assuming Endsleigh will turn it down as he didn't tell them he'd upgraded? Any advice?…