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Mobile insurance - purchase price?
I'm about to take out mobile insurance with insureandgo for my new iphone, but they have asked what the purchase price is. I'm with T-mobile and my deal is £69 upfront for the phone and £31 per month. But the £69 isn't the only purchase price, since I'm paying for the phone through my monthly payment. I'm not sure if it…
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Neighbour's tree & my insurance cost
If I declare on my house insurance that there is a large tree within 5 metres of my house (which is on my neighbour's property just over the boundary), will my house insurance premiums go up? The tree has grown quite quickly in the last couple of years with the damp summers (it's a fast growing willow) and it might be time…
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Car accident with a dog
Hi we had an accident in May when a dog ran into a major road. He had escaped from his back garden n after being spooked by an hot air balloon. The dog died and it caused 3000 pound of damage to the car. The car has been repaired but the pet insurance will not accept liabillity. Its been 6 months and we have had to pay out…
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Ca insurance premiums going up after someone else hits you
I'm aware that this is normal, any there isn't much I can do about it, but nevertheless it seems fundamentally wrong. I have never in my life caused any sort of road traffic accident. A few months ago, I pulled over and came to a complete stop, as did the cars in front of me, to let an ambulance through. Meanwhile, the…
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Convictions always 5yrs?
Hello, I have just paid to have my driving licence updated. I am now point free! I know that most insurance companies ask if you have any points in the last 5 years but does anyone know of any companies who ask for 4 years history only? Are there no car insurance companies that ask for 4yrs conviction history at all?
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Significant increase in car insurance quotes
Hi, I'm really quite confused. I passed my driving test last month and started doing some insurance quotes to see what car was most affordable to insure. 2 weeks ago I done a quote for a Peugeot 107 and cheapest I got over all the comparison sites was about £750. Doing some quotes today on different cars, I was surprised…
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Home Building & Contents Insurance Premium Help!
Hi All, Looking to renew my home building & contents insurance & despite going through the usual comparison websites as suggested on this site & trying a few insurers directly online, I am either getting some seriously outrageously high quotes and/or many refusing to offer cover & I am at a loss why this is so? Live in a…
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Home insurance - what do I put in business use?
I'm currently getting house insurance quotes. OH is a self-employed plumber, has his van etc and appropriate tool, public liability insurances etc. I imagine that the property will be clerical use only, as this is the only element of the business we are running in the house, is this correct?
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Bupa won't pay surgeon's full fees
My OH recently had surgery under the BUPA cover provided through his employer. He was told that there would be an excess to pay, and that there would be extra to pay to the anethetist, but that the full cost of the actual surgery would be covered by the scheme. We've now had a letter through from BUPA telling us that the…
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company car
Hi all Im going for a job that has a company car included Ive never had a company car before so i dont understand a few things one of these things is if i get a company car / lease car will i have to pay my own insurance? if i don't have to pay what happens to my 10 years ncb that i have built up? thanks
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no claims bonus.
this a quick question that's probably been asked before.i'm currently shopping round for car insurance quotes,i've got 12 years no claims bonus with my current insurer and the majority of companies i've been getting quotes from tell me they can only protect 9 years of these.is it possible to be able to protect all 12 years…
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Car insurers start penalising speed awareness courses
Just noticed this on bbc.co.uk
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Car Insurance 17 Year Old
Hi, I have just got my first car- an 05 Vauxhall Corsa SXI and am looking to insure it. I have not passed my test yet, and have been looking around at prices. I am only a few months away from passing, but the sites ask what license I have, which at the moment is a Provisional. What happens when I pass? Because it seems…
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Car insurance /renewal help please
Hi, In June this year I had an elderly gentleman say that i bumped his car when i pulled into a space, I was doing under 10 mph and i didnt feel a thing,I looked at his car and there was a light graze about the size of a 5p piece. I said sorry to him but i said i didnt believe I had touched his car. i rubbed it with my…
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Contents Insurance Claim Nightmare!
Hello all, I'm new so please be kind :) Just looking for some advice, we went on holiday for a week and returned on Sunday the 16th of September to find our house had suffered a seerious flood from the pipes in the loft that went right down through my childrens' bedrooms, the stairs and landing and my living room. All of…
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Car insurance/medical licence date question
Hi, This is my first post here, was hoping someone could help me. I'm 23 and passed my test in 2007, but have a medical condition which only allows me to have a 3 year restricted licence. When my first licence ran out in 2010 I did not get it renewed from the DVLA. However I had to get it renewed this year due to needing…
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Home emergency cover within home insurance
Do you think it's worth paying the extra for this? Seems like there's lots of small print to get out of things.
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House guest flooded the bath; water seeped through the floor to the downstairs flat
I was woken this morning by the Fire Brigade at 9:45. A friend who is staying for the weekend was running a bath at 9am this morning, and had then gone into the lounge to make tea. During said tea-making he managed to scold himself, and subsequently forgot that the taps were still running. Consequently, the water had…
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Group Income Protection Insurance - Declined Claim
Has anyone out there had any dealings with a company called UNUM? Particularly have they had long delays whilst their claim is being considered?
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Insurance and Quidco
Hi all I'm wondering if somebody can help me. I need to renew my house insurance in the next few weeks and was planning to find the best deal and then go through Quidco to get cashback. The cheapest quote I have had is from a company that I have used in the past (not for the past couple of years though) Will I be treated…
