Young drivers and non-family members ban

Parking_Trouble

Article in the Telegraph about proposal to ban young drivers from carrying non-family members.

http://www.telegraph.co.uk/news/politics/9683206/Young-drivers-could-be-banned-from-carrying-non-family-passengers.html

Very difficult to enforce. It will no doubt suit the insurers who won't have to pay out for the many that will ignore the ban.

Dangermac

Parking_Trouble wrote: »

Article in the Telegraph about proposal to ban young drivers from carrying non-family members.

http://www.telegraph.co.uk/news/politics/9683206/Young-drivers-could-be-banned-from-carrying-non-family-passengers.html

Very difficult to enforce. It will no doubt suit the insurers who won't have to pay out for the many that will ignore the ban.

I would imagine that the insurer will still be primarily liable, in a similar way to what they are at the moment, even if the insurer wanted to avoid the policy - i.e for non-disclosure etc

DM

Parking_Trouble

True, they will have to pay up for third party damage and injury but Insurers such as the Admiral Group are likely to pursue the driver for the money.

It will be interesting to know how insurers would change their T&C's

System

There will be endless wrangles over definition of family:

Siblings
Cousins
In-laws
Step siblings
Half siblings
Partner's family
Adopted family
Divorced family
Different concepts of family in different cultures

Parking_Trouble

Good point Clifford

I can see certain insurers resorting to paternity tests. ;-)

paddedjohn

Totally unworkable in my view, youngsters often have similar aged cousins/brothers/sisters who they socialise with, what about a couple who live together but arent married?

Simple solution would be to limit new drivers to low powered/speed restricted cars for the first 2 years and then make them take another test to drive more powerful cars, it works for motorbikes.