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Brands, underwriters & unfair claim handling?
I've had a 12 month plus nightmare having bought insurance from a well known high street brand, underwritten by a well known, high profile insurance company but the minute I claimed I was passed to yet another company who could be a case study on how not to handle a claim. Because they took so long I can't shop around for…
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Gotravel insurance
This company on all comparison sites is linked with AA so seemed reputable, however, I purchased a single trip ins over a week ago with the promise that details would be emailed within 24 hours - despite daily reminders nothing!! Anybody used them ?? Frightening to think we will be relying on them .............
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Insurance policy help
Hi all, Used this forum before and it helped me LOADS! But back with another problem unfortunately.. I had a motorbike which was stolen on the 26th of august. I reported it to my insurance company. And was making a theft claim. But later dropped the theft claim because I realized I wouldnt get hardly any a payout, and…
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CPP to pay £14.5m compensation - how to claim?
CPP were hit by a record FSA fine for mis-selling their identity theft insurance, by grossly overstating the risks as well as using pushy sales tactics. MSE reported previously that they had seized to sell any of their products when the FSA investigation began earlier in the year. Now that the verdict is in, the total bill…
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Mortgage cover life assurance but no mortgage yet
Hello all, please excuse what I'm sure is a very noob question, but my wife and I are currently in the process of selling / buying a new home. For our new mortgage we will wish to procure a decreasing term life assurance product and are conscious of the implications of both the EU gender directive next month and the tax…
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Car Insurance Cancelled without reason!!!
Hi Guys, bit of a long story but im after any advice that you can give. My girlfriends car insurance was due to run out on 3rd November. She has been insured for the last four years with Marks and Spencer car insurance and has a total of 5 year no claims. M&S renewal price was over £400 which we thought was a bit steep and…
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Buildings Insurance for Freeholds
Really need some help on this one please :( Trying to insure a property (two storey terrace) which has been converted into two flats. One is owner occupied (by me and my family) and the other is owned by a separate person who lets it out to tenants. Both flats are freeholds.The building as a whole was previously insured by…
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Fire/water damage & Insurance problems
On the 18th October our next door neighbours who are council tenants had a severe house fire which gutted their property and caused damage to both adjoining properties as it's a mid terrace. Both adjoining properties are privately owned and 1 is my home. Now i have buildings & contents insurance with a very well known…
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Personal Injury claim
On Monday i was hit from behind by another vehicle whilst i was stationary in traffic...hit at about 30mph and the other vehicle didn't even brake, just plowed into me. I had to have the roof cut off my vehicle and was removed on a spinal board due to neck/back pain. Taken to hospital where i was examined and discharged…
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Lost Post
Does anyone know if you can claim on your house insurance for an item lost in the post which wasn't registered but does have proof of postage?
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Car Insurance No Claims ... Advice Needed
I am hoping someone might give me some advice, I had previously got over 10 years NCD until Sept 2011 with my own car and insurance I then had a job with a company car for the past 14 months and I have been given notice of redundancy and have the car until 7th Dec After that I will be buying myself a car and requiring to…
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PPI Opposite!
Hi, Can anyone please advise if i have a case...i was the lead name on a Woolwich mortgage taken out in 2001. i had no other inusrance. i was advised as to which mortgage and indeed insurance i should take out by my local bank - i have banked there for years and knew staff well etc etc so, i trusted them...having been…
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AA Home Emergency response?
Had this for free for 6 months and wondering whether to renew? I must admit I am wondering what is covered by my home insurance anyway? (I've got contents, buildings both with accidental damage). I've also got separate cover for heating. Anyone got any experience with this? Are there better/cheaper alternatives to AA?
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Loss of car insurance excess
A car reversed out in front of me from a lay by, I stopped in time but it reversed into the front of my car after I had stopped. I was shaken up from the accident and the person only gave me a mobile phone number, I called her as soon as I got home and managed to get her address but see said she was out and did not have…
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Medical Insurance which includes pre-existing conditions
Can anyone recommend a medical insurance company that will include cover for pre-existing conditions? Thanks
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Car insurance paid on someone elses card
My daughters car insurance was cancelled and there was an outstanding balance, she had her boyfriends card on the account as he had made a payment once before. Anyway she asked if they could use her boyfriends card, and they didnt bother asking him for permission, are they allowed to do this as they said that they were as…
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Mobile Phone Insurance - lifestyle group
I have my current account with Barclays and one of the features I get is the mobile phone insurance. I had to make a claim at the start of September paying a £75 excess for them to repair my broken iPhone 4S. The screen had been damaged and this was the only issue. I received the phone back after about two weeks. Recently…
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Sale of Goods Act for Insurance Replacements
Does anyone know where I could find info on the Sale of Goods Act relating specifically to replacement goods under insurance policies? I have trawled through a lot of sites but can't find anything referring to insurance. I have a mobile phone which was replaced through my insurance policy and has developed faults after…
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Was I mis sold Life Assurance
Hi, Just going through my finances for PPI etc and I've found a policy I had in conjunction to a remortgage in 2007. I was advised to take out this cover to go with the mortgage, but when changing mortgage again in 2010, I was told by another financial advisor that I didn't need it as I was covered throught work. I was…
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Best Lifelong Pet Insurance.
Hello everyone, I'm new here. A friend recommended you highly for your help and advice :) I'd love some advice please on pet insurance. We have two dogs, 3 and 6 months old and we want to insure them. We've decided on a lifelong type of insurance and the ones we've seen on the web would be about £10 for each dog. BUT we…
