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Home insurance renewal before moving house
I currently have contents only insurance on my leasehold flat (buildings insurance is communally covered). This is due for renewal shortly - a couple of months before I will move to a freehold house that will require both buildings and contents cover. What is the best plan of action here? I don't really want to be without…
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Hit from behind.
I need some advice here guys. My car was hit from behind while it was static on road due to traffic ahead. My car bumper is cracked along and the number plate is broken. Also I cannot open the car boot easily due to the impact. It was three of us in the car and all of us were shocked by it. I got a very stiff neck. But…
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Life insurance issues for 90 year old
Hi all, First post here about an issue we're having, not sure if there's a solution but this seemed a good place to ask. We lost my grandfather 2 weeks ago, and are in the process of sorting out his paperwork, specifically life insurance policies to help out my gran who will now of course have to live and manage alone.…
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Student on home insurance
Hoping someone can advise me, my son has just gone off to uni, and our home insurance is up for renewal shortly. I think i need to add him onto our policy to cover his belongings while he is at uni, but do I add him as a joint policy holder along with myself and my OH?
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Insurance excess increased
Last week I renewed my insurance. The renewal notice received stated there was £0 voluntary excess and £150 compulsory excess. I accepted the renewal as stated; nothing needed changing. I was happy with the cover and the premium quoted. I paid the annual renewal in full using my credit card. Today I received confirmation…
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Dual postcode?
So I registered my car down at the university, knowing that I'll be living here and the car would be staying here for 99% of the time, and I was told today that apparently that I have a dual post code? The woman on the phone told me that it "clearly says" on the ts and c's that dual post codes aren't allowed, whereas the…
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pet insurance
i have had pdsa insurance for a few years and just had my renewal its gone from £37.24 pm to £75.04pm on phoning to ask why the big jump was advised by two different people at their renwals dept that because i had made a claim for £118 ( thought this was what insurance was for)and because others in my area insured with the…
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Forgot to buy travel insurance - help!
Hello, Stupidly, I forgot to buy travel insurance before leaving the UK for the USA. I am now in America, trying to get insurance, but have been told that, as I have left already, I cannot purchase a policy. Aaargh! Does anyone know of an insurance company that will still take me? Surely there must be one?! An additional…
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Home insurance - building vs contents has me confused
Situation: I bought a long leasehold to a flat in London. It is a converted victorian terrace with 5 other flats in the building. The freehold is owned by a management company which myself and the other flat owners each have an equal share in (ie standard share of freehold arrangement) There is a buildings insurance policy…
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Selling car and not replacing - NCB query
I am looking to sell my car and not replace it. The cost of an annual bus pass is far cheaper than running my car. I have built up 3 years NCB. Does anyone know if I can still use this NCB in the future after, say 3 years of not having a car?
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Saga/direct choice debit card payments
I cancelled a policy with Saga in June that had been in force since last year as I sold the car covered. The payments had been made by direct debit after the initial payment by debit card. I forward the certificate and covering letter to Saga. I the received a call saying I owed £102.40 cancellation fee which I disputed…
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MIS-SOLD LIFE ASSURANCE - PLease Help!
Hello, Wondering if anyone can give me some advice - my parents had a life assuramce assurance policy - it was completely mis-sold to them in my eyes - they didn't know what it was for, they signed up for it, money went out my direct debit over 14 years (£80 a month!) and they were never contacted about it by post / email…
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One Call Charged £28 cancellation after 2 days!
Hi! I cancelled my insurance with these charlatans after 2 days due to admin errors, unable to get through and links with a finance company called creation finance they said was just to collect direct debit, who when googled had nothing but concerns and problems. After 2 days and within my 14 day period they charged me £28…
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Tiles Off Roof - Ins Wont Pay As There Have Been No High Winds
3 tiles have came off my roof and water is getting thru to my bedroom ceiling. I called my insurance company MORE THAN and they told me because there had been no high wind reports in my area then i was not covered. I was shocked i thought i was paying insurance to covers instances like this. Is this normal terms for…
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esure rip off
Hi Just a quick request for assistance. ESURE HOME INSURANCE —NO CLAIMS—9 YEARS I also have 2 other policies with them for cars insurance both with years and years no claims, I have 4 years no claims on my motorbike insurance with another firm. A good few years of no claims. I had a burst pipe and started a claim sending…
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Re-apply don't renew car insurance
Tip - I don't know whether this has been put up before. It's re-applying for car insurance with the same company. I got a car insurance renewal notice which was a huge increase over the previous year (as ever). I apllied for a new policy on line for exactly the same car & cover with the same company, and got it cheaper…
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Wrongdoings of a travel insurance company! Please can I have some advice?
Hi everyone, I have a situation I'd like to share with you all! A few weeks ago I had my car broken into in Blackpool while on a weekend away, we were coming home and stopped off for some dinner on the way, subsequently we had all our things in the car, we came back to the car to discover the boot lock damaged and a bag…
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Legal rights when brokers try to charge more under false errors!!
I've recently been looking for a car insurance and visited the go compare site, where I found a really competitive quote from a broker company called Right Choice Insurance brokers or rcib Unfortunately the experience has been a nightmare. All the information I put in go compare website was accurate but try to find…
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Car Accident
Hi all, My friend was involved in a car accident yesterday evening, she was the passenger in the vehicle that was hit from the back whilst at a roundabout. The guy who hit them claimed he had seen them move etc, how does she go about putting in a claim as she's suffering from whiplash?? I need to add that, she was with a…
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Life Insurance
I currently have a joint decreasing term assurance policy and am looking to replace with a single decreasing term assurance policy. However as I'm now living on my own, hence the policy switch, do I really need the decreasing term policy at all as I'm just on my own? I think I can just get away with a critical illness…
