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Cash payout on home insurance claim
Just a quick question hopefully. What would happen in the scenario that you get an insurance cash payout for flooding damage but then have to move before you do the repairs - I presume once agreed the claim is to be settled by a cash payment, the money is yours and if you moved before doing it the money remains yours. Any…
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Home emergentcy insurerance
Hi has anyone had any experience with claiming on a Home Emergentcy Insurerance, is it worth taking out. Thanks aj87cj
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Hit and run - multiple vehicle
Hi My car was parked on street when somebody crashed into couple of cars and ran away. Basically, a white van crashed into a foreign reg 4x4 (Car B) , which then pushed into my car (car A) at least 3 meters before white van speeding away. Both my car and foregin reg 4x4 badly damaged and looks like a write-off. It was a…
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Free 1 year claims bonus - can I keep it
When I first started car insurance I was given a free 1 years free no claims bonus. If I want to move to another car insurance, can I include that extra free no claims or is it only for that specific car insurance?
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One way travel insurance from USA
Not sure whether this should be posted here or in travel so will do both. My daughter has been in the USA for over two months. She was due to arrive back on 13th September but was forced to extend her stay and will now by flying out today, arriving tomorrow. It didn't occur to her that her insurance will have run out. I…
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Car Insurance 17 Year olds
Hi, I remember a while back about martin talking about how he found a way to get insurance for £300 for 17 year olds, bit I can't remember how he said... Any info will help thanks!
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advice invloved in road accident
Hi, my son was knocked off his scooter and now has broken knee and bike written off. The car driver accepted resposibilty. Need advice on where we go from here, have had solicitors call that have been recomended by my son's insurers, do we have to go with these, we have had froms in to sign and send back but they have what…
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Quotemehappy.com major problem
Hi, I hope someone can help, especially as I've read that someone who works for Aviva (who own quotemehappy.com) checks these forums. My partner has bought car insurance from quotemehappy.com but they won't accept his NCBs - they also won't really say why. Their emails seem to be machine generated and only say, rather…
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Looking for an Insurance Expert - For a definitive answer
Hi, I repair iphones and im looking to take the company to the next level. I am looking to offer customers the opportunity to "insure" their device against certain types of damage for a small monthly fee. What I have been told is that I will have to be FSA registered if it falls under a "contract of insurance". I am not…
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Insure and Go claim settlement time?
Hi, Just wondering how long it has taken people on average to settle a claim with Insure and Go? If at all ??? I broke my foot on holiday in June and have had a terrible time dealing with them since. It's been a farce to be honest with them saying they haven't received paperwork when I have and no response to emails and…
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NFU - so expensive?
Hi, We are first time buyer for a mid terrace house on the edge of London. We got quotes from different insurers for between £300-400 mostly. But we do want to find an insurer which has good reputation (relatively) when it comes to claim. We found NFU but after contacting them directly, they quoted £1600/year! They said…
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ecarinsurance
Does anyone else have issues with this company when trying to amend anything? I was trying to cancel an existing policy told them i had sold the car etc, but was then emailed back asking why i wanted to cancel with a big list of conditions for this to happen. They say they will take a cancellation fee of £70 and an admin…
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Car Insurance
Well its that time of year when car insurance is due. Being driving for just over a yr now. Currently with Tesco but their new quote is high, research so far is pointing me towards People's Choice who I have never heard of. Anyone got feedback on them? I have used the normal search engines for my research so far, is this…
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Very retrospective life insurance claim
My wife and I paid into a Life Insurance (including Critical Illness) policy with Norwich Union/Aviva for many years. Unfortunately, our worsening financial circumstances led to the policy lapsing last year. However, my wife was diagnosed with a benign brain tumour about 10 years ago, when the policy was live, and I have…
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Direct Line DataPatrol
I am a Direct Line insurance customer, and have been offered a years free access to the DataPatrol security system by Garlik Has anyone had experience using this company? I have registered, and started to input my personal info, DOB, address, tel number, bank account, they ask for first 6 and last 4 digits of bank…
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Insurance quote, NCB and accident
Hi I'm currently with Privilege, and got a renewal quote. I used a comparison site and got a quote for £150 cheaper. The question is, do I need to tell the new insurance company about a minor accident I had 4 months ago, as I have no claim discount protection. If I were to ask Privilege for certification of no claims…
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Insuring Children I Don't Have!
I was about to sign up for home insurance with Swinton (who'd come up as cheapest via USwitch) when I noticed that "Childrens' University Contents" were covered for £5000. I certainly hadn't asked for that, possibly because I have no children. When I rang them, I was told a) It's standard and there is no option to remove…
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Tenants Insurance - 4 Unrelated Adults
Hi there, I've recently moved into a house share and upon adding my name to the home insurance, I was told that the home insurance policy was void. This is because HSBC home insurance only allowed 2 unrelated adults on the policy, the remaining adults need to be related to one of the two mentioned. Since then I have called…
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House (building) insurance... Help!
First post on here, so please go easy on me! My house (building) insurance is due for renewal. I have lived in the property for just over two years now and I simply inherited the existing insurance policy from the previous owners. However, I am now looking to find a cheaper policy if possible. But I really don't know what…
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claim rejected???
hi, i have just had my car stolen. Since the original policy is several years old, i have always renewed with "no changes" to the policy. in the meantime (2yrs ago) i had a no fault claim on my motorcycle policy and subsequently (having forgotten this - the car insurance is 10 months after the bike issue) still sent in the…
