We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Home emergentcy insurerance

Hi has anyone had any experience with claiming on a Home Emergentcy Insurerance, is it worth taking out.
Thanks
aj87cj

Comments

  • Hiya! To be honest it depends on what it costs and what it covers. I had a great policy a while back with RIAS for about £45 a year. It gave me great peace of mind from anything from a leaky toilet pipe through to a totall loss of heating. I suffered both on 2 different occassions and had a response within 8 hours after making the call and all sorted FREE. I would always suggest read what it covers and when you call the call inthe event of a claim state EXACTLY what clause you are claiming under.

    EG the leaking toilet pipe was only small, but posed a 'risk of flooding and furthur damage to the property'

    I would personally always take it out (or try to get it thrown in free).
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.