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Aviva, problems following accident
Just recently, my OH had an accident with another car, and we have been found liable by the insurance company - Aviva (who incidently insure both parties in the accident). I have submitted photos of our vehicle to the police, and have suggested that we may not be at fault for the crash. I have tried to contact Aviva, but…
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Tricky: insurance for frequent absentee
I have a problem arranging home insurance at the moment. I have a holiday place in France and I travel quite frequently, so I'm often away for more than the 30 days stated in most insurance contracts. I've currently been told I should get empty house insurance, and then change the policy every time I'm home... that seems…
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Car insurance credit check
Do car insurance companies do a credit check if you want to pay monthly?
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Not accepted as named driver
Hi all. My recent insurance history is poor. I had been driving for ten plus years with no incidents but then had a spate of incidents in a year, with two fault claims (relatively minor) and two non-fault claims. The two fault claims and the first non fault claim were on my own insurance (though the non-fault was fully…
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Car insurance query! - Added temp driver
Hi I recently added my friend as a temp driver on my car insurance for a week. Unfortunatley the funds were not available in my bank to pay for this cover. Now the insurance company are chasing the arrears. They are saying this could affect my current car insurance, even though i paid for my car insurance in december and…
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Travel Insurance for Elderly Parents advice please
Hi, Sorry if this is a bit long winded but if any of you could help I'd really appreciate it. Brother Lives over in Australia, Parents going out for Christmas. Travel Insurance quoted is 'silly money' to me (£583 and that only covers medical NOT flights or personal protection or anything else) I think that as they are…
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Repairs to car on insurance - other party involved can't be found!
We were involved in a collision last week where the other driver was at fault. We innocently took his name and number to call and discuss it that evening only to find that the line is dead and neither he nor the car can be traced - the car reg is either incorrect or false. So it looks like we are going to loose out…
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Car insurance - Can it be paid of early without the interest?
Hello Ive spoken to my car insurance today, asked if there is anyway around my situation - Partner taken a loan out to pay the insurance off in one go, been a slight delay but need to be insured by Friday to pick our new car up as need cover note - And they've told me, they have set up a direct debit monthly payments, and…
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Employee medical Insurance declined by Pruhealth - now what?
Hi all My husband has mild hypertrophic cardiomyopathy (genetic so he's had it all his life but was only diagnosed four years ago at the age of 56). No-one in his family has died from heart problems and both parents lived until 84. Our problem is that he recently started a new job and the company offers health insurance…
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Free Death Benefit Upgrade
Firstly Id like to explain the situation. My father passed away in March 2010. A few weeks later while I was checked his emails, I found an email dated the day before he passed away. It stated that the "Free Death Benefit of £1000" had expired on 4-Feb-2010 and to click on a link to extend the cover for another year. I…
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Car insurance help!
:(Hi...im new here, but glad i joined! I was just wondering if anyone can help me with query as I cannot seem to find the answer on the internet...what it is, is: My car insurance was due for renewal and on the 1st september I recieved my renewal email from my present insurer and then a letter from them on the 9th…
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Can STRUCTURAL MOVEMENT, on my property ??, cause them to NOT Insure me my renewal?
I have been insured with a banking Home insurance for 12+ years. from Sep - Sep renewual, There has been some movement in the property, a structural property report was done in July, and sent to them. They wrote a letter asking for me to renew it, by me phoning them. but can they say "as you have movement, (since last…
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ChoiceQuote car insurance
Has anyone had experience with this insurer? They are offering competitive car insurance rates for me.
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iPhone insurance
Hello, I have an old iphone 3gs 8gb and have dropped it and its not working properly. I have gadget insurance through yorkshire bank account as part of the account. I have a couple of questions as I'm thinking of claiming on it: - can I claim for it as its damaged or does it have to be broken? - the phone is 3 years old…
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Car insurance for motorcycle rider
I have had my full motorcycle license for 15 years now, 9 years NCB on it. I'm about to get my full car license. Is there any car insurance policy out there that can give me a discount as an experienced driver despite only just passing my car test?
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Insurance for High Value Item Bought Whilst Abroad
I dont' know if anyone can help me, but I'm hitting a brick wall with this one, so any suggestions welcome. I'm planning to buy my boyfriend quite an expensive watch when on holiday in the States next month. The reason for this, is becuase this particular watch is quite hard to get hold of in this country, and the nearest…
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D.O.C cover liability
It's always been my understanding that should I use my doc cover to drive another car, for which I'm not a named driver, my only cover on that car is Third Party. Should I stuff said car into a wall I will be fully responsible for the damage I cause to the car. As such I never drive other peoples cars, despite being…
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Brain ache multi car
Hi, im trying to find the best deal on multi car insurance but it is overwhelming, so much to read, so much to understand. Is it possible to overthink things ???? Anyone know of a good company that can give me a good quote ??? Many thanks :D
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Advice regarding Insurance blunder
For decades I have had home and contents insurance and have never had the need to claim on it until recently. Whilst away on holiday, my personal belongings were stolen, but thankfully I discovered that I was covered for it (which came as a huge sense of relief). However, the outcome is not as satisfactory as I was first…
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Try explaining this to Insurers !!!!!
Thought I would post this, for those that have not seen it. http://www.dailymail.co.uk/news/article-2204373/Couples-lucky-escape-speeding-car-crashes-UPSTAIRS-bedroom.html Can you imagine how the driver of this car is going to explain to Police and Insurers how they managed to crash into the upstairs of a house. But I was…