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AXA endowment mis-selling
Hi I was sold a 30-40 year AXA insurance/endowment about 1990-1991. I realise I was mis sold as I did not have a mortgage, was 21 years old and actually did not really understand what I was being sold. It was sold to me on an armed forces base in England. Can I claim this back??
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Can you help me sort out a car insurance query?
This sounds a bit complicated, but I'll try and explain as best I can. 1. I had a car with my personal number plate. 2. I have now part exchanged this car through a dealer, and he is in the process of sorting out the plates for me and fitting them. In fact I have now received the new tax discs for both cars. 4. I now have…
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student daughter needs cover
my daughter is lodging in a private flat in London whilst undergoing a post grad. She is living with a pensioner who is very particular and doesn't want alterations to the flat. My insurance company have told me I can add her as 'away from home' cover, but only if she has a lock on her door. I am expecting this to be a…
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Do I actually need Insurance?
Hi, I need some help! I have received lots of e-mails about the premiums for Women's life insurance going up in December and to insure now. However knowing whether you actually need this type of insurance is confusing! My info: ~ 29yrs old non-smoker ~ Home owner with own Mortgage (shared with Father but I pay it all), if…
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Can Insurance Renewal Tactics
Last year I was really struggling to get car insurance for a reasonable price, as despite 14 years claim-free driving I had been on a company car for four years and therefore had zero no-claims. Eventually had to bite the bullet and take Admiral at about £670, or so I thought. When I called to pay, they offered me a…
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Car Insurance renewal
Hi, My car insurance was due in July and my quote from my current insurer Budget was too high, so i emailed them the day before the renewal was due to tell them i wasnt renewing as i had found cheaper terms elsewhere. The policy was renewed so i called them to say that I had emailed telling them not to renew the policy and…
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Is it worth keeping mortgage payment protection?
I have recently been sent a statement for my mortgage payment protection and now I'm wondering if it is worth keeping it. I pay £17.50 per month to cover £500 of the mortgage if I were to be made redundant (it doesn't cover illness). The cover only lasts for 12 months. On the other hand, I have close to £20,000 in ISAs…
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Swinton Motorcycle Insurance Cashback - Scam!
My motorcycle insurance is due for renewal soon and so I followed Martin's guide to try and obtain a good deal. http://www.moneysavingexpert.com/insurance/cheap-motorbike-scooter-insurance I was interested to see the offer by Swinton to provide £30 cashback, so took them up on their offer online. The price I was quoted was…
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Pet insurance, instant cover?
Hi everyone, we were in some financial difficulty a couple of years ago and had to cancel our dog insurance. Stupidly I completely forgot to re-instate it and now my dog is really ill. I think he has swallowed something and we are off to the vets tonight. We are still haveing loads of money problems and can't afford to…
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Car insurance RIP OFF !!!!!!!
Have just sold my car and so called Yes insurance to cancel my policy. The policy cost £498 and i have had it for 5 months and when cancelling i expected a cancellaation charge but when i called i was told i was being charged £213 for the insurance i have used, £35 cancellation charge and £185 shortfall for cancelling the…
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travel insurance advice
hello all, we are a family of 5 traveling to Alcudia next may, me and my partner have insurance cover with our bank account for free but my 6 year old daughter and mom and dad who will both be 74 time of travel don’t have insurance. Advice I’m looking for is should i look at putting the three of them onto a family…
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TopCashBack Compare Car Insurance
Official MoneySavingExpert.com insert For full informationon car insurance, the Do's and Dont's, and much, much more, see the mainwebsite's Cheap CarInsurance guide. Back to theoriginal post... Has anybody used the topcashback compare car insurance website? Any feedback - good, bad, indifferent?
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Commercial to Private NCD
Does anyone know of a motor insurance company/group who will GENUINELY honour NCD secured under a commercial vehicle policy against a private vehicle? I have full NCD (10 yrs plus), gained on commercial insurance for my old Transit van. I no longer have the van but want to insure a small Vauxhall Corsa for private use. So…
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With-Profits Insurance
New to the forum so apologies if this is covered elsewhere. I am looking to take out a with-profits type insurance policy for my wife. Are these policies still around, or are there better things to do, i.e. take out a death only policy for a cheaper monthly cost and put the balance into an ISA or similar savings scheme.…
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Bankruptcy and criminal convictions
Are there any insurance companies who will cover me? I have a conviction for section 5 public order offense and the missus is a discharged bankrupt (discharged 4 years ago).
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Comparison sites
Here's something I just don't quite understand: If I request a quote direct from a specific insurer, its £294.58 If I use a comparison site like Confused, the same insurer is £284.99 and travelling to the insurers website and checking the details, everything is the same as it was when I visited directly. Then using…
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finding how many years no claims bonus you have
i have been insuring cars since 2001 and have never made a claim before,i have had 3 different cars and changed insurers a couple of times,how would i go about finding out how many years no claims bonus i have when i have changed insurers a couple of times. thanks scott
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Life, critical illness and death assurance
I have been paying as assurance for critical illness, unemployment and death. Scottish Provident is the provider. During last tree years I had an illness which cause me to loose my job. I put a claim as an ill person as the criteria for the job I do was such that I was not fit to work. The claim was rejected. Then I became…
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Just under 3 years NCD
I have NCD from Aviva which is just under 3 years and all companies I have spoken to said they only accept 2 years. Does anyone know of any company which will accept just under 3 years? Thanks
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Foreign No Claims Discount
I know this has been posted before but they seem to be older posts. I have 6 years no claims discount from Libya (in English) and would like to know if anyone knows which car insurances will accept this? Thanks
