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Credit checks on named drivers?
Hi Do car insurance companies perform credit checks on named drivers??? thanks.
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How do you haggle
Anyone got any tips on how you haggle on the phone to car insurance companies? Obviously I am using compariosn websites and have found the best quote I can. I just wondered if anyone has then phoned up and managed to agree an even lower premium. If so... how did you do it? What should I try? Many thanks.
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Car insurance on partners car, magnetic signs for my business
Hi, I have started a small business and want to purchase some of the magnetic signs which can be placed on vehicles, hopefully these will be seen around town etc and generate the odd lead. Question: My partners car is insured as a personal vehicle and will not be connected with the running of my business.... So can I still…
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Hit and run whos at fault?
Hi there Christmas day last year my van was parked up outside My brothers house, we heard a big bang, went outside And someone had smashed into my van and drove off I phoned insurance/police and insurance paid out Police never found the car... Now its come round to Renewel and i went with a different company (swintons)…
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Knocked off my bicycle
Hi Earlier this week I was riding my bike home from work. I was about to take the 2nd exit off a roundabout when a car coming from the 1st exit ploughed into me from my left hand side. I was briefly on his bonnet before being launched across 2 lanes of traffic. Other drivers stopped and helped me out of the road. The…
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Is running a marathon on holiday covered by normal insurance?
I'm off to Disney World to run the half marathon in January as part of a 5 day break, does anyone know if getting hurt in this would be covered by standard holiday insurance? (i.e. the best buys on the site). Also I seriously sprained/tore a few ligaments in my ankle last week getting run over by a horse (ironically while…
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Didn't Cancel Car Renewal
Help! I didn't 'offically' cancel my car insurance renewal with Direct Line, and just cancelled my direct debit. They are now saying I owe them £65 as there is a brief period inbetween renewal date and them actually cancelling through being unable to collect my direct debit. I had another policy with them for a different…
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Car accident - Passengers claiming personal injury?
Hi all My sis-in-law had an accident the other day which she was at fault for, now the passengers in her vehicle are claiming personal injury. How will this affect her? (sorry newbie)
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Car Insurance Canceled
Hello I received a letter yesterday stating that my car insurance has been canceled according to a recorded delivery letter dated 31st August. I have not received or signed for any recorded letter in the last few weeks, and Brentacre have not checked with the Royal Mail that I have received the letter. According to…
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What is a modification!? - Motorbike insurance
Well, it's renewal time, and the annual nightmare commences. Shopping around via comparison sites, and as is quite common for motorbikes, I have a few modifications. Here's a list. Bar ends (the weights on the end of the handle bars, basically these ones have replaceable plastic bits on making crash damage easy to repair)…
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Home insurance cancelled wrongly
I have had constant home insurance for 15yrs and last october as usual done a new quotation to save money after being with same company for 3/4 yrs as the price was competative, however it wasnt on the last renewal. I filled the online form in best of my knowledge and figured all was sorted for another 12 months. A month…
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One Call Home Insurance - incompetent! never buy
I recently bought a Home Insurance policy through One Call and to my amazement I spoke to Nick Morris who has been praised a few times online. I was quoted £285 on CompareTheMarket and when I called to check if I can buy, Nick reduced the price for me to £277. He did not confirm the details of the policy, so I assumed he…
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A puzzling (for me) question on renewal quote (car insurance)
I have been with Direct Line for 5 years and have had no problem. However, I always wonder why, at renewal stage, they remind that I have to disclose to them any incident/change of profession/etc. Now I can understand why they need to be informed if I change my job or if I get married (a little discount this year since I…
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Google takes on on-line car insurance market comparison website Moneysupermarket
I notice Moneysupermarket.com is placed at the top of the MSE advice list, is this currently the most comprehensive site? I wonder how quickly MSE advice will be changed to reflect this next change? Search engine giant Google has taken launched a price comparison service for car insurance which looks set to pull customers…
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Student Personal Effect Insurance - Shared House
Can anyone recommend a good, reasonably priced, policy for a student's personal effects (laptop, phone etc.) for my daughter who is now living in a shared house? She was in halls last year and took out the Endsleigh student policy. We didn't think it was much good. Would the housemates be better off all chipping in for a…
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Have I been mis-sold GAP Insurance?
I've been looking through my paperwork for a new Peugeot 206 we bought in 2005. I can remember being told I had to take an insurance out for the new car and that we didnt have a choice so I thought id look back at what this was. The insurance in question was part of the credit agreement which was explained to us only after…
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Home Insurance Claim Nightmare....HELP!!!
Following a third party leak/flood we have been effectively homeless for the last nine and a half months. We have had murders with the contractors (appointed by Direct Line and pulled them off the job in June). We submitted a formal complaint in June (would have been within the first two weeks of works starting, had it not…
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Car Insurance - Cancelling a claim - effect on renewals
Just had an accident (no one else involved) - hit a kerb. The cost seemed to be too much for us to handle ourself, so we contacted the insurance company - Assessment has now been done and we need to decide whether to continue with the claim or pay for it ourselves. My question is, if we now pay for it ourselves and cancel…
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worth shopping around
Having had the long term worrying was being vastly overcharged on my house and contents insurance receiving the renewal note with another increase over 100 pound I went to the meerkat place Best quotes were around four hundred less than my renewal so its well worth having a look !
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car insurance and NCD ordeal
Hi, I had 4 years NCD and a policy with Zurich connect in 2010 and then had to cancel the policy as I was moving abroad for work. Now I am back I have got a new policy and my new insurance says that it is OK that I have been out of the country for 2 years but they need proof that I had 4 years no claims. I have aksed…
