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Please help me, need to fix car!
I'm looking to improve the car to make to get the best out of it as possible and make it as efficient as possible I have a 2002 fiat punto. It has 90,000 on the clock, 6 previous owners, who I don't think looked after the car in the best possible way. Basically, my car wouldn't move as it ran out of petrol. Is there…
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Change of details on car insurance policy - doubling price
My sister renewed her car insurance last month. She changed insurer (if that matters) and was, at the time, driving with a provisional licence. She has just come home having passed her test. She phoned her insurer to change the details only to be told that it would mean a £70 deposit PLUS another £360 added to the policy,…
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Anyone had similar problems with Admiral?
I received an email from Admiral Insurance earlier 'thanking' me for my changes to my policy which I took out last month, however I was a bit surprised as I hadnt actually made any! The email stated that there was a discrepancy with my details and they had now added on the modification that I hadnt told them about and…
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My complaint to the FOS about life insurance
Hi Everyone! I've a few questions, but I'll explain my situations 1st: We moved home and took out a joint life insurance policy in 2005, to cover our mortgage. The financial adviser was tied to 1 insurer. In March 2010 we were contacted by the FA, to see if they could save us some money. My partner took the call, in the…
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Advice re: car accident fault.
I have recently had a car accident and have claimed with Admiral. The claim has since been settled, and I have been found to be at fault. I'd like the advice of MSErs regarding this... Basically, I have my car parked in the driveway. Just out of the drive there's a road, and on the other side, a single yellow line -…
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1st Time Travel insurance claim... help!
Our bag have been delayed since Sunday and we still haven't found out if they're lost altogether, or if they're going to be returned yet we flew with jet2, and have basic travel insurance with travel guard we cant claim for delayed baggage under our travel insurance, but can we claim against jet2? we don't have receipts…
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Family Income Benefit - need a trust?
I've searched the web and these forums and found a couple of posts suggesting that Family Income Benefit (F.I.B.) policies are worth putting "in trust". None of them quite match my situation, so I'm looking for advice/suggestions, please. My wife and I are looking to provide for our soon-to-be-born daughter in the event…
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Motor Insurance company chasing me for money 3 years after case closed.
Hi all In April 2009 my car was crashed into (written off total loss cat d) whilst parked, along with other cars that were parked. The insurance company payed out with an estimate of approx £3600. As the vehicle was recovered by my local garage at the time I asked if I could buy back the vehicle, they agreed this was…
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Admiral
I changed insurers this year (as standard) and went with Admiral, using all the comparison sites as per the guide. I ended up purchasing through TopCashBack at a premium of £348.74. This week, a month after the policy started, Admiral have brought to my attention that I omitted a single SP30 from my quote (they're quite…
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CUSC foneguard mobile phone insurance
Hi Any one had dealings with this company?? I took this insurance out for my son's iphone as recommended by this website, 18 months into his phone contract his phone was stolen out of his pocket. The underwriters, Pier insurance are saying he is not able to claim as the phone was taken without threat of violence. This is…
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Valuation required for insurance
I recently bought an engagement ring for the [STRIKE]gf[/STRIKE] fiancee (:D). I wanted to make sure it's covered under our contents insurance. I looked at our policy and single articles of jewellery are covered up to a value of £2500, which is enough. My question is, do I need to get it valued to prove its worth in case…
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Car Insurance nightmare
Hi Was wondering if anyone could help. 9th August my car had an engine fire - we were alerted to the fire by the alarm going off - while I called the Fire Brigade my partner managed to dampen down the fire and stop the car turing into the fire ball. The car was parked on our drive that runs right next to the house. My…
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Travel insurance query
Hi Hope someone can assist with my concern. I am traveling to India in February to attend a Hindu festival. The festival will have, by some estimates, 110m attendees. Now - I've booked a hotel room (via booking.com) and have received a confirmation of my booking. Is there a level of travel insurance that would cover me…
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Policy Renewal Not Cancelled
Just a quickey here. My insurance company recently sent me a renewal quote which was ridiculous. I phoned and told them not to renew and applied for a brand new policy with the same company for half the price, and paid the whole lot on the spot. Yesterday they took payment from me for the full original policy. I called…
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Drunk pedestrian-how to claim back NCB??
Hi, i need some advice on how to claim back money so i can get my NCB back to where it should be. In November 2011,a drunk pedestrian tried crossing the road in front of me as i was doing 30mph and basically ended up in my windscreen and back onto the floor with minor injuries. He accepted full responsibility at the time…
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DD...first accident...likely outcome...?
Scenario: DD driving along in normal fashion in left hand lane Car in right lane "drifts" over white lane into left hand lane Strikes rear/side panel of car (just behind rear wheel) slight scoring damage to DDs car ( brand new 2012) he reckons his car wasn't damaged (he popped his front left bumper trim back into place)…
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3rd Party insurers making it difficult.
Hi all, it's been some time since my last post. I need your help and advice. Thank you. In June 2011 our youngest daughter was driving my wife's car 206cc (insured for the week under the daughter's insurance as her car was out for repairs). At a traffic light she was pole position with her handbrake on when the boy behind…
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Running a work errand in my car - would I be covered on my car insurance?
I was about to head out of work to pick something up from a customer locally. I know car insurances do exclude business use, but how about if it's a one-off? I do not use my car for business on a regular basis, and if I want to run an errand once a year, surely it's not 'reasonable' to be required to take out a separate or…
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Car Insurance no claims discount after selling car?
Hi Son has just told me that due to finances he has to sell car. He has 7 years no claims discount. Will he lose this, or can he reinstate it again when finances improve (hopefully) and he can buy another cheaper car. Is there a time limit? Thanks for any info.
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Insurance in my name, but car not?
Hi there I got my car insurance sorted this week, paid and all, and received the documents this morning. I use my partners car, he is the registered owner and keeper, tho I am the main driver and have taken insurance out in my name only. At the time of quotation, the advisor asked me about the ownership details, I told him…
