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Another first car insurance claim thread Admiral /Albany
Mrs C was in an RTA today, when a artic lorry pulled out of a T junction straight into the side of her. Thankfully she's not seriously hurt, just shaken. Anyway, 2 witnesses confirming she was not at fault, and an admission of "I didn't see her" from the lorry driver. Admiral informed me that because we paid for the legal…
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insurance: how much do you pay?
I don't like paying insurance companies (although like Warren Buffet, I'm happy to own them!). Would much rather build a pot of savings and underwrite the risk myself. So we tend to go for basic policies, when our hands are forced by law or by an unmitigatable risk, and opt for large excesses. I added up our household…
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Critical illness insurance mis-sold
Hi, Has a precedent been set for anyone claiming that they've been mis-sold a whole of life critical illness insurance policy? I know that Martin isn't a fan (wish I had known that 10 years ago) but we've just had our 10 year review of a critical illness policy that we took out in 2002 and it makes pretty grim reading.…
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A quickie...........
Just need to ask a wee favour and pick a brain or two! My nephew Was up until last week renting a chalet type bungalow from someone who built it in the grounds of his property. My nephew did not have contents insurance. To cut a long story short there was a fire in the property which has destroyed all of my nephews…
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RAC Car insurance renewal
I am with RAC, car insurance now coming up for renewal. Looked at comparison sites and cashback sites etc, and see cashback for RAC £70 However it states not for renewing policies.:( If I do not renew, can I wait a few days and then go back as new customer through cashback site? Have other car to use. Anyone in same…
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Driving License Revoked please help!
Hi, I have just sent off for my new license after it had been revoked and paid £65 and sent it next day delivery which should get there tomorrow. The DVLA have advised as soon as they get it and it is on the system I don't have to wait for my photocard license to come back i can get a reference number off them, How long…
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AXA Car Insurance - Code 100?
Hi All, My father went to get a car insurance quote from AXA yesterday, only to be told he couldnt have the price quoted on the website as he has a "Code 100" so they quoted £700 more! I have searched high and low for this Code 100 and even phoned a friend who works for Performance Direct and he hasn't heard of it either.…
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Asda Car Insurance + Breakdown
Took out Asda car insurance and it came with breakdown cover included for a decent price. Went to add the breakdown number to my mobile only to discover it's an 08 number. So you break down, need assistance and get stung with a 40p a minute phone number! I'm hardly going to be calling them from a landline, am I?…
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Insurance Co has lost my cheque???
Carol Nash, who insure my motorcycles sent me my insurance renewals for this year. I sent a cheque, which has been cashed, They, Carol Nash, say they have lost the cheque between them and their bank. CN want me to send a bank statement, although that doesn't show who cashed the cheque, only the number of the cheque, so…
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Quote changed by £20 overnight
Can someone please explain how my car insurance quote dropped by £20 from yesterday? Re-ran a quote through the usual comparison sites, and then on the site I was going to go for, and today the price has dropped. Makes me glad i'd forgotten my card that i was going to purchase on yesterday so now i can call up today and…
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Home Insurance help
Unknown to me my dishwasher has been leaking for a few weeks, the water has run under my vinyl floor and damaged the plywood and moulded all of the back of the vinyl which is foam backed. Please can someone tell me if my home insurance generally will cover the damage to my floor and the dishwasher? Any help will be…
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Do I new different home insurance for renting out my house
Hi, I am trying to find out if I need to alter the type of home insurance I need. I am about to buy my ex-wife out of her side of our house. The market being as it is, I cannot sell the property except at a massive loss [61% since 2008]. I intend to ease the porperty out for a few years. I have standard house contents &…
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Halifax Morgtage + House insurance PROBLEM
hi there I am writing this on behalf of my parents: Since 1990 they have been paying their morgatage and had their buildings andcontents house insurance within the mortgage. This resulted in each year theirhouse insurance being around £700 and this is what they have been paying forover 20 years. The issue we have with this…
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Insurance choice ...has any one used them?
I received the renewal notice from EON for my home emergency cover (Heating, electricity and plumbing) and they want £25.50/month. I did some online search and found Insurance choice (IC) who want only £19/month to cover all that plus cooking system, roofiing, pest infestation...it sound too good to be true so I want to…
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CrapiPhone repair by Ologic
I sent my iPhone off to Ologic to repair under a nationwide insurance home insurance claim. The phone came back and immediately overheated when I put it on charge out of the box. I sent it back. Ologic now say the phone has additional water damage and I need to make a second claim. I am saying that the phone was never…
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First road accident - Claim Advice Required
Hello, These forums have always been very helpful to me, this is my first post and I would be grateful for some advice from this community. I'm 24 years old and I was involved in my first traffic accident last week. I was stationary in a queue and the person approaching from behind didn't stop and hit me at 20-30mph. The…
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LV car insurance
hi just a quickie, does anybody know a 01 number for LV all i can find is the 0845 which i cant ring off my phone
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Car Hire Dispute / Likely Outcome
Hi, Hope someone can help as I need to put my partners mind at ease. In 2011 someone drive into the back of her car while she was stationary. The driver admitted liability and asked if we could not go through the insurance as she was a young driver and her dad could pay for repairs. We opted to do a good deed but the back…
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Whole of Life: Pruprotect vs Pruprotect Essentials Plan
I'm in the process of getting a lump of whole of life cover for me and my wife given we are are still young. my thoughts are that we will always want some cover in the background so this is a bit of protection for mortgage at the moment converting into a nice gift for the children when we die. I wont go into specifics but…
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Tesco Dental Insurance
Im looking at buying Tesco dental insurance, and going to be paying for a year, i rang them up and they said i can cancel for next year if i want etc. But what i forgot to ask is; Would u still be able to cancel if you no longer want it after the year (which i would of paid for) even if you have claimed on it? Im not 100%…