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Gap insurance and supagard. Have I been ripped off??
Hi. Sorry if this has been spoken about before but I've read a few things and still have questions. Ok so yeah I got talked into the gap insurance and supagard stuff when I went to but my new car. I refused to pay the £399 they wanted for the gap so they ended up giving me £150 off and included the supagard inside and out…
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Car insurance help! Registered keeper/ legal owner
Hi, I've just got a brand new car which I pick up Friday, financed using the 'ford options' finance plan. In the finance T&Cs it states that Ford remain the legal owner of the car until I pay the lump sum at the end to own the vehicle. However, I will be the registered keeper. What im concerned about is that the cheapest…
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Life & Critical illness question...
I am currently paying a monthly policy of £41 per month to cover myself and the missus for Life & Critical illness, it was taken out in 2003 and expires in 2028. The cover was for £130,000 to cover our mortgage at the time but reduces over the cover period. I was wondering how to work out how this is calculated? the nice…
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Buildings insurance for long leasehold properties.
I am about to purchase home and contents insurance, but someone has told me that, as I bought my house on a long leasehold, the freeholder will already have insurance cover for the buildings. Therefore I've been advised only to buy contents insurance. I am on a budget and don't want to waste money duplicating cover that is…
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Car insurance non-disclosure and other rants
Any advice/opinions/experiences are welcome on the following car insurance related issues: To say I don't really like insurers is an understatement. We pay them to take on our risks then they'll find any and every opportunity to trip us up and avoid paying out when the needs arises. When they do pay they raise the premium.…
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Tesco Car insurance (or not)
Until 31 July when I retired, I was a Driving Instructor. I had to have specialist car insurance and I did, in my name, not in the name of the driving school. I took out private motorist car insurance from 3 Aug with Tesco, saying I had 9 years+ no claims. When I sent them the letter from my previous broker (designated…
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Hastings Direct
Antone had dealings with this Company? They seem to provide very competitive quotes for car insurance.
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Fish tank cover- tenant home insurance???!!
Does anyone know which companies provide tenant home insurance for a fish tank in terms of it leaking etc? I'm not having any luck searching online and our estate agents have requested we get this type of cover. However our current tenant insurance provider doesn't do it,
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Wet floor - Fall injury - can I claim?
Apologies in advance for spelling mistakes, typiing one handed at themoment!!! Also not sure if this is theright place for this query. I recently visited one of our local pubs for a drink beforea night out. I had drunk 1 pint ofcider, so was in no way at all drunk or under the influence. Cutting a long story short, I went…
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Swinton monthly instalments
My daughter's car policy through Swinton is on "only 11" instalments i.e. a deposit equivalent to 1 month and then 10 d/ds, so, by the end of month 10 it will be 100% paid for the 12 months. Fine. But.. they say in their copious reams of small print that they will leave the d/d running to "act as a deposit on your next…
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Insurers Management company questioning integrity
Hi Not sure if i'm just being anal posting this question, however... I had a minor motoring accident with one of my neighbours (reversed into his stationary car) causing minor paintwork damage (if paintwork damage can be called minor). I filed a report with my broker's claims management co. who in turn, it would appear,…
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public liability cover
I have just done a search on comparethemarket for public liability for myself: a self employer sole trading plumber and the result shocked me. The lowest cover was around £480 for £2million and I still have a £250 excess. Does anyone know of a better place to search for comparisons?? I am sure fellow tradies I spoke with a…
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Insurance Misery
I was in a minor collision in Tesco carpark back in May this year. I began reversing and the driver in the bay directly behind me also did the same. I braked to a stop and began piping my horn as the other driver continued to reverse at full speed into the back of me. The driver got out, apologised for not looking behind…
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Car Insurance Help Please!
Hi everyone i received yesterday a bill from Eephant car insurance (who my car insurance is with for 5 years)for £176.00 out of the blue.I recntly renewed my wifes car insurance with Bell Insurance and Elephant said they are a sister company and have matched details up and there is discrepancies on my policy not showing a…
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Life Assurance Help
information no longer required.
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Reversed into parked car (yes Im a fool!). Pay myself or claim? (£800)
Hallo everyone, Ashamed to say my flawless driving record is now smudged. Was reversing out of the driveway. Looked carefully left and right to watch for people or approaching cars and endged out slowly. **Clunk** You know what they say - the one that gets you comes from behind. Didnt look straight behind. Bumped it at…
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motor insurance bureau appeal against award
hi, looking for some advice please . i was injured by a non insured driver 2 years ago. mib have accepted fully my claim and have awared me an amount i feel is way low than i should get . there may be serious problems with my ability to work in the future as a result of the injury . does anyone know wether i can appeal the…
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Changing cars half way through
Hello, I just wanted to know if anyone has had experience with car insurance and buying a new car half way through a policy. Hopefully we will have enough money in the new year to trade in one of our cars and buy a new one. Our insurance will be about halfway through the policy by that time. Do we just simply phone up and…
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Car insurance tripled after move + Crazy quotes
I hope someone may be able to give me some tips here. I recently had a change in circumstances and have had to move house. I am now living on a main road instead of a cul de sac and parking my car on the street behind the house. My car insurance is due in early October so I have been getting quotes to see how much it is…
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One Call insurance advice request
On checking my bank account today - I feel that someone should prevent these shysters from "fining" CUSTOMERS for failing to provide info within 7 days I have been "fined" almost £75 by this company - for failing to provide proof of NCD within their tight 7 day period..... The story is complex - I took out ONE CALL…
