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van hire insurance question
Bill Bloggs hires van to transport furniture from a to b. his mate Sid Scroggins asks of him, can you do me a favour Bill lend me the van for a couple of hours to collect a chair from the next town ten miles away. Bill says O.K. Sid. Question is: in the event that Sid wrecks the van does insurance cover it or is the hirer…
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Flooded GF Flat
Contents insurance I am having to claim from neighbours insurance for a flood which occured from his flat to my GF flat. The damage was to carpets and decoration for which i need 2 quotes each. 1. is it possible to have the carpet claim paid to me in cheque form as opposed to the insurance company paying the carpet company…
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Flux Direct Free insurance ?
I earlier went onto flux direct to obtain a quote for car insurance and as the prices where higher than what i have already had decided against it . 2 Hours later i have received an email from them offering me fully comp insurance at £00.00p Annual premium . Obviously this cant be right but even when i press buy now it…
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Beware Car Insurance Renewal Ploy
I was insured last year with Admiral and decided to switch this year when they hiked my premium without reason. A week later I received a letter from Admiral implying that my bank had not paid the renewal and that I should make immediate payment. Finally I received an aggressive call (after checking whether I was happy…
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Some advice on Life Insurance/Assurance please
Hi, Me and my partner where advised by a mortgage brocker/advisor (when taking out our mortgage) to take out Life Insurance. However, speaking to my partner's mother we are somewhat undecided. Reasons being: - We are told insurance companies will try everything to get out of paying. - It is not worth it at our age. - The…
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Is this a material factor that must be declared?
A friend may have a problem with his building insurance. I'd welcome the opinions of some of the insurance experts on this. His local council introduced a building regs search facility on their website. Not surprisingly, he searched his own address. The bottom line is that he discovered his house was underpinned anout 25…
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New laws regarding compulsory insurance when buying/sellling a car
Hello, Looking for some advice about insuring our car. We have recently picked up a new car - its on 7 days insurance from the garage at the moment and we are about to go about selling the old one through auto trader etc. However, we can't get a reasonable (affordable) price for insurance for the new car while my husbands…
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Car insurance costs: Have your say to the OFT
We're going to meet the Office of Fair Trading this week to give our thoughts on the car insurance market as part of its call for evidence about Motor Insurance (see MSE News Story) and we'd love to take some of your views. If you have five mins, please tell us your experiences over the past year on how well you think the…
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Car Insurance Comparison
I'm a 19yo male, first time driver. And do not currently own a car. For the last few days I've been looking at insurance quotes. I've got nearly all my quotes from MoneySupermarket.com as they are the easiest to tweak a few details and get more quotes. They also seemed to be offering the best quotes to give me an idea of…
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Whose responsibility is it to loss adjust?
I insured my hired (for 6 months ) horse trailer. Unfortunately I had an accident in which the trailer overturned and is seriously damaged The insurance company asked me for 2 replacement quotes which I obtained. They have now asked me to get a repairer to confirm in writing that the damage is irrepairable. I have asked…
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Proof of new claim discount entitlement
Hello members, My new car insurer didn’t ask for a proof of no claim entitlement certificate till now. It’s been over a week since I bought the insurance. Should I sit back and wait for them to ask for it or call them and find out. Thanks
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Travel Ins for UK cottage
I need to find some travel insurance to cover a cottage that has been booked in the UK for a group of 12 family members. It is especially important as the booking is in the middle of winter and we are expecting snow (but praying for no problems!) and thus there is a risk that we cant get there. Looking initially at…
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Beware Budget Insurance
I took out insurance last year with Budget Insurance after doing a price comparison check. Roll on a year and my insurance was due for a renewal again, checked the comparison sites once again and found that Churchill was quoting a much cheeper price, great I thought so took out my new insurance with churchill. A week went…
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Pre-existing medical condition travel insurance
which is the best and cheapest company for pre-existing medical conditions, some quotes I am getting are not far off as much as the holiday
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The Crooks Are Now Running The Insurance Companies
I made the mistake of signing for motor insurance with 1st Central and am now stranded until the decided to answer my problem costing me 3 days work so far They initially seemed OK but that was the sales line, tried phoning customer services and I’m currently up to 4hrs on holds and being passed from pillar to post When i…
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New for Old?
I'm new to this forum so please be gentle with me... ;) We have home contents insurance with co-op insurance which we have NEVER made a claim against, or our previous insurance for that matter. Policy says we are insured for accidental damage on a new for old basis if they agree to a replacement, which they have. Basic…
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Push Bike accident
Hi all Will try and give the facts and no opinions. A 7 year old boy was riding his bike in a public place. He lost control and fell off the bike. In doing so he managed to scratch a nearby properly parked car. The result of the collision is about £700 worth of damage. What are the legalities here? 1) Should the 7 year old…
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Help car insurance first time driver
Hi All I passed my test last week and now looking for insurance quotes. I am a 29 yr old male and will be driving a 2004 renault megane dynamique vvt, 1598cc petrol, 5DF, manual car. I have been on various price comparsion sites on Admiral is coming up the best. I going to pay the insurance in one lump sum to keep the…
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Homeserve Appliance Insurance
I have appliance insurance with Homeserve and they have registered my 7 year old Miele dishwasher beyond economical repair. They offer a like for like replacement. Are they required to replace the Miele with another Miele? The first Homeserve call centre agent didnt know (!!) and the second one said it just needs to be the…
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E van insurance
can anyone advise please?? my daughter in law bought a small van at the beginning of this year, around feb/march time and paid one years insurance in full. there is now a baby on the way and a van is not good to her what so ever, so has sold the van and bought a car. E van will not transfer the insurance to a car (they…
