📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Proof of new claim discount entitlement

Hello members,

My new car insurer didn’t ask for a proof of no claim entitlement certificate till now. It’s been over a week since I bought the insurance. Should I sit back and wait for them to ask for it or call them and find out.

Thanks

Comments

  • scheming_gypsy
    scheming_gypsy Posts: 18,410 Forumite
    Phone them and offer it to them; otherwise you might find yourself starting a thread in a few weeks time where your premium got increased by £600 because you didn't submit your proof of NCD.
  • System
    System Posts: 178,354 Community Admin
    10,000 Posts Photogenic Name Dropper
    I believe some insurance companies can check your NCD entitlement without needing to see a piece of paper as proof.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • oscarward
    oscarward Posts: 904 Forumite
    Part of the Furniture 500 Posts Name Dropper Car Insurance Carver!
    I recently changed from Churchill to Direct Line, when the documents arrived they said 'We have succesfully obtained your Proof of NCD.'
  • jason2009
    jason2009 Posts: 14 Forumite
    Can they increase the premium without any notice? I haven't received my certificate yet and hence can't provide one.

    My insurer is InsureTheBox
  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oscarward wrote: »
    I recently changed from Churchill to Direct Line, when the documents arrived they said 'We have succesfully obtained your Proof of NCD.'

    Probably because they are, in effect, the same company, and they can check on their own system.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.