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Why is adding an older driver onto a car insurance policy not considered fraud?
So we all know that common advice is to add an older, more experienced driver onto your car insurance in order to get your premiums down. My sister mentioned she did this the other day by adding our mum onto her policy and it was reduced by £120. This got me thinking why this is an accepted practice by insurers. You are…
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Insurance legislation
My elderly father has taken out 8 seperate insurance policies for his sky equipment. I have been trying to reclaim the money for the 7 he doesn't need and someone has told me that there is legislation in place which says the insurance companies have to check if cover is already in place before they try and sell any. Is…
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Columbus direct travel insurance
Has anyone any thing good to say about this insurance, all reviews i have read are all bad, and as i am with them at the moment i dont know if i should renew
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Limited mileage car insurance
Hi I have an insurance policy which limits me to 5000 miles per year but the problem i have is my partner has been using my car alot lately as his car is off the road at the moment so when declare my mileage when my renewal is due it will be more than the 5000 i am allowed to do but i will only of used the car for upto…
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Car insurance excess question
Hi everyone, Looking for some advice... My other half has just starting driving and has unfortunately scraped and dented a neighbours car whilst parking, (narrow road and misjudged the spacing.) The other person has had a quote for repair and its over £1000, they're replacing panels, spraying etc and some work we don't…
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insurance company that will cover building prior to moving in with building work
Hi Guys, We have just bought our first house, and are getting some work done knocking a couple of internal walls down and getting a steel beam put across the house. i spoke to the insurance company and have since spoken to several others who have said they will not insure the house if we have not yet moved in, and we are…
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Travel Insurance Claim (pregnancy) - help needed please!!
Hi all!! is there anyone who knows about insurance claims and challenging them? my situation is we have travel insurance and my wife is pregnant so we're not travelling on some flights we have booked..... the insurance policy has a specific list of complications that they cover, none of which my wife is suffering from. Can…
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Tell insurance immediately if....
I have read my policy, and it says * if you or any driver named on your policy, are involved in an accident or loss, no matter how trivial and even if you do not wish to make a claim * if you sell your car * if you change your address * if you or any driver named on your policy, change occupation * if you or any driver…
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Should getting life assurance be this painful?
Hi, I think I have an expectation problem and have been rather taken aback by the number of hoops I am having to jump through to get life assurance. In order to try to help me reset my expectations I would appreciate people's views on this. PLEASE NOTE: to keep this thread on track this is a question about the process of…
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Zurich saga - as a 3rd party claim
One of many emails (this one triggered a response!) Dear Sir Re: Claim Ref **** Your Insured **** Accident 2/10/10. I wish to lodge complaint regarding your Company’s handling of my claim against you for which you have admitted liability. I have consulted the Insurance Ombudsman and have been advised that that I should, in…
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No claims bonus rulings
This is my first blog so bear with me but I cant believe what the insurance companies are doing. The story begins: I drive a mini cooper convertable - insured fully comp with ++++ no claims (in fact Ive never had a claim, or a point on my licence). I am also insured on my husbands company car - AUDI A4. What I am trying to…
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Mortgage free, no family . . . do we need life assurance ?
Hi, we are almost mortgage free:j, my wife and I have no children, no debts and a small amount of savings. Is life assurance really necessary?
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Annual Car Insurance Renewal Tricks
Hi guys, Not entirely sure where to put this post, so please do move it if there's somewhere better. Thought I'd share with you my techniques for cheapest car insurance. 1. Get your renewal quote - either in writing or over the phone if they're cheeky and leave it to the last minute before sending it out. 2. Run the…
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Travel Insurance With a Pneumothorax
We were supposed to fly to crete on sunday just gone (2nd) and my partner had a collapsed lung (pneumothorax) a week prior, and the doctor wouldnt let us fly. We got the all clear last week but they still wouldnt let us fly with it being so close to the incident. We are now looking at going to thailand for 2 weeks in…
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Hot Hatch Car Insurance
Hi all :) My renewal is due within the next few day's and it's gone up from £370 last year to £499 this :mad: Does anyone know of any companies i can try? done a few comparison sites but they come back £500+ Thanks.
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Young driver insurance - different approach ?
Is this a flyer, or are there some unseen pitfalls Son just passed test (1 day) , using confused.com gets a quote from Admiral for £3900 (TPFT) If you change "period license held" to 0 years and 1 month - quote drops to £2200 Combine that with 1 months short term insurance @ £500 to cover that one month period gives a…
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BISF Home Insurance
Can anyone recommend someone who offers B&C insurance on a BISF house? Also, how do you describe such a property when asked what construction it is! Cheers :)
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USA Insurance for posessions
Hi, I am soon to be off to New York on my first ever holiday. As well as purchasing suitcases, the esta visa thingy and dollars, I need to get proper insurance cover. I was browsing the insurance pages of MSE. I was thinking of going for just a one off policy, not an annual one. But I will be taking my expensive SLR camera…
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50/50 Liability?
This afternoon I was driving along the A1 when traffic went down to 1 lane due to a broken down car and everyone had to move into the right hand lane. A few seconds after I moved into the right hand lane a lorry moved from the left hand lane into the right hand lane in front of me. As he pulled in I was more or less…
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Assurance cover
Last year I got married (we are both aged 34 and healthy). Recently we have had our first child. We have a mortgage, but no mortgage assurance. Can anyone give me some advice as to what policy I need because as the main earner in the family I also have no life assurance cover either. Should I seek a financial adviser?
