New laws regarding compulsory insurance when buying/sellling a car

eastie32

Hello,
Looking for some advice about insuring our car.

We have recently picked up a new car - its on 7 days insurance from the garage at the moment and we are about to go about selling the old one through auto trader etc.

However, we can't get a reasonable (affordable) price for insurance for the new car while my husbands no claims discount is on the old car.

We could transfer the NCD to the new car and SORN/laid up policy on the old car while we sell it, but we'd be driving illegally if (when) we get a potential buyer who wishes to test drive it.

Are there any other ways to do this?
Do you think we are crazy to pay hundreds to be completely on the right side of the law for a 5 minute test drive in a few months time? (the insurance would be 3rd party under the dirvers insurance, it'd just be untaxed while on the road)

scheming_gypsy

Transfer the insurance to your new car and add the old car as a temporary car. Most insurers will let you add a temporary car for upto 2 weeks (at a time)

InsideInsurance

Doing as scheming gypsy suggests of adding the old car back as a temporary additional vehicle. Alternatively add the new car as the TAV until you sell the old one and then switch. Again alternatively, you can buy independant short term insurance which would cover one of the vehicles for you.... probably get quotes for doing all four and work out which will be the cheapest remembering to factor in the cost of if you either have to extend the cover or have to cut it short.