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Sofa proection plan
Hi, hope someone out there has experienced the same problem with this company. I purchased a protection plan for my two sofas bought from a leading retailer no free advertising here needed !! My first request for help was to receive a bottle of cleaning solution, a little pricey I thought the policy was £150.00 in total…
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Buildings Insurance help needed - mortgage through bham midshires
Hello all, The renewal for the buildings insurance with Legal & General for my parents house has come through and i'm sure i can get it cheaper. Indeed i have got it cheaper but my dad is saying that Legal & General are recommended by their mortgage lender Birmingham Midshires and is not sure whether we can insure with…
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Reclaiming policy excess through a solicitor?
I recently had a collision on a roundabout when another driver was in the wrong lane and drove into the side of my car. No one stopped as a witness (it is a notorious roundabout for this sort of thing). The car I was in was a loan car from a garage who were doing some repair work on my car. The garage said it would…
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Where is Pedro?
I've not seen any posts from Pedro recently, where has he gone?
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car insurance extras worth it?
hi guys, im just looking for some opinions on this. Its time to renew my car insurance but am not sure if the following are worth taking out hire car and personal injury claims both are £30 each the policy would be with elephant. does anyone have any experience with this? thanks loads
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Increased insurance premium for a lodger?
Hi I've just had a lodger moved in today and immediately informed my insurance company, who have now advised me that I must pay an extra £50.30 to remain covered(which I've not yet paid). I became extremely irate when asked to pay this amount, as I have previously had several lodgers whilst covered by other insurance…
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Icome Protection (Mortgage) Insurance
Hi I have been unemployed since November 2008 and currently claim no JSA because my wife works. I have an income protection policy in place and this has been paying since Dec/Jan (because they take ages to sort themselves out!) and since then... Situation was that I sent in an ABI1 form with job search proof etc and they…
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Price is not all, what is excluded may matter more
I've just been checking quotes using the screen scrapers recommended on this site. Happily they all agree on the cheapest. However I was reading the policy booklets for Direct Line and for Esure - Esure being cheaper for the same details entered in the quote engines. One item I found was that while Direct Line under…
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accident claim
if my insurance company admitted my liability for an accident is it me that has to pay the personal injury claim or them? Also after the accident I left with them as they were very unhelpful does this mean i would have to pay it anyway?
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More Than Car Insurance
Evening all Am about to renew my car insurance, and with the £75 Quidco cashback, the above company's quote seems pretty good. I have been reading though the various policy summaries etc etc before buying, and it mentions that to cover theft, I must have an 'approved' immobiliser fitted. I only have a bashed up Ford Focus…
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Buildings Insurance on unoccupied property?
:confused: We have just purchased a flat in Scotland which will be used on our visits to Scotland. The flat will therefore be unoccupied a lot of the time. Does anyone know of insurance compnies to use? I have tried comparison sites but they dont like the fact it is a different address and also because it will be…
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best insurance for new driver
hi I recently passed my driving test and am looking to insure my 96 vw polo and was wondering if anyone had any suggestions for new drivers? thanks hairspray x
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Car Insurance - vehicle values
I contacted my car insurer to tell them I didn't want to renew my policy as I had had a better quote on the internet! Of course they wanted to know what I'd been quoted and eventually they came up with a decent offer so I accepted it. However, to cut a long story short, one of the ways they did this was by lowering the…
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I was mis-sold the policy, what to do?
Hi, 10 months ago I took out an insurance policy with Diamond and was told over the phone that this policy consisted of 10 months paid insurance followed by 2 months free insurance as long as I had made a claim in the first 10 months. It was for this reason that I took the insurance. I have now just gotten renewal letters…
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Car Insurance with English speaking call centres?
Hi, Does anyone know which insurance companies have UK only call centres please? I am currently with More Than and after a little shunt today, I shall be cancelling my policy immediately. 6 phone calls all to somewhere where I cannot understand them, due to either accent or a poor phone line. I have had to source my own…
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Legal Protection on Car Insurance Quotes
Do people have a view on the value or otherwise of Legal Protection Insurance? It seems to add about £30 to the quotes and (here is what makes me suspicious) is something they push really hard. They only push insurance really hard when they’re pretty sure you’re never going to claim on it, I find. As far as I can tell it…
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Have flooded house below me
Last week my neighbour alerted me to a dripping that was coming from my flat and leaking through his bathroom ceiling. We identified the leak (behind the shower) and fixed it. Later that night I put the sink on and a pipe behind the sink burst and started pouring out water. This lasted for all of 30 seconds. In this time I…
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Car Insurance for 21y old daughter - should she add me to policy?
My daughter is searching for quotes for her first car (2003 Smart Car 2 seats)) and I will probably drive it once in a while as she will mine when there is more than 2 people in her car. I am insured Fully Comp (with ASDA) so will be ok to drive her car anyway and she is also looking for Fully Comp with her insurance but…
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Public Liability Insurance
Not sure if this is the right forum, but I'd appreciate any help or suggestions as feel way out of my depth at the moment. When I was at school, I was the chair of a drama society that used to put productions on every year. We used to use the school theatre for these performances, and an arrangement was made with the…
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Appliance Breakdown Cover
Looking to cover our items as follows against large repair bills Combi Boiler Washing Machine Oven We have had policies since new for these but due to other issues these have lapsed and now company we have always used wont cover them Anybody any recommendations to cover such items. Most are 8+ years old