Buildings Insurance on unoccupied property?

scottishsue

We have just purchased a flat in Scotland which will be used on our visits to Scotland. The flat will therefore be unoccupied a lot of the time. Does anyone know of insurance compnies to use? I have tried comparison sites but they dont like the fact it is a different address and also because it will be unoccipied for periods of time. Any help appreciated.

mattymoo

If it is a holiday home try googling that "holiday home insurance". Cover will often be restricted due to the long periods of unoccupancy though.

merch

Someone phoned in to Moneybox live this week about a similar situation. One of the panel recommended this lot:

http://www.camberfordlaw.com/insurances


The show is still on 'listen again' : http://www.bbc.co.uk/programmes/b0080g47

dacouch

Have a word with the company that covers you main home as they will often look sympathetically on a second home / holiday home.

Otherwise try a local broker or Camberfords although they can be expensive

scottishsue

Thanks guys as usual your "forumers" come up trumps. Help much appreciated. At least I have some starting points.