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Accident repair is riddled with lies!!!
Can anyone tell me who to complain to about my insurance company? I had an accident repair completed recently and my car has been returned to me in various states. I'll not bore you with the details but even the independent assessment to settle my query was attended by a guy who "did'nt have the right kit" and "kicked a…
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Direct Line home ins renewal - made a good saving
I had a renewal letter - my premium was going up from £34 a month to £51!! No claims made or anything. God knows why! I checked the usual comparison sites and got better prices. I then rang Direct line today to cancel the policy. DL then reduced to £36 a month. I told them about the £34 from Churchill and the guy had a…
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Drive Assist and Insurance
All, Please move to a different sub forum if this is the wrong one...I will make as libellious free as possible for the rules. In August 2007 I was involved ion a car accident, person a entered the roundabout whilst I was on it and a collision occured. Person A was uninsured and had no licence. Police attended and Person A…
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Wedding insurance
Hi everyone We are getting married next year at a castle and have been told by the venue that we need public liability with a minimum of £5million and this must include accidental damage to the castle. I have looked around at wedding insurance as many of these policies seem to include public liability but most of the…
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Aviva reattribution query
Hi I have just received a letter from Aviva re the vote option for a payment. What does this actually mean, and If i take the payment by voting YES, what are the implications? also, what are the implications for voting NO? Advice appreciated
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car insurance policy with a car registered with a different name
Can I insure a vehicle in my wife's name if the registration document is in my name? For example we have two cars both registered in my name. I want to insure one of the car's under my wife's name so she can maintain her no claims discount and it works out cheaper. I know it may be case of sending the registration to the…
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Canceling M&S policy
My Wife has just got a new car we changed her old 106 insured with M&S and got a newish Micra which we got a quote to insure for £25 a moth with a different insurer. We had a claim for a new 106 windscreen one month into the old policy (march). When we go and cancel the insurance with M&S they tell us we owe the balance on…
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Retaining no claims
What is the best way of retaining NCB for spouses (assuming single car)? I wont need to this year but next year I will need to preserve my spouse NCB (we moved from dual to single car - both of us have maximum NCB). Would a policy under a "short term" insurance be enough to reset the clock on NCB expiry? I could certainly…
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Buildings Insurance 2nd property
My parents have both died and left their bungalow to me. I was insuring the buildings as executor, but the company will not renew again. My son and his family live in the bungalow rent free, so I am not a landlord. How do I as owner, insure the Buildings (my son has his own contents cover) cheaply, all the web sites start…
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Joint insurance when co-habiting
I am buying a house and I am living with my boyfriend. The house will be in my name only. I understand I cannot have my partner's name as joint insurance. What do I do about his contents, does he have to have separate insurance? Thanks
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Mortage paid after death
Hi - I know this probably sounds like a stupid question, but I've managed to get myself confused.. What sort of insurance policy do I need to make sure that the mortage is paid in full if either myself or my husband dies? Or is that part of the mortgage? Thanks for reading, I hope you can help me! x
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Short(ish) term car insurance
Hey gang, Any thoughts on a short term car insurance policy? Leaving the country for 7 months in November, but the policy is up for renewal this month. I'm with swiftcover - is it worth asking them to do a deal for the next 5 months or is there anyone that someone out there could recommend that doesn't do annual…
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How to insure more than one car, tips please.
Hi, I have a main car, and a second car. Has anyone any tips on dealing with that. Two policies, regular switching or a multi car policy.
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Confused about no claims bonus
I'm really confused about how no claims bonuses work so I'm hoping somebody can help me out! I haven't had a car for 3 years - I had to sell it to pay for uni. Before I started uni I had 3 years worth of no claims. I'm looking to buy a car again now, can I carry my bonus over or will I need to start again? Basically is the…
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Could I be covered?
Hi I have NatWest Home Insurance contents with accidental damage. Discovered yesterday that I threw out a black sack full of mine & my hubbys shoes a few weeks ago thinking it was rubbish. We were getting a new bedroom fitted and everything was packed up. In all there must be at least £500 worth of shoes - do you think I…
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Transparency & Honesty within Insurance Industry
Quick change of mind Amigo’s Separate thread I think Z ARTICLE TAKEN FROM POST MAGAZINE MAY 14TH 2009 PAGE 1 CILA URGES MEMBERS TO REVEAL FEES IN DRIVE FOR TRANSPARENCY The Chartered Institute of Loss Adjusters is urging its members to disclose any payments received from contractor networks to its customers – despite…
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Girlfriend moving in and House Insurance
Good afternoon! My girlfriend's moving in with me on 30 June and I'd like some advice on if I have to inform Zurich, who I have my current home insurance policy with? I've checked the cover and I've got £50k so that should cover both of our possessions, I'm just wondering if they'll put my premium up as there will be two…
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Home insurance for one room???
Hello, I am a 3rd year student living with my parent in her rented council home. I have been insuuring myself via a student insurance company for the contents of my room. However, now I am not really a student (pending results), what cover is available to me? Most of the larger insurers have a minimum value of around…
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Ethical insurance. The ultimate oxymoron?
My wife and I recently received a renewal notice from Zurich for our Home and Contents policy, which weighed in at £1039.92p p.a. My wife has had the policy (originally with Alliance and Leicester) since she bought the house in the 1980s. Yes, we are of a generation which has not previously thought seriously about…
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Lost No Claims after beinf abroad for 3 years
Hi, have just recently returned to the UK after 3 years in the USA where I was posted by my company. Coming back have been looking at cars and insurance. Have been informed by my previous insurer (Norwich Union) that because I have been out of the country for 3 years that I have lost all my no claims (had full no claims…
