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Direct Line home ins renewal - made a good saving

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I had a renewal letter - my premium was going up from £34 a month to £51!! No claims made or anything. God knows why!

I checked the usual comparison sites and got better prices. I then rang Direct line today to cancel the policy. DL then reduced to £36 a month. I told them about the £34 from Churchill and the guy had a word - came back with £33 a month. Saves me the hassle of starting a new policy elsewhere. More than happy.

Amazing - down from £51 to £33 a month in a 3 minute phone call. Always challenge!!
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Comments

  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    swebb, perhaps you could familiarise yourself with the different boards before posting - both your new threads are in the correct place.
    Gone ... or have I?
  • BargainGalore
    BargainGalore Posts: 5,243 Forumite
    1,000 Posts Combo Breaker
    There is a grabbit somewhere maybe its is the sky thread SKy - current customer; got 20% off for 6 months :)
  • Antispam
    Antispam Posts: 6,636 Forumite
    1,000 Posts Combo Breaker
    edited 16 June 2009 at 1:31PM
    Dont you mean incorrect place, doesn't appear to be any bargains that I can see, mealy he is informing us of how good his negotiation skills are

    EDITED the typo, shame OP who is a long standing member doesn't know where to post properly
    dmg24 wrote: »
    swebb, perhaps you could familiarise yourself with the different boards before posting - both your new threads are in the correct place.
  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    swebb wrote: »
    I had a renewal letter - my premium was going up from £34 a month to £51!! No claims made or anything. God knows why!

    I checked the usual comparison sites and got better prices. I then rang Direct line today to cancel the policy. DL then reduced to £36 a month. I told them about the £34 from Churchill and the guy had a word - came back with £33 a month. Saves me the hassle of starting a new policy elsewhere. More than happy.

    Amazing - down from £51 to £33 a month in a 3 minute phone call. Always challenge!!

    Churchill are part of the same company as Direct Line.
  • PJB
    PJB Posts: 1,365 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Antispam wrote: »
    Dont you mean incorrect place, doesn't appear to be any bargains that I can see, mealy he is informing us of how good his negotiation kills are

    Don't you mean skills:confused:
    To kill someone negotiating your home insurance would be a bit much:rotfl:
  • volume69
    volume69 Posts: 27 Forumite
    PJB wrote: »
    Don't you mean skills:confused:
    To kill someone negotiating your home insurance would be a bit much:rotfl:
    Comedy

    This is a moneysaving site - so why has nobody pointed out that £33 sounds high for home insurance. Also, why has the OP not tried www.moneysupermarket.com etc. for a better price?
  • gerardty
    gerardty Posts: 41 Forumite
    Part of the Furniture Combo Breaker
    I am with Direct Line. Renewal quote was £350.00. Churchill quoted £270.00. Phoned Direct Line was kept on hold for five minutes then he came back and matched the Churchill quote.
  • volume69 wrote: »
    Comedy

    This is a moneysaving site - so why has nobody pointed out that £33 sounds high for home insurance. Also, why has the OP not tried www.moneysupermarket.com etc. for a better price?


    Come again?? Obviously depends on the level of cover you have, but that would be about right for what i have...
  • MumOf2
    MumOf2 Posts: 612 Forumite
    Part of the Furniture 500 Posts
    I reduced my buildings and contents from £316 pa (Tesco paid annually) to £188 (Barclays - interest free £15 pm over 12 months). Same cover; like-for-like. Didn't even bother going back to Tesco to see if they'd reduce their renewal quote. That's for a 5-bed detached including accidental damage, valuables away from home, emergency home repair service, etc.

    Could have done better probably through cashback site but insurance cashback is always a bit hit and miss... However, feel it was a good deal and, as long as it's interest free, am glad to be paying monthly rather than one big hit in July - better in my bank than theirs.

    MumOf2
    MumOf4
    Quit Date: 20th November 2009, 7pm

  • I just got my renewal quote from D/Line, say its going from £19 per month to £26 per month - Nearly 25% increase (Tenant contents only) - going to start shopping round, Wonder if they bumped there prices up in the last year does anybody know? Seems like a big jump to say iv not made any claims...
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