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Single or common law - how do you answer marital status for car insurance quotes?
I am filling in the confused.com questions for some car insurance quotes and under marital status I'm not sure whether I qualify as single or common law - I'm not married - am living with my partner - how does the way this is answered affect a car insurance quote. :confused:
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Income Protection & Life Assurance
Hi Can anyone help? I was looking at the PPI rates that come with a loan (that i've not yet taken out) and thought that there must be a better/cheaper way to cover my outgoings should I fall ill/be made redundant. I then thought that there must be some insurance I can take out to cover all my monthly repayments (credit…
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insurance via employer or get own cover?
My wife works for a major life company. As part of her 'flexible benefits' package she has the option to get life insurance, critical illness, income protection (PHI), medical insurance (Bupa) etc via her employer. Partners can also get cover as optional add ons for everything except PHI. We currently get all our…
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decreasing life with Abbey
hi, this may be a silly question! can someone tell me please if i wish to cancel my decreasing life with abbey which is paid by direct debit, is it as simple as cancel this debit?? im being fleeced--- i pay £48, my partner pays £38. i have been in touch with a broker who has sorted out the same deal with a combined saving…
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decreasing life with Abbey
hi, this may be a silly question! can someone tell me please if i wish to cancel my decreasing life with abbey which is paid by direct debit, is it as simple as cancel this debit?? im being fleeced--- i pay £48, my partner pays £38. i have been in touch with a broker who has sorted out the same deal with a combined saving…
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help? need cover?
i took out a 20 year policy 11 yrs ago as a single parent to pay out 100,00k if i were to die within that period so whoever looked after my children (possibly the eldest) would have not been financial ruined. at a cost of £18.50 a month. obviously it did not happen. i am now married and my cildren are aged 25,20 and 16 so…
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Mortgage assurance
I am trying to get mortgage assurance and used the Cavendish web site to get some quotes. One part I did not understand is the loan rate. I asked for 5% and was quoted some at 10%, 8% and a few at 5%. What does this mean and how does it affect my quotes.
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Help Fight against Car Insurance Companies
I am an 18 year old male who is trying to get insurance quotes for a 2003 1.6 mini one and i feel like i am banging my head against a brick wall! the cheapest i can get is £2000 fully comp with me as main driver, my mum and named driver, £150 voluntery excess and i have done my pass plus, where as for the exact same…
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Mortgage Broker needed for BTL
Hi, we are looking for a Mortgage Broker for a BTL Mortgage,one that does not charge a fee. Also will need BTL house insurance for up to 6 properties.( Have been told that we can get a block policy) If anyone can offer any advice that would be great. Thanks Lee Sharp
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Cheap, Online car insurance
Hi, Just received my car insurance renewal quote from ecar insurance, £137 fully Comp with breakdown insurance included (even home start). If you are not worried by doing everything online instead of spending ages talking on the phone with some call centre bod, give them a try. Their website is…
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Insurance & Protection, For My first Mortgage
Hello Everybody, I am in the process of buying my one bedroom local authority flat, and i am needing some advice on all the diifferent protections & insurances out there. Just a bit of backround info Age 38, single with no ties. Property valued at £45000 Buying for £16200 (after discount) Mortgage with the abbey national…
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Help with mortgage cover....please!
Hi, i have recently bought a house, and i was geting critical ilness cover for it, but when i had gone through the massive processes they quoted me £30 a month, which i cant afford of justify affording. However that means i now have a mortage with no cover if anything should happen to me. At present it is an interest only…
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mum's insurance?
Is there such a thing as an insurance policy that will pay out enough for a child minder/nanny in the event of a full-time mum being unable to carry out the usual child care duties due to ill-health or injury? I suppose Critical Illness would pay out if the illness contracted was covered under the terms of the policy, but…
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help
Hello all My name is Jim I am 27 years old married with 2 small children both under 2, I have a £150 k re mortgage over 30 years My wife has good sick pay but I have 30 days per year. I was wondering what you would suggest with regard to life assurance. Level term /decreasing, joint /single and of course whether its worth…
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Barclays Home Insurance - Never the same quote twice!
Today I went to quote & purchase home insurance from Barclays via Quidco. However today's quote was higher than yesterdays quote. So I cleared all my cookies etc. and tried again, yet another different price. So I cleared again and tried again and once again the price was different, but this time similar to my original…
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Need letter for car insurance company
Hi I need to write a letter to lloyds car insurance about the 1 year no claims discount that i have,I got the letter about the proof of the one year to send to them but i seem to have lost that proof of my ncd. Lloyds now want an letter from me to but i have no idea what to write or where to start.Could someone please help…
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help car insurance expires
hi due to a few crisis in the family i have just got around to trying to insure my car tonight online, when i checked my policy it is coming up as expiring on the 23rd of may, does that mean it expires at midnight tonight or tomorrow? if i phone and renew in the morning am i covered from when i do the phone call, im now…
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can u make up car insurance quotes?
renewal up for car insurance got a quote from swinton(cheapest one after doing all searches on confused, moneysupermarket compare themarket etc) 657.66 (im 21 only been driving a year) could i ring them up and say my existing provider has pricematched could you drop it a bit more..even if its the 7.66 i dont mind so its…
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Winterthur....no bonus again!!!
I have a very long standing Life Assurance Ploicy with Winterthur, due to mature in about 8 years. It is only sum assured £2500, and has been going about 25 years, at £3.xx per month! For several years now, the bonus notice has showed no addition to the regular bonus, but they seem to bang on about the terminal bonus…
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YBS FREE Accidental Death Cover
Just got a e-mail from YBS advising that their customers can get FREE accidental death cover for 2 years. You get a limited £5000 payout on accidental death. I'm thinking because it's free why not, but wondered what you guys know about this type of offer? The insurance company is Avon. Here is the link the e-mail sends you…