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Hello all

My name is Jim I am 27 years old married with 2 small children both under 2,
I have a £150 k re mortgage over 30 years My wife has good sick pay but I have 30 days per year. I was wondering what you would suggest with regard to life assurance. Level term /decreasing, joint /single and of course whether its worth critical illness cover on bother or either of us

Regards

Jim
:confused:
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