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Home Contents Insurance and those High Risk Items
Recently the renewal quote for my home contents insurance came through from Sainsbury's Bank (5+ years no claims), which is underwritten by the Halifax. I couldn't find a cheaper price on Confused, so I thought I would 'Challenge Churchill'. The quote was wildly higher than my current provider. When this is the case, they…
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50% liability for incident - or pass to my insurers to sort?
Recieved a letter through the post last week it reads......... I can confirm that our client only accepts 50% liability for this incident. If you dispute this decision ( i do ), please kindly give details of you version of events surrounding the incident with photographs, sketch, statements, blagh, blagh, blagh, In order…
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Payment protection rip-off.
i have a major issue with one of the main high street banks over a payment protection policy which they sold me as part of a secured loan. the policy was sold on the basis that after five years of monthly payment you recieved a cash back sum. i asked when i took it out if there were any penalties for redeeming within five…
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Where can I buy Restrictive Covenants Indemnity Insurance
My Solictor has advised that my mortgagte lend will require Restrictive Covenants Indemnity Insurance as the sellers cant prove the unknown Restrictive Covenants. She has told me I can get a policy for property value £250k will be £180 + the VAT. I also need a policy as the extension hasn't got building regulations this…
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pay as you drive ins
Has anyone tried this? Does it really work out cheaper?
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Advice re written off vehicle
Can anyone advise me please. I own an old volvo estate car, the type that has gutters on the roof that can take a heavy duty antique dealer's roof rack which I need for my work. Last week when it was parked up it was hit and suffered some damage which my garage says is repairable. My insurance company has offered me £450…
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Don't EVER notify your car insurance of an 'incident' if you don;t intend to claim!!!
If you read your car insurance policy it says you have to notify them of any incident that may lead to a claim. Last year a garage roof fell on my car during the storms. Superficial damage only (scratches) but I dutifully told my insurance company, but stated at the time I DID NOT WANT TO MAKE A CLAIM! Now I've come to…
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Do I loose my NCD
Hi, Can anyone confirm whether I am likely to loose my NCD on my car insurance if I make a claim against another person who ran into the back of me? Thanks.
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HELP! Securing Children's Univeristy fee's incase of death of one of the parents...
I need help here. Both myself and my husband work, but my husband is the main earner, I only earn £50 a week. Ive been searching for an insurance policy that will give either of us a monthly earner should anything happen to the other, or a lump sum at the end of term if we dont need to make a claim.... My eldest daughter…
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AA breakdown cover
Was paying £69 per annum for 'roadside' and 'take home'. Said I wanted to save money and was looking at other companies for cheaper quotes. Immediately offered 25% discount which I accepted. But will move companies next year.
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Buildings Ins Claim problems
We are currently claiming on our Buildings Insurance for water damage. A heating pipe beneath the floor had been leaking for number of months and as a consequence the water has soaked up the walls in two or three rooms, damaging the woodwork and plaster. The insurance company will only pay to replaster the walls from…
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Life Assurance or Savings?
Well here goes, my first post on this forum so please be gentle. My 70 year old father passed away recently leaving my 65 year old disabled Mother with their £160,000 home and approx £160,000 in the bank. My Mother is currently in receipt of state pension and disability benefits, which are sufficient for her to both live…
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Morethan & ABI GTA
Hi, I had an accident which wasn't my fault. Morethan adviced me to hire a car but let me down when I received the £800 bill from the car hire company. Since then, Morethan supervisors went on a long meeting and they just sent me fob off letters. Now I received a letter from insurance company of the person who hit my car…
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Life insurance - bad credit rating?
Cancelled P
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is this normal for contents insurance claim?
Hi i have just made a claim against my contents insurance for a dropped camcorder. I was booked an hour long phone call for one of their team to phone me yesterday What to me was a very simple, less than 30 seconds tripping over the dog, dropping the camcoder, turned out to be a 45 minute grilling of every minutest detail…
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Can I find car insurance cheaper with NCB and under 1yr licence
I've had my licence now for coming up to 9 months, i'm 21 and I dont have any NCB nor have I been driving since passing. I am buying a car next week and the insurance group is or 5-6, it is a 1.4L diesel car. The cheapest I can find for car insurance is £1400 fully comp. This is with pass plus I have too. The above is with…
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life insurance
Hi I'm looking for life insurance for a pre excisting illness can anyone suggest any good companys, as i'm not having any luck wots so ever.
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PRUHEALTH - £100 John Lewis vouchers + £115 Quidco
Just checked on the Pruhealth site. Currently offering £100 John Lewis Vouchers for taking out a policy. You can also get £115 cashback through Quidco. The cheapest I could get the policy for it £30. So the whole year is pretty much free. I am sure you can cancel this at any time, as stated in terms and conditions if you…
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Quidco question
Just going to renew my home insurance through Quido. Never used before, if I insure with Barclays Quido say they will give £125 per completed application, does this mean if I do seperate building and contents cover they will give me £250 cashback? Seems to good to be true.
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Who is liable after fire?
My neice owns her house, the house next door belongs to a housing association. The tenant next door had a garden fire and melted my neices conservatory side and cracked the glass. Who would pay for the damage? My neice has made enquiries to her own buildings insurance and was told that she couldn't claim off her own…
