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pay as you drive ins

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Has anyone tried this?
Does it really work out cheaper?

Comments

  • lic
    lic Posts: 275 Forumite
    I've never heard of this. Who provides it?
    Lic.
  • stashmycash
    stashmycash Posts: 606 Forumite
    Norwich Union.Maybe others.
  • lisaburton
    lisaburton Posts: 101 Forumite
    Yes I have has this inurance for over 2 years now and it works out really well as when I took it on I was only 19 with a claim on my name.

    I pay a base rate of about £11 a month so if i dont drive in that month thats how much I will have to pay.

    From there on the first 200 miles a month are free and anything drove between 6am and 11pm at charged at about 2.5p a mile and after 11pm £1 a mile.

    It works out well for me as I only drive to and from work about 10 miles a day and rarely after 11pm (usually drunk by then so use a taxi!!)
  • stashmycash
    stashmycash Posts: 606 Forumite
    Thanks for your reply . That sounds good.
  • me_eevie
    me_eevie Posts: 137 Forumite
    I recently enquired about this - there is an upfront charge ( a "special discounted" price of about £50) to have the equipment fitted to your car which, if you are thinking of changing your car, would be a waste of money as you would then have to pay out almost double that for new equipment in your new car.

    Also you have to remember that, unlike "normal" insurance, it does not cover you if you drive another car.
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