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Decorating inspiration
Hi Just bought my first house with my fiance and we have no idea what to do with it in terms of decorating and therefore I'm trying to tap as many websites as possible for free samples or 'decoration' guides. Does anyone know any companies which are paricularly good for free samples? I have not got very far, just free…
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Terrace with short lease from Taylor-Wimpey
Hi, I've put an offer on a terraced house in Darwen, Lancashire. The present occupiers have sold / Part -exchanged it with Taylor-Wimpey for £80K and moving to their new house built by that company in June. When I viewed the house (showed around by the old owners still living there) I asked about the lease and they said…
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Halifax Mortgage Advice - Property Valuation
Just a buyer beware story; myself and my other half went down the direct application route as opposed to a brokers route as we were pretty comfortable with what we needed to do despite being FTB. Went through the application yesterday having received our DIP and were charged a £280 valuation fee due to the valuation we had…
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Flat roof to Pitched roof
How much is my house value likely to improve by changing from a flat roof to a pitched roof?
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Zoopla & Rightmove estate agents cheating!
I have my house up for sale with a local estate agent and have been looking on Zoopla & Rightmove for properties in Scarborough. Both sites supply newly added properties, which appear in lists. Zoopla in particular also has history on when a house was first marketed. This past week 3 local estate agents have re-listed ALL…
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Dad wants to rent privately now
Hi hoping you can help me here because my dad has been nagging me about what to do with his tenant from hell. I wanted to know what is the best way to get rid of tenants if you no longer want them in your property because you wish to rent it out privately?
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TPOS Complaints: Successful?
Okay I won't go into too much detail as it is a very long story, but let's just say my letting agent has done an appalling job of maintaining my apartment in an efficient manner and I feel incredibly ripped off. I've therefore taken my complaint to The Property Ombudsman to have them look into it. After detailing…
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Purchase of Freehold - Already extended my lease....
Hi All, I recently completed extending my lease on my flat. And not a week later, i get a letter offering purchase of the freehold. We (the leaseholders) had a meeting about it and just under half of the leaseholders were interested in going ahead. Someone suggested that i join (to help them make up the 50%) but pay a…
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estate agent too keen?
went to view a place, liked it, although a little small, told the estate agent this but also said was not discounting it on this fact. he then sugested that the price it was up for (130s) "was I looking at 120s" he then offered to find out a few extra things I asked him that he didn't know the answer to. he then rang me…
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Help to buy mortgages
Hi all, We are looking to buy a home through Bovis using the help to buy scheme but it appears there is a lack of lenders signed up to the scheme. Currently only Halifax as I understand it... To further complicate we would like to do a part exchange which Bovis are happy to do but it seems Halifax will not allow this as…
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Honestly!!
Ok, I know there are some great LL out there but an awful lot of bad, lazy ones too. Went to look at a property this morning. Way overpriced to start, but was also just sooo bad. Cracked, in fact, chunks out of the upvc back door. Paintwork all chipped, pipes boxed in but work not really finished off. Grouting between…
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Is this the end of 'online letting agents'
I have been reading about the Which? survey on letting agent practice and infringement of ASA rules by either not listing full scales of fees and charges or charging different fees and charges from those outlined to a prospective tenant. This is a very innovative approach to push letting agent licensing forward however…
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Responding to private buyers leaflets through the door?
Just had a leaflet pushed through the door saying something like "Hi, I'm Chris. I'm looking to buy a property in this area. Happy to pay full asking price." "Chris" had to walk past the "For Sale" sign to post this in the letterbox :D I appreciate Chris may have employed someone to deliver these leaflets, but surely Chris…
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purchaced house 2 months ago, just moved in and found problems!
We purchased a house 2 months ago, after decorating etc, we finally moved in 2 days ago. While decorating several problems were found, for example, there is a pipe under the bath, leading from the roof, with nothing in it! the rain etc comes straight in and leaks everywhere. Last night we attempted to use the ensuit…
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difference bettween terrace house / town house
hey guys is there any real diff in these 2
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Private Landlord Tenants with no heating
Apologies if this is in the wrong place but i am desperate for advice. My son and his familiy live in rented accommodation with a private landlord managed by an agent. Their only gas fire has been condemned and the landlord refused to replace it as ;they have central heating'. All well and good but now teh centrasl heating…
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Slow Vendor
Hello all, We are FTB and had our bid accepted on the 3rd March, we have completed our surveys, mortage offer is in and no problems with the HBR. We rang our solicitor to see how we are progessing and over a month later, the sellers solicitor has received nothing from them to send to our solicitor so our solicitor has not…
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Help: Chimney breast removed - need structural support in roof space!?
Hi, I wonder if you can help me as I'm a little lost. I'm buying a small, purpose built, 1930s build, 2 bedroom, top floor maisonette flat. The building survey has just come back and has mentioned this: "The chimney breast within the rear bedroom has been removed. The remaining chimney masonry remains within the roof…
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How do tax deductions work for a property I’m renting out? Basic examples…
I’ve just started letting my property and I’m a little bit confused by what is needed in the way of tax… Could someone help with this as an example (using round figures for ease): Lets say I rent out the property for £1000 a month, mortgage is £500 of which £300 is repayment and £200 is interest. Over a year the rent is…
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No viewings in a month - "illegal" loft conversion
Good Morning I am throwing myself to the mercy of MSE! We put our house on the market a month ago and have had zero interest, but not sure why. If you have a minute, here's the link: (link removed) We bought it 5 years ago and paid £116K, it was advertised as a 2 bedroom house with the loft room as the 2nd bedroom. When we…