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cash against mortgage
Hi everyone I am in the position to offer cash for a property, however the property already has an offer of 77k but i believe it is a mortgage offer, would i be given preference with my cash offer if i offered 77k or should i go one better an offer 78k ? , i think the property is a repo in quite bad condition, an have been…
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Should I hold out?
This is my first time buying a house privately (bought first home new build - big mistake, but that's a different story!!). We have put some offers in for a house we love on the market at £220k. £200k was rejected, then £205k, so put final offer of £210k in. Estate agent has just come back and said they will accept £213k.…
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solicitor wants certified ID with strict conditions...
Hello, I have had an offer accepted and I am currently going ahead with the mortgage application and supplying information to my solicitor. The solicitor needs certified ID, I understand why this is, but I believe this should be able to be done by a teacher, accountant, bank official etc. or even at the post office. On the…
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Negotiating a tenancy renewal
Hi I have been approached by my letting agent about renewing my tenancy, but my landlord is asking for an extra £50 p/m which I am not happy to pay! How do I go about negotiating a lower increase if any at all and is it normal practice to negotiate? Thanks :)
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New buy scheme?
Hi guys, My partner and I have just put an offer down on our first house together (which has been accepted!). So this is the situation... He's already a homeowner (owned outright) I'm a first time buyer He's self employed I am fully employed Okay, so since we had the offer accepted, the government announced the new home…
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Renewal of contract and extension or lease: can my landlord do this?
can any wise rental types out there advise me please? I've been renting a property for just over 5 months now and have been advised that after the original 6 month tenancy has expired it will go onto a month-on-month rolling contract as per usual. However - I am arranging to get someone in to share the house and the…
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Acting as a guarantor
Hi, If I am the guarantor for someone within the context of a rental agreement, in case they don't pay, would that immediately appear in my credit file or would it only appear if I, as a guarantor, didn't pay either as a fallback?
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Advice requested on house buying please
Hi! My Dad has expressed an interest in helping me and my husband get onto the property ladder. I am 25 and work full time earning £16650 per annum. My husband does not work but instead looks after our 14 month old son full time, he receives £200pcm working tax credit and £80pcm child benefit to help him. Currently we pay…
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Advice appreciated on Britannia mortgage extension/reapplying.
To cut a long story short..... Hubby and I are first time buyers with a credit rating of 999 each, a 21% deposit and have almost completed buying a house. The sellers have got everything in place and are moving into a property with no chain. All searches etc will be completed by this Friday. We are hoping to turn our…
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Advice needed (House sale/Survey)
Evening all, I am hoping you can help me in regards to my house sale. I am selling my house with no-chain, accepted an offer 4 nearly 5 weeks ago, took house off market, have obtained all buyer's solicitors details and instructed my solicitor to progress asap (due to impending first child) Apparently the buyer has paid for…
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Selling advice
Hi, I live in a nice little town in the south and in a very popular road. I put my house on the market for 230k and it had 7 viewings on the first day. I had an offer for 210k that day which I turned down and said I wasn't willing to discount the price due to the interest. 4 of the viewers had already booked for a second…
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Advice needed for moving out
I'm 32 and still at home with parents right now but may be considering moving out in about 12-18 months time. I always wanted to move out after meeting a woman to settle down with but I guess that may never happen! I currently have about £4.5k saved, want to get that up to around £10k ideally although that's probably being…
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Pest control - what is the landlord's responsibility?
I have recently rented out my property. Seven months prior to the tenant's moving in, I had carried out a pest survey which showed that there was no fresh evidence that there were rodents in the property. However, one month after the tenant moved in , they said they heard the rats in the loft and in the wall. The real…
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receiving a house as a gift
Hi, my mum died a couple of years ago and she left everything to my dad. As a result he now owns two houses (one which his main residence and now another which was the main residence of my mum). He is thinking of changing her will so that my brother and I become the owners of the house that, for tax purposes, is NOT his…
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Looking for home in London area? New free resource
Metropolitan, a London Housing Association, has set up an independent property marketing website with the aim of making it easier to find an affordable London home ( whether as a potential buyer or as a tenant) It is apparently free to use and provides links with housing providers across the London area with the emphasis…
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Just a bit panicy about buying!
Hi, I've sold my flat (in as much as I've accepted an offer of £170k against an asking price of £175) and have just put in the asking price on a house of £235k. It's cheap for a house in south east London but the reason is that it's a state. It needs: New kitchen (inc. floor) New bathroom Redecoration throughout New…
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Help, Can they do this?
We are renting through a letting agent The landlords have been hassling us for some time over various things, and have turned up on our doorstep unannounced 3 times demanding entry 'to have a look around' (we refused) as inspections have been done by agents and they say we are best tenants on their books We have been given…
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Feltham
Feltham seems to have a very bad reputation (yobs, crimes, bad schools etc). Is this really true? Can anyone here throw some light on what it is actually like living in Feltham especially on Boundaries Road? Also is there a lot of noise from planes which is disturbing?
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Can I really be forced to remove dog from flat I own?
Two years ago I lost my job and was forced to sell my house before it was repossessed. I bought a small flat with the money which is a bit small for me and my dog but is better than the tent we had to live in for the first 2 months after the house sale. My dog has been very good and quiet, I am a gardener so he is out all…
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House prices 2013
I've been looking on Zoopla and the Land Registry websites for the latest sold prices but there's nothing listed for 2013.... are they released every quarter? Surely houses must've sold in 2013?!
