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Going it alone/downsizing (renting)
Hi All, Not been here very long but been lurking for a while. A couple of years ago, I moved into a city centre penthouse, with my mate. I was earning £24k at the time in quite a good job. A string of bad luck meant that the flat got hit by burglers twice, and we moved out. We're now in a 3-bedroomed town house, quite far…
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Ground rent on Freehold
Hi We have just got our deeds from a house we are buying and there is a clause that a ground rent of 2.75 is due each year and this is still being collect. Is this a normal thing to be included in a freehold?
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No Soundproofing in New Council Property: I'm living in a prison!
I'm 21 years old and very have recently moved into my first ever property, a small flat owned by the council. The flat was in a disgusting state when I first moved in, but have managed to do it up since and have turned it into a comfortable home to be in. There's a big issue, in that the set of flats I live in, which…
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What is a peppercorn ? Lol
Just reading through the lease of the flat I'm in the process of buying and the first line of my terms reads To pay rent (one peppercorn) What does that mean!? Lol Thanks :)
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Building Indemnity Insurance Question - New Works
Hi There, Sorry if this is a silly question but I am new here and just looking for some advice. We have recently moved into our new house and have taken out an indemnity policy to cover works the previous owners have done to the property. They have added a conservatory to the rear of the the house and opened up the…
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No inventory at check-in
Hello! Really hoping someone can help here. I rent a two bed flat with a friend- 12 month tenancy from August last year. When we moved in we were told someone would come round later that day to do a 'check-in' but they never did. We chased it up a few times but they eventually said they didn't need to come as they'd…
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New build house and the new build crematorium
Hi all. I've been looking at a house already built on a new redrow estate in Countesthorpe. We're looking at the Cambridge and it is up for 280k. I will not pay more than 250k and am in negotiations with them although they are being a little bit stubborn and refusing to move on price but all they can do is 10k extras... So…
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DIY Conveyance for plot of land?
Hi all I'm just about to buy a 1 acre plot of land from my neighbour. Neither of us want to use solicitors to do the conveyancing as the quote for the job is just about the same as it cost us for our respective houses. Surely all this entails is registering this change with Land Registry and updating both our deeds? Any…
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Help! My vendors are taking forever and my mortgage is going to expire!
Hi I had an offer accepted on a property in early December. I was aware that the vendors then needed to find a property and was prepared to be patient. The vendors found a property and had their offer accepted on 01/02/2013. I have made sure that all surveys etc have been paid for promptly and returned all correspondence…
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Selling for first time
What do I need to know to avoid getting put on the thread 'have a look at this' ? :D
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Buying half my new(ish) wifes house
Hi all Hope you can help. My new(ish) wife and I got married (2nd time around for both of us) nearly two years ago and are only just getting around to sorting out the house. The basics are (rounded numbers for ease): House value - £240K Outstanding mortgage - £120K (at a very good rate) Equity loan - £30K (key worker loan…
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Tax Returns
Hi all, This year is my first time doing one as a landlord. For this 1st year I am probably going to pay for someone to do it so I check I get it right. But I am having an initial go myself to give me an idea now. I have been charged for a repair (£50) and there is £10 of VAT that I have had to pay, am I right to think…
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Getting 3xdeposit if landlord does not put it in deposit protection scheme?
So as my title suggests I am wondering if I am entitled to this. I was renting a room and had a six month contract which stated the deposit would be placed in a scheme. I left early, just before 5 months had passed. At this point I had paid 5 months rent and the initial deposit (equal to another month's rent). The final…
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Oxted, Surrey - does anyone know any places to avoid please?
Oxted Hi all after much research and consideration and driving around we think we would like to try and buy somewhere in Oxted. I know everywhere there are nicer parts than others and someone mentioned the Mill Lane area of Hurst Green is not the nicest, does anyone else have any experience of nice (affordable) places or…
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reducing income tax using wife's allowance
Hi, I currently have my main residence which is mortgaged, in which i live with my wife and daughter.I am a Born UK resident and my wife moved here a year ago from Russia. We now have a daughter, so my wife currently does not work but is allowed to work on her current leave to remain visa, and one assumes will be eligable…
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can a landlord sue you after deposit protection has paid out?
Hello, After a bit of advice, we left our rented house over 6 weeks ago and after a bit of backwards and forwards with the landlord we ended up making a single claim on our deposit. The landlord wanted to hold some back for some damage, and the last we left it was we would take it to arbitration. We sent back the single…
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Oven Issue at End of Tenancy. Help!
We've just checked out of our rental, the only issue was the oven. There is some sort of melted 'stuff' in the bottom, which was there when we moved in, but like an idiot i didn't mention when we moved in. The inventory says clean condition. I've cleaned the oven to within an inch of its life but this stuff is still there.…
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Good conveyancing solicitor in North / North East London?
Anyone dealt with a star they'd like to recommend? Ideally someone in that area, who will communicate via email when necessary - not someone who insists on a letter in the post / fax. Please let me know of particularly great service experiences - we are FTB's ... Thanks!
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Pre-Purchase Costs (PIR electrical test and Gas safety)
Hi, I have been quoted £150 + VAT(@ 20%) for a gas safety check on the property I'm buying. The company is registered on the gas safe register website, however the cost is more than I'd expected. Do you reckon this is reasonable? I've been advised that a gas safety certificate cannot be issued as I don’t own the property…
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Leasehold Right To Manage Scheme
Has anyone done this? Is it worthwhile? I am currently experiencing increasing fees from my freeholders management company with little explaination for the rise. There are 4 flats in our block, we all communicate regularly and we are all responsible people with good jobs or own businesses etc. Is RTM a good cost saving…
