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selling house buyers funds not through
Hi I am new to this forum, can anyone help me. I am selling my house in scotland, we accepted offer from purchaser, then usual letters from lawyers between us both, then a week before moving in date, buyer would not sign on line because his mortgage is not through, he has a loan on his house, so his father has to get a…
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First time buyer in NW London - Help pls!
Hello there My husband and I are first timer buyers. We have been renting in Brondesbury / Kilburn / Queens Park area. We like this area and so we are trying to buy a place around here. We found a place on Priory Park Road that we both really liked. The asking price is ~370k. 2 BR flat. Share of freehold. (South facing)…
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Moving out of house but huge bills
I am about to move out of a rental property and have just had 2 very large british gas bills through the post (Gas bill is £436.06 and Elec bill is £260.69). Having spoken to British Gas, I can pay these off on a monthly basis but as my letting agency want proof that all bills are cleared, is there anything I can do to get…
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Buying House with no Building Control Approvals
Hi, I'm in the process of buying a Victorian terrace, which is in very pleasant condition in terms of appearances. We agreed on a sale price of 166K. It is a three bedroom, but one of the things that I really liked about the place was the converted loft (with proper stairs etc.) which they are using as a study. I realized…
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Alternative Housing Ideas
Hi. Newbie here, hope this is the right place to post. I was wondering if anyone had some good cheap/alternative housing ideas? I'm thinking along the line of such things as Shipping container houses, mobile homes, styrofoam houses, earthbag etc. I realise there are other factors to consider: mobile home parking/campsite…
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First time buyer with inherited property - can I avoid stamp duty
Hello As the title of my thread says, I am to all intents and purposes a first time "buyer", but I have inherited some property. My girlfriend and I are currently in the process of buying a property that is under £250K. Can I benefit from the new rules on stamp duty, as a first time buyer? Our solicitors don't know because…
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Lodger
Hey, I'm waiting some advice. I rented a room in someone's house for a couple of months. Paid my deposit in cash and got a receipt. This receipt basically stated "I hereby accept £340 as a deposit for the room" and was signed by the landlord. I gave my month's notice by text (i know stupid) and now the landlord is saying I…
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Cash purchaser - advantages?
I hope shortly to buy a second property locally, using a mortgage raised on my [previously mortgage-free] house. I will therefore be a cash purchaser, which I would hope gives some advantage. But presumably I will still need to appoint a solicitor for the purchase, which will hold things up to the same extent as any other…
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SDLT1 Land Transaction Return Form Advice
Hello all. I am buying a house and I appointed an online conveyancer recently. Their quote did not include completion of an SDLT form. I looked at the form and comments on this forum/the web and decided to attempt to fill it in myself to make a saving as they wanted to charge over £50 to complete it for me. I've just spent…
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Fixtures & Fittings Error
Hi, We completed the sale of our house today and have found out that our solicitors have made an error. We completed a Fixtures and Fittings list including an item for our first sale, however that fell through and for the subsequent sale we provided them a revised fixtures and fittings list omitting this item. The buyers…
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Need help about renting for the first time
hey hope you all can help me me and my girlfriend are looking at renting a flat/bungalow/house but we are worried about the costs of all the bills i have heard what we need to pay is rent gas/elec wich is around £40 water £10 phone/internet around £30 council tax about £150 home ins £15 is this about right? or if you have…
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Capital Gains Tax on Selling House
Looking for advice on the situation as below. 1) When I retired my wife (retired) and i decided to move form our home of 25yrs back to where we lived previously. 2) We put our house up for sale but so far have had very little interest from would be purchasers. 3) Due to fact we hadn’t sold I had to use all of my retirement…
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Fixtures & Fittings List
Hi all, Quick question: Something was on the F&F list as not being included, but for sale at £100. We declined to buy. It was still in the property when we moved in (December 09) It is still there now. We have been asked twice by the vendor if we want it for the £100. We have declined. It's still there. How do we stand if…
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Viewing another property, same agent - how to play?
Hi all, Currently renting and trying to buy. Found a place, but best & final offer at 97% of asking price was rejected earlier this week so walked away. I'm viewing a place tomor with the same agent. When I called to make an appt, EA said 'so you're not buying place A, then?' To which I said, well no, not at the moment.…
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Large Deposit - when does it change hands?
afternoon - we have finally settled on private house-swap. We have agreed on a 14-May exchange and 25-June completion date. They would like this 'lag' due to their booked holidays. To finance property, we will be: 1- Transferring current £124,000 mortgage to new property 2- Transferring £66,000 equity we have in our…
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Price of flats?
Are flats on the ground floor considered to be worth more than higher levels or is it the other way round?
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Advertising / fixtures and fittings list
Weve recently put an offer in on a house, which in all the advertising showed a gas hob, it was listed with 2 separate agents and both agents advertised it with a gas hob... All photos of the kitchen show this gas hob. When we went to view it, it was an electric hob. I pointed this out to the agent who was showing us round…
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Offer rejected, they want a little bit more.
Hello I put an offer of £160k on a property priced at £170k (originally £180k) on Wednesday. The estate agent originally said that offers of £150k and £155k from other buyers were rejected and that the vendors would not consider anything less than £160k. I thought my offer was reasonable but the estate agents phoned back…
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Finding private properties to rent
I'm looking to rent a place in the south east of England and wanted to find out what sources people have used in the past to find private landlords. The local paper is usually a good start and I am already aware of gumtree. Are there any other recommended websites that list properties with private landlords?
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Changing Solicitors in Scotland when selling-Costs?
We're thinking of changing Solicitors as the one we have has made repeated mistakes and we just feel that they aren't earning their fee as it were... Anyway we were just wondering what costs other people have incurred. We have already paid £250 to get it on the Solicitor's property Centre, presumably we would have to pay…
