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Mortgage offer
Good morning! We in the process of buying of a house, and the broker at bank we applying for a mortgage with, informed me the mortgage offer was approved on Tuesday. This is where im confused because the vendor's EA told me yesterday that the surveyor was booked in to do a valuation only yesterday?? I thought that a…
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Dispute over boundry fence
Dear all, Can anyone help me with a problem we have encountered. Our fence between ourselves and our neighbour was badly needing replaced - we spoke to our neighbour and agreed that we would replace it and he (our neighbour) would contribute towards the costs. A figure of £350 was agreed - this is very very cheap as it…
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Been offered a house
with Leeds Council - been on the waiting list 2 years. I was wondering whether it will come equipped with the likes of an oven or anything... don't want to call and ask unless I really have too!!
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Can a landlord charge re advertising costs????
Hi there, I took out a tenancy via Belvior on a property and had a standard short term tenancy. Within the first week the cooker broke, the heating system broke and I had no hot ater or heating for 2 weeks, on top of that I couldnt even get my car in the drive because the people opposite parked opposite my drive so I…
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Buy to let - Help, advise required please
We bought a house to let in October last year and it has been empty because we are in the process of doing it up before we can let it. Do I have to declare my expenses to the tax office even if I did not have any income? Also, how can I get advice on how to claim back the expenses we are incurring now ? (eg. changing…
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Your feedback would be greatly appreciated!
Our house has been back on the market for nearly 4 weeks, we've only had one viewing, no feedback received from them :( We are not desperate to sell, but are at a loss as to why we are not getting more viewers, therefore your feedback and advice would help us decide how to proceed.…
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How to speed things up?
We are ready to exchange as are the sellers of the property we are buying (they are going into a vacant house) We are only waiting on our buyer. Last week it transpired that their was a condition on their mortgage relating to the repayment amount on a different mortgage (not sure why as they are in rented at the mo) and…
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House Buying: Renewing Lease with share of freehold
Hello We are first time buyers. We are currently looking at buying a ground floor flat that has a share of the freehold but has a lease of only 75 years. The freehold is shared with the owner of the flat upstairs flat. I am wary of buying a flat with such a short lease incase there are problems extending it and am trying…
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Grrr I hate flies!! Bit of a rant....any suggestions welcome
Hi everyone, I live with my husband in a rented house & over the couple of months we have had a problem with tiny black flies in the bathroom that's been gradually getting worse. We have tried absolutely everything we can think of to find out where they are coming from & get rid of them!! We have always regularly cleaned…
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Vendor Retention Mortgage Question
Hi New here so please bare with me !! I have a 3 bed semi for sale that needs a total refurbishment, I have agreed in principal an offer subject to valuation. I was told from the EA that it would be a swift sale, and that the buyer was able to raise equity on his own property!! However after the valuer had been to inspect…
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Remortgage my house to raise BuytoLet deposit?
After spending a vast amount of time reading all the posts i have finally decided to make my own contribution! I currently have a house worth approx £230k with £31k outstanding mortgage on repayment with 10 years left to pay. I am looking to buy a second property to Let out approx value £110k Would it be feasible to put…
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Looking for costing advice on renovation of a house
Hi All, I am a FTB and am considering putting in an offer for a house which I have viewed recently. Brief background is its a small three bed semi in a very industrial northern town in West Yorkshire. The house is listed at mid £90k with livable ones worth around £100-105k by my reckoning. To cut to the chase, the…
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Reporting a landlord? Please help!!
We live in a 3 bed semi detached house and our adjoining neighbours are tenants. We know the landlord and due to various reasons are not on the best terms with him (no physical or verbal fights or anything but he knows we don't like him... with good reasoning!) The tenants are a nice family. The problem we have is that the…
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break/end contract with ea
hi all would really appreciate any advice in respect of ending contract with ea i have about 3 weeks left only 3 views as per previous thread?? not happy at all??
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Potentially painful vendor!
Hi Everyone, We've had a good few months of ups and downs whilst trying to buy our next house. To cut a very very long story short we've got a buyer for our house that is ready to exchange ASAP. We've been made aware from our solicitors that the vendor of our new house is having problems getting his monies in place (he's…
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capital gains
I recently have split with my boyfriend and we agreed that I would have the buy to let as my main residence now to live in. There is no mortgage on the property but I am not sure if he paid tax on his rental income. If I sold the property in 6 months time and had to pay any CGT (if required), would HMRC pick up on the…
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Buyer has pulled out - what now?
Hi All My partner and I had an offer accepted on our flat 4.5 weeks ago. Yesterday we found out that owing to the homebuyers report our buyer wished to withdraw - no attempts to negotiate and no real idea of what the problems are that caused him to withdraw. He has apparantly now gone on holiday and also apparantly…
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Help! Freehold for flat for sale but not grounds / parking?!
Hi All, I live in a leasehold apartment and have received a letter saying that the freehold is for sale. I spoke to the solicitor and it turns out that only the land the apartment is on is for sale, the road to get the apartment, the communal garden, and the car park are not part of what is for sale - these areas will…
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Time-wasters and idiots.
I posted on another thread about what a pain this house selling was and commented that the EA had spent over 3 hours taking the house details, photos etc. I now realise that I am not moaning about him, I am actually very impressed with him. He seems to work hard and was very thorough, but I suppose I hoped all these…
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So Barrett Homes just changed our completion date... :(
So had everything sorted to complete on Tuesday to move into our new home! Bed had been arranged to be delivered and just awaiting confirmation for our new sofa :) Contracts had been exchanged months ago, all is looking good for a smooth move :) We were slightly concerend from not hearing from Barretts or solicitors so…
