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house buying - in the future
Advice appreciated - I am a longtime lurker, reading many many of the threads for information, but finally have plucked up courage to stick my head above the parapet! We are planning to move in perhaps a year's time (family reasons) and have started putting together a wish list of sorts. Some things are essential (eg…
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Moving into a lease - BT line charges?
I am moving to a property that has a BT line connected. The old tenants move out on this weekend. I move in the following weekend. I know there is an active line there, but I heard that if they 'cancel' the line, then I might have to pay another £120 (or whatever) to have it reconnected. What is the procedure with this?…
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Best mobile phone to look at Rightmove
I hope this is not off topic as I felt there may be others with the same need. I am soon completing on my sale and will be putting my stuff in store and visiting friends and family, here and there, as well as taking time out to see a few places. I will not have ongoing access to a PC and am not sure if I can get into…
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Letting a recently purchased house out
Im in the process of buying a house, valued at £95,000. Im putting a deposit of £10,000 Halifax are giving me a residential mortgauge for the rest. I intended to live in the house but currently spend most of time at my girlfriends, Would I be able to rent my new purchase out? as my girlfriend has now said I could move in…
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Dithering sellers. It is a cash offer. Make your mind up!!!
We saw the house we wanted a few days ago. Got the cash funds in place. Started at 29k below 375k asking price. Went up in 2 stages to 5k below with our final offer and 32 hours later, they are STILL dithering. It isn`t a private seller but a small builder Grhhh, can`t they see that they will drive us away. Yes we want it…
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house selling nightmare due to seperation
Can anyone help! I am seperating from my wife and we need to sell our house..problem is we have secured and unsecured loan with the mortgage provider. People keep telling us you pay solicitors fee's etc from the sale of the house but my wife is telling me (shouting at me) that i will have to come up with the money to pay…
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What to offer
A house we like is up for sale at £315k - a similar house was sold in March 2007 for £240k and i've found out the vendor purchased this house in 2003 for c£200k. It's been for sale for over 6 months (orig at £340k) and the vendor is moving in to rented accom. We are chain free. The house has been improved and is in good…
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Broken Chain
Hi, Just had a call from the EA and they've informed me a house they where selling in a chain is about to fall through. The house in question was originally on the market for £285k but eventually sold for £260k However the sale has now fallen through and the whole chain is at risk if the EA doesnt find another buyer....…
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Re-mortgage buy to let - then buy another house
Looking for a little advice, please! I'm not sure how sensible or how stupid this may be, so please feel free to rip it to shreds and strongly advise against it, should you see fit. I know I should speak to some kind of official financial mind about it, but would like some thoughts from MSE people first. I have a mortgaged…
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Google Maps not working
Is this just me or anyone else finding this problem. Tried on my PC and Laptop but when I type in the location and enter nothing happens????
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Unauthorised Visit
Hi. I just went downstairs just now to put some washing on to find two men in our house. I thought I heard my brother downstairs cooking (as I smelt some gas) Now we rent through an agency privately. We are on an Assured Shorthold Tenacy agreement with them. We was under the impression that they had to give us notice if…
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Private House Swap - Details of Sale?
We are in the middle of negotiations for a house swap. I’d like some advice as to what the next few steps are. (FYI – we’re transferring our mortgage and they are cash buyers) 1- Details of Sale (is that what its called?) We’d like to have something in writing stating the accepted offers, and what it covers (ie sheds…
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buy a house, rent back to mother on job seekers!
Hi All, For one reason or another my mother has moved back from abroad after living out there for 6 months. it didn't work out. She is now homeless technically, and needs to sort things out. Obviously no job etc, my little sister of 17 is now back in FT Education. If I was to buy a house in my name, and then rent it out to…
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Is it ok to sell a survey report?
Hi all, I pulled out of a purchase two weeks ago because of personal reasons. Today I was contacted by the EA asking if I would be willing to sell my survey report ( which was done 2 months ago) to the new buyer. I asked the EA if this would have any legal consequences but she said it was the first time she came across…
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House taken in Part Exchange/Chain Break by Builder Query
Hi, We have recently agreed to buy a house where the vendor is moving into a new build. The builder has agreed to take our property in part exchange in order to break the chain. We were informed by our estate agents that they would now contiue to market the property on behalf of the builder which seemed fine. However, we…
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Lots of viewings, no offers...what now?
Hi All, I did post this on another similar thread but thought I'd make my own if that's ok? My house has been on the market since end of Oct, and I've had 2-3 viewings every week but no offers. Well, we did get an offer, which was increased the next day and was almost going to be a done deal at a price we would have…
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Freeholder holding up the sale of my flat
Hi there, Here is the story: I'm selling my flat 1st floor of an old building (leasehold) and the freeholder leave below on the ground floor. I have accepted an offer, everything's going ok when the freeholder solicitors replied to buyer's question about our floor and some noise. First time we have been mentionned that.…
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Do banks charge you to do their survey
Ok so when the bank has agreed to the mortgage they go to the house you want to buy to do a survey to see if its worth the money you want to borrow right? Do you have to pay for this survey? How much does it usually cost and do you get results? What if they think its over valued- do you still have to pay? Should we also be…
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Viewing a Grade II Listed Building
I've seen a house on Rightmove that I like the look of, but it's a Grade II listed building. I don't really know anything about listed buildings, apart from that you can't mess around with them, and therefore maintaining them is potentially very expensive! If I go to view this, what sort of questions should I be asking?…
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Long term renter...
Hi, I have been renting a house for over 10 years, I last signed an assured shorthold tenancy agreement 9 years ago but nothing since then. I rent through an agency, but my actual landlord recently contacted me informing me that they are planning on selling the house in a few months and have offered me first refusal on the…
