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CCJ enforcement debtor not paid
Hello, I currently have an outstanding CCJ against someone for over £3000k with no payment received to date. I have a High Court Writ and have been in the process of trying to reclaim via bailiffs for a few months (debtor moved house had to retrace etc.). However I want to know my options should there not be enough goods…
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Friday 15th July - what small DFW things will you do today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Overdraft / Money Transfer Question
Hello everyone, I just wanted a bit of advice on what to do about my overdraft. I have approximately £400 in an overdraft which costs me £2 / day - usually this costs me about £30-£35 / month in overdraft fees. I have approximately £6000 in a Barclaycard credit card. According to my budget plan I will have paid this off…
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What to do for the best.....
Trying to work out what to do for the best. We have debts of approx. £50,000. We struggle every month to cover everything. What we are thinking of doing is selling our house and clearing our debts. We would then rent for a while, until our credit is better. We currently can not get a mortgage due to our debts / bad credit.…
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In need of a vent...
I really just want to cry and know this is a trigger for my depression, I guess money worries triggers everyone's depression right. I do feel I need to "share" this to get it out there, forget about it and move on. So please bear with me. I am fully aware a lot of people on this board are in far more greater debt than…
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Thursday 14th July - what small DFW things will you do today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Debts ruining my life
I'm in debt and I don't know how to cope. I suffer with aspergers which doesn't help as I can't handle the paperwork and things get worse. I owe money for gas, electric, council tax (including a lot of arrears) hmrc fines for not fling tax return. I have debt collectors calling me and turning up to my previous address. My…
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Restons Solicitors letter
Hello all, I have used this wonderful site over the years for many a thing advice related but have never had to post until now. I have had a few debts over the last 10 years but have managed to clear all of them but one, the biggest one... To fill you in (I'm using info gleamed from the Reston's letter here as I couldn't…
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More debt after DMP
Hi all, I have had a bad year mentally physically and financially to help me cope yes I know how stupid I have ran up more debt nearly 5,000 worth and since losing my job due to disability partner leaving me,Now he is back ! I can not keep up with payments to the credit card and overdraft that I was able to spend on.Only…
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CCJ advice
HMRC filed a CCJ against me nearly 6 years ago. I haven't received any contact from them since then and the 6 years are up in the next few days time. Does this fall off my credit file as normal and statute barred? Thank you
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MSE News: Shoppers with mental health conditions need support controlling...
A consulation to find ways of supporting shoppers with mental health conditions has been launched...Read the full story: 'Shoppers with mental health conditions need support controlling their spending, consultation argues' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how…
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Lottery Instants
Does anyone who plays National Lottery Instants online know how it is ensured that there ARE any winners? Does a public body regulate this?
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Who am I paying?!
I have a defaulted post office bank of Ireland cc. Three years ago or so, I set up a payment plan which is still running. I wasn't altogether with it then and can't remember details Anyhow, CCA'd post office in April, heard nothing and cheque not cashed. Looked through file and found letter from BCW group dated November…
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Wednesday 13th July - what small DFW things will you do today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Capquest / Zinc Group Limited
Hi I have a loan for around £15k with Natwest for a legal practice course but due to falling pregnant I was unable to complete the course or pay back the debt in full. I negotiated a payment plan with Natwest of £300 per month. Due to a change in circumstances, I could no longer afford that amount each month. I tried to…
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Talk to me about YNAB
I've just downloaded the free trial. Put all my accounts in, credit card debt, pay pal account, etc etc I've added all my future salary/bills for end of July/August - which I hope I've done right! Can't get it to sync with my iphone, folowed the drop box instructions but wonder if it's because I've downloaded the classic…
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OMG I just met Martin!!!!
I can't believe it. After being on here for 10 years I finally met Martin!!! He was so lovely and I got a pic :) Df
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Urgent help rossendales baliffs
calling back later re council tax arrears. Wont let me make a payment plan I have not let them in and all they have are enforcement orders, which they wont show me What do I do?
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Unauthorised Overdraft Charges ‘Higher Than Payday Loan Interest Rates’
Quite an interesting article here I thought a few of you may like: http://www.scotlanddebt.co.uk/articles/loan/unauthorised-overdraft-charges-higher-payday-loan-interest-rates-3229
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Tuesday 12th July - what small DFW things will you do today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
