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Who am I paying?!
zenshi
Posts: 1,133 Forumite
I have a defaulted post office bank of Ireland cc. Three years ago or so, I set up a payment plan which is still running. I wasn't altogether with it then and can't remember details
Anyhow, CCA'd post office in April, heard nothing and cheque not cashed. Looked through file and found letter from BCW group dated November 2013. No correspondence from anyone since but Noddle is being updated
Have now CCA'd BCW group. Failing ringing them can I found out who is dealing with the debt? I'm hoping to try a F & F soon
Anyhow, CCA'd post office in April, heard nothing and cheque not cashed. Looked through file and found letter from BCW group dated November 2013. No correspondence from anyone since but Noddle is being updated
Have now CCA'd BCW group. Failing ringing them can I found out who is dealing with the debt? I'm hoping to try a F & F soon
LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,764
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,764
0
Comments
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This is quite common, and can be very annoying not knowing who you should be dealing with.
See what you get back from the CCA request, then either write and ask BCW if they own it, or with hold payment and see who contacts you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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