MSE News: Shoppers with mental health conditions need support controlling...

MSE_Luke

A consulation to find ways of supporting shoppers with mental health conditions has been launched...

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'Shoppers with mental health conditions need support controlling their spending, consultation argues'

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dekaspace

This is so true of me, as a kid I had nothing so I splashed out like crazy aged 18 on student loan, multiple bank overdrafts, credit cards etc.

Its more feeling good about spending rather than anything.

Part of my current MH issues is that I am thrifty in order to not spend so I have savings but when I do treat myself I feel both good then awful at having dipped into savings so its 2 extremes.

Its like if I budget myself £10 a day in spending (so after bills have been paid) I may not spend a penny in days, £5 one day than £30 one day so still within the weekly spending limit but then get upset that I have overspent, or I spend maybe £8 one day, £30 one day, £10 one day, then nothing another day I would think I overspent despite my savings meaning I can handle it or that I have a freezer and cupboard full of food.

boo_star

I'd be interested on what those same survey questions show for people who don't suffer from mental health issues. I would have thought there was a control group for context but obviously not.

I dare say if you did it again for people without mental health issues but on low incomes you would see fairly similar results.

Pincher

It's the insanity defense.


Your honour, I cannot be held responsible for my actions, due to diminished mental capacity. The debt should therefore be written off.


If you made this in any way official, people will be claiming mental health problems when it suits them.

dekaspace

boo_star wrote: »

I'd be interested on what those same survey questions show for people who don't suffer from mental health issues. I would have thought there was a control group for context but obviously not.

I dare say if you did it again for people without mental health issues but on low incomes you would see fairly similar results.

I don't know, I have known people from all walks of life to just spend spend spend the differences normally occur in their exit strategies.

Some have a good enough job to cover their spending or at least to a point it will take many years to reach critical level

The only difference a low income person would have will be they get into bad levels of debt far quicker and likely less of a support network.

With someone with MH its more likely they spend to make themselves feel a little better as in a treat, without mental health it would be more of a traditional addiction.