-
Everyday Loan Harrasment
Hi All, I will appreciate any advice you can provide me with. I took out a loan of £600 with Everyday loans in May 2010 and made my first payment of £75 at the end of May. I have only received notice a couple of days ago that my contract will be terminated with my employer and I will officially be unemployed end of july.…
-
Credit Unions
Where I work there is a Credit Union. I'm thinking of joining but unsure whether I should? Is anyone a member of a Credit Union? What are the pros and cons? It sounds like a good idea to join but thought I'd ask first!
-
Incasso asked for a redetermination
Hi I was wondering if anyone could help. Incasso have recently applied for a ccj because they were wanting me to pay $600 per month. The court decided that I only had to pay $122 per month(which I am happy with). I have recieved today a letter from Northampton saying that the the claiment has applied for a redetermination…
-
Trying my hardest
Long time reader, First post under this account. Had one before but got deleted as hardly posted. Just wanted to vent some frustration really. I have three credit cards. 1 with 5k, 1 with 4k and one with £200 I have finally managed to set out a plan to reduce all these and hopefully paying them off within the next 2-4…
-
F+F refused
I owe buchanan clark + wells £720, i sent a letter offering them £100 f+f. (Low i know ;) ) of course they refused, they have said that the minimum they will accept is £360. I cant afford this much at the moment, i really want to get this debt paid off and forgotten about. I have been paying about £30 a month for the last…
-
Bayliffs ???
Hi Im getting lots of letters from debt companys chasing me for money - I havent got the money to make an arrangement, so Im getting more letters. Im really worried about bayliffs coming to my door at what point can they come ? do they have to give me a ccj 1st ? thanks
-
dca letters
hi sorry for being such a wimp but i dont have anyone else to talk to. this morning i received a letter from reliable collections AGAIN. this time was quiet upsetting. they keep sending me threatening letters ,they acknowledge theyve been contacted my community legal advice who are helping me but still insist on sending…
-
Attachment of earnings order
Hi there, I've got an attachment of earnings order awarded against me. I filled in the income and expenditure form that the court sent to me and I offered to pay the spare amount I had left but the court have sent me an order requiring me to pay much more than that and it'll only leave me about £30 a week to live on!…
-
Would you like to be on GMTV next week to talk about Tax Credit problems?
Next Tuesday Martin's talking about tax credit renewals on GMTV - and they are looking for a casetudy to be filmed for the show. Were you paid too much last year or think you might have been this year, and you’ll need to pay it back? If so, and you're happy to be filmed for the show sometime this Friday or next Monday,…
-
No where to turn
It's about time I stopped burying my head in the sand and faced up to what's been causing me so many sleepless nights - my debts. Although to many of you, it may only seem a small amount but to me it's all I think about. It's ruining my life and I know i've only got myself to blame so it's about time I started facing facts…
-
Citi Cards
Hopefully this is in the right place and someone can help. I have a credit card with citi card that I owe about 2400 on it now, i was made redundant and they put me on 5% interest for 6 months although I wasn't told it was 6 months at the time. After receiving a letter saying i hadnt paid the minimum payment last month i…
-
Checking my credit report
Just a quick question. I have signed up to Equifax to have a look at my free credit report. When i was looking at it, i noticed that my sisters details and all her credit agreements that she has had are showing on mine! Will this affect me when i go to apply for anything as she has defaults etc where as mine is fine?…
-
Effects of defaults on Renting houses
Hi people. I had to move back with the old dears last year due to my business going into difficulty + I was doing a course so was doing training rather than earning money. I have with the help of this site got right on top of things, debts have reduced and my business is doing better than ever. I am about £6000 away from…
-
Advice needed
Hi everyone I have just joined the forum today and would like some advice on clearing the debt on my credit cards. I have 3 cards and owe about £7000 altogether but am just managing to pay the minimum payment every month and don't see how I am ever going to clear them. I have tried to do a balance transfer but have been…
-
The Lewis Group
Hi, I have looked everywhere so apologies if this is in the wrong place. I have a recurring amount coming out of my account every month being paid to "The Lewis Group" for about £35 every month. I have tried cancelling this and emailing them to find out what and who this is. Does anyone know who the Lewis Group is? And who…
-
Debt help with depression
Hi there I'm looking for some advice. I got diagnosed with depression at the start of the year, n as a result I've been struggling to manage my finances and had several debt recovery agencies harassing me for payments. Was wondering if there are any good debt mNagement agencies or agencies that deal primerally with mental…
-
CCCS - Finally Done It!
Hi, I bought a house with my boyfriend in Nov 2006. Having previously lived at home where all my money was ‘mine’ I carried on trying to maintain a similar lifestyle when I moved out. It did not take me long to realise that this was not possible. Every £100 I spent on a credit card was not that easy to just pay it off at…
-
Northern Rock Loans Address??
Hi all, I'm trying to find an address for Northern Rock Loans and was wondering if anyone had it? I have their main address, which I have written to before but had no response. I'm looking for an address that is specifially for loans. I know it says on their website to ring them, but I'm dealing with all my debts in…
-
Disadvantaged by the Alliance and Leicester
00000000000000000000000000000000000000000000000
-
Pay Day Tomorrow and No Wonga Loan
I've recently posted my SOA about my debt problems, as much as the long term looks a bit grim I have had to smile. I get paid tomorrow and I have scraped through this last month without a payday loan.:j I paid my payday loan last month and have managed (thanks to Ebay) to not re-new it this month. I actually feel quite…
