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F+F refused

I owe buchanan clark + wells £720, i sent a letter offering them £100 f+f. (Low i know ;)) of course they refused, they have said that the minimum they will accept is £360. I cant afford this much at the moment, i really want to get this debt paid off and forgotten about. I have been paying about £30 a month for the last couple of months, and it feels like im getting no were with it.
Has anyone got a template of a 2nd letter i can send them? Im really rubbish at making up letters myself so they sound good. lol the most i can pay is a max of £200.

Comments

  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Try and neogiate. Try again with an offer of 200, if they refuse then just wait it out.

    Use the same template as before, but just tag in your own words this is a new offer given you cannot accept their previous offer, and is the maximum that your family can be afford to help you out with. And that you hope they find it to be more agreeable.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
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