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Guys I am need of some advice ASAP.
First of all I think I better list all of my debts Credit card 1: Limit 500 Balance 696.66 Credit card 2: Limit 600 Balance 660.15 Grad. Bank Account: Limit 1500 Balance 1520.30 Phone Bill Outstanding: 70 Outstanding Uni Bills (gas and electri) : 227 Online clothes account : 700 Worst thing is I got no money to my name and…
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DFW Sunday Confessional 4th November
Forgive me Martin for I have sinned.... Herein lies the place in which to repent ye wicked non MSE/DFW sins... Repent and ye shall be forgiven!
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Ever growing debt, and the company not willing to help
Hi Guys, Firstly, Love the site/forum it has given me the shove to sort my finances -- but this question is not about my finances, its my mums, now she is currently off of work due to ill health, and hasn't worked at the company long enough to get sick pay to cover outlay. Whats happened is, she has used her card for this…
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What will you spend, Sunday 4th November.
Morning all . Should be an absolute NS Sunday. Hope you all have a fantastic and restful day, and a brilliant Monday week :)
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Thank you!
Hello everybody! Ive been lurking for sometime now, and feel now i am in the position to post. For years now most of my adult life, I've had credit cards, loans etc.. and never really gave it a thought, easy come, easy go, but now i want to do something about clearing them. I have made some major changes personally in the…
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DFW's surviving Christmas support thread!
Hi all, Well its that time of year again & I'm starting to feel stressed already!! Christmas (my second as a DFW) makes me fee woefully inadequate because I LOVE being able to go out & buy lovely pressies. Instead now I have to hunt for endless bargains and compromise. Yes that can be fun but its hard work and takes up…
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Still travelling but need to pull in the reigns...
Hey guys. How are you? I have now hit New Zealand and am currently in Auckland & really need to pull in the reigns financially. I travelled to Thailand for 2 months which was fab and budgeted for, however, I needed emergency root canal work and a crown on a tooth back in Sydney, well over a thousand pounds (thankfully…
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What helps you spend less? Cards or Cash?
I was thinking about this today, I had to pay in cash whilst shopping as it was the end of the day and the bloke had turned his card machine thing off. I really panicked as I had no idea how much cash I had on me:o any how i had enough thankfully - ( i also realised that I hadn't really got any idea how much I spent! and I…
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Help me find a post please
I read a post last night from a mother in turmoil about giving up her son>I think she posted her SOA on here.there were alot of comments about her not wanting to hear the advice ect. I can't find the posts and have trawled through loads.I have been thinking of her all day and need to read aain so I can sleep tonight. I…
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Sick of paying debts of should I just stick it on the mortgage instead
Seriously thinking of upping my mortgage to clear the debts off. We have been offered a fixed rate for 5 years and it will only be a £30,000 mortgage with less stress.
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Christmas savings
Hi all. Just thought I'd let you know about Skipton building societies Christmas savings account. I've managed to save up quite a bit this year and I was surprised how I didn't miss it each month and how it's all added up. Just goes to show how money slips through our fingers so fast we don't even notice. In fact it's even…
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HSBC Overdraft
Hi, I'm on a DMP with the CCCS. The only creditor to still be charging interest is HSBC :mad::mad: despite numerous letters etc. My DH received notice this week that they have withdrawn his formal overdraft (approx £650) I was just wondering what happens now will the interest charged increase? The CCCS payment is already…
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Taking my brave pills
Hi All - I'm editing this thread to turn it into my new diary - I need the motivation! As you can see from below my work situation was uside down for a while, latest is Ive abandoned plans to work downsouth (or my company abandoned them for me!) and work at home. My latest SOA: Monthly Income:£1750 overtime is available…
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what small dfw thing will you do or have you done this weekend?
I hope this thread hasn't already been started as I couldn't find it. Please feel free to merge. Things for today: Saved 90p off petrol - used 5p off/litre of petrol. Used £2.50 in coupons off my shopping in Tesco. Got a free trial issue of First mag so I didn't need to buy it. Got 1 old receipt and 2 points coupons added…
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what small dfw thing will you do or have you done this weekend?
sorry I posted on the wrong section of the forum.
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Party anyone? ;)
evenin!!! I'm about to crack open a bottle of lambrini's finest to celebrate being officially employed again :D Anyone care to join me? :beer:
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New & deep in trouble
Hello everyone I've searched for an internet forum on these matters (financial problems) and stumbled upon this one. I need to interact with people who have similar problems as I do, as I feel kinda isolated at this point in time. How deep am I in? Well ... here's a rough breakdown: Overdraft £6,000 Credit card A £19,600…
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Hello, I'm new!
Hello everyone! I've just registered, really need to sort myself out financially. I know my debt isn't huge, and the student loan is OK as it just comes straight out of my wages. I am paying off the Smile O/D (because they cancelled it and asked for all the money back :eek:) at £600 a month, which is really difficult.…
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thailand help
l am retired and living in thailand i have been paying my credit card from my english bank account i left over a year ago and still owe £12000 but i have now ran out of money i have a home in thailand can the credit card company take me to court in thailand i have a company in thailand which is my home as english people…
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Can You Help
I am retired and living in thailand i have been paying my credit card from my english bank account i left over a year ago and still owe £12000 but i have now ran out of money i have a home in thailand can the cedit card company take me to court in thailand i have a company in thailand which is my home as english people…
