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Lloyds Credit Card
Hi guys, Had a Lloyds Visa Card which they switched to a Mastercard a few months ago. Spent a bit of money on the visa and was going to clear it all off but with them switching the cards over from Visa to M/C I've noticed that I am not paying any interest on the outstanding balance. I figured this was some kind of…
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Reclaiming Lloyds Loan PPI on a DMP
I've started my DMP, and i'm wanting to recalim my PPI on my Lloyds loan due to the fact that when i entered into my loan agreement i was told i had to have PPI and wouldn't get the loan without it. I now believe this is not true and should have a case,am i right? Can i reclaim? Does being on a DMP make a difference?…
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'Ere there's a lot of diary's on here!
Just trying to browse through my favourite forum and I'm quite struck by how many diarys there are. Don't get me wrong I have no issue at all with anyone's diaries it's just there's rather a lot and I wonder how new posters feel when their post gets lost in the wash. Right that's me.......and yes before anyone points it…
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Finding out who you owe money to??
Ok this might be a strange one but, I have dug out all the paperwork that i have to start sorting through my debts but i also had a few debts that where sold and sold on again and i dont have any paper work relating to them. Is there anyway to find out a defenate list of who i owe money to or is it a case of sorting the…
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remortgage or not
hi-I am in a quandry-I need to consolidate debt, partly a hort term bank loan, where the payments are too high, plus high interest credit cards, and I have a tax bill of £8000 looming in jan 2008. (Altogther about 50k) I have a lot of equity in my property (about £60-80k) and am considering remortgaging or a secured loan…
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remortgage or not
hi-I am in a quandry-I need to consolidate debt, partly a short term bank loan, where the payments are too high, plus high interest credit cards, and I have a tax bill of £8000 looming in jan 2008. (Altogther about 50k) I have a lot of equity in my property (about £60-80k) and am considering remortgaging or a secured loan…
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Lloyds..
Have sent me an ENFORCEMENT NOTICE,for an currant account can anyone tell what might happen next? CQ
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Do I forewarn creditors
I am currently investigating the best option for me to become debt free, i.e. a DMP or IVA. When my credit card companies were calling me, I did explain that I had difficult in meeting payments and all I got was basically that's not our problem (not that I was expecting very much else). I was going to write to each of my…
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Kazzz1969 DFW Diary (newbie)
Hi everyone! What a fantastic site! You all appear to be so friendly, open and honest. It feels so refreshing to be able to talk about my debts without feeling as though I want to die of embarassment. I found this site recently and have been lurking until today :) I have been reading some of your ideas and money saving…
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what does this mean please?
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Do you do the lottery...?
I haven't bought a lottery ticket in years, but my husband wants us to start doing the wednesday and saturday lottery - which would be £2 a week. Bearing in mind the chances of winning, this essentially is £2 down the drain (although he is very keen - 'got to be in it to win it') ...isn't it?!
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Statutory Demand, Connaught??
Hello, I have received a letter at my address from Connaught collections. The letter is in my partners name and is for £8600, basically it says if he doesnt pay up within seven days they are issuing a statutory demand. My partner is not living at this address at the moment, he is living in Norway for at least the next 6…
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Thank you to all on this site
Hi it is so good to no that i am not alone and after reading the advise about cccs filled out there form and just wiating for them to send me the info pack and hopfully get my life back on track :T Regards P W
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Corp Card Charges
Hi all, This is the situation: I was working for my previous company but they failed to pay my expenses that I put on my Corporate Charge card (American Express). I have tried to get these monies back to no avail. That’s not what I am asking here. Because I am the liable person for this card and not my last company I have…
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Piggy/Zoom/Other points
Hi everyone couldn't find a suitable area to post this so I'll try here. How do I redeem points for these things and will it cost me anything to do so (eg are voucher spends dependent on a minimum spend? post & packing?) Hope someone can help.
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what happens when I've paid off a CCJ?
I've been down the DMP route with CCCS long before I found this forum and thanks to a legacy I managed to pay off all my debts except one. Nationwide had got the CCJ against me before I went to CCCs so we left it alone. I only owe them £420 now, if I pay the set amount it will be finished in October 2008. :D WHat happens…
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IVA any experience
Hi some advise please on IVA looking like the only way what experience have people had do they work as I am currently most of the way through the cccs form just waiting to send it off. Can you tell me how much you can pay? Sorry if this is a bit vague. :eek: P W
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I Have Had A Debt For 2 Years HELP!
I have been avoiding my debys for the past two years, I owe Natwest nearly £3,000 its gotten so bad that I wasn't able to be employed. Anyway, I now have a job and I wanted to know the best way to go about contacting Natwest, or whoever the debt is with now because I want to pay it back and get rid of this awful credit…
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what have/will you spend september 25th 2007?
morning all hope you are all well this tuesday morning. Hope the weather is fine where you are and you arnt too cold :rolleyes: now remember its only tuesday so keep it low :rotfl: i dont know if you want me to post moozies challange today? or have a 'week off' and start it sunday a fresh? let me know... Take care all pap
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Defaults on Loans and on credit score
Does anyone know when a default is removed from your credit report?
