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Lloyds..

craftingqueen_2
craftingqueen_2 Posts: 695 Forumite
in Debt-free wannabe
Have sent me an ENFORCEMENT NOTICE,for an currant account can anyone tell what might happen next?

CQ
Proud to be No. 61 in the DMP mutual support group.

Comments

  • Badger_Lady
    Badger_Lady Posts: 6,264 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    What does it say?

    They legally have to issue an enforcement notice before starting legal proceedings. Their normal procedure is to wait 14 days from the issue of the notice then, if they don't hear from you, issue a demand for full settlement.

    If you have exceeded your limit, they will issue the demand immediately.

    The demand is their last resort if they have exhausted all other avenues for debt recovery, so if you contact them they should arrange an alternative.

    What is your situation? Are you worried that you can't pay?
    Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
  • craftingqueen_2
    craftingqueen_2 Posts: 695 Forumite
    Hi,we are with Payplan - DMP so they have been recieving payments from April from us.With the charges they have been added to the account it has made us £299 over our limit.
    Is it automatic court or could it be passed on to a DCA?

    CQ
    Proud to be No. 61 in the DMP mutual support group.
  • rayday2
    rayday2 Posts: 3,960 Forumite
    I had an enforcement notice just before they accepted lower payments.
  • craftingqueen_2
    craftingqueen_2 Posts: 695 Forumite
    Thanks rayday,hope that happens to me.

    CQ
    Proud to be No. 61 in the DMP mutual support group.
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