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Leaving the country can you really leave your debt?
Hi i am thinking of moving abroard due to stress from debt, but can i actually leave it all behind. Waht are the repurcussions forthis drastic action when i return to the country. Will i still have to make payments? If anyone out there has tried this please let me know if this is a way out. Thanks.
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26.9.07 what small dfw thing will you do or have you done today?
Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello: Welcome to Wednesday - middle of the week already !!!!! :cool: When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards…
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Money Diary
:confused: I am hopelessly in debt and have a really crap job at the moment, so in between me getting another job, I am going to budget, budget, budget. Everyone seems really capable of budgeting on these boards and it's something I consistently fail on, so to encourage me I am going to put my money diary on here, and…
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Advice on DMP
. Hi everyone I just found this forum at weekend and wish I'd found it a while back. Hope someone out there can advise on my query. Briefly I have debts of £37k and I am now trying to find a solution as I cannot make all mthly pyts. My take home pay is £1300 and taking all expenditure into account I have £110 per month…
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Which way to go?
Hi all, i read the new posters thread but am still not sure where to go from here.Basically i have an egg loan= £8178 (9.9 APR, I THINK) MBNA CC=£1760 (12.9 APR, I THINK) MORGAN STANLEY cc=£3501 (INT FREE TILL JAN 2008) BARCLAYCARD cc =£1317 (INT FREE TILL JAN 2008) I was wondering whether to put all my debts together and…
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Which way to go?
Hi all, i read the new posters thread but am still not sure where to go from here.Basically i have an egg loan= £8178 (9.9 APR, I THINK) MBNA CC=£1760 (12.9 APR, I THINK) MORGAN STANLEY cc=£3501 (INT FREE TILL JAN 2008) BARCLAYCARD cc =£1317 (INT FREE TILL JAN 2008) I was wondering whether to put all my debts together and…
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help needed
Is this right place??having just hit my lightbulb mo have spent last 45 mins trying to post this never sent email or been on any forum before !!almost as scarey as 30k debt help!!
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Lovefilm Quidco help needed!
I've just taken out a free trial subscription to Lovefilm for the Cashback and I don't know if I can actually hire some films. Sorry to be so thick... I know I have to cancel within two weeks, but can I hire two films first? I know this is Off Topic but I thought there must be people out there who've done it.
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Children under 4? On benefits? Free milk and Veg?
With thanks to Welshdeedee on the freebies board. There is a government scheme that has replaced the old milk token you used to be able to get if you were on a low income. It is called healthy start. You can get £2.80 a week token for fruit and veg and milk. Here is the link http://www.healthystart.nhs.uk/ I put in some…
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What shall I do please?
I have a £3200 bill with my nationwide Visa and have a loan for £4000, total payable after 4 years of £6081. I have luckily come into £3000 and don't know which to try paying off first. I've spoken to the loan company who said if I pay off £3000 they will continue to collect the £100 odd per month until the remainign £1000…
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Makes me cross
As someone who is struggling now due to silly mistakes when they were young it made me so cross to see what I saw in the bank today. I popped in to order a paying in book and there was an advisor talking to a young girl. She was asking for an increased overdraft as she had just started Uni, he said no they don't offer this…
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any advice for newbie
hi, i bought my home 5 years ago for £19500.. released equity, mortgage now stands at £32000.7.24% and 7.74 on cash back.just got new offer of 6.19 for exsisting borrowers discount so new rate is 6.19. i can pay £1200 overpayments till next nov where it will go up to £5000p/year current value £87500. i have debts on 2…
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am i the only one who doesnt know
hi everyone, i have been reading the threads on this forum and everyone seems to be talking about their SOA, what does this mean,:confused: the threads dont make sense to me.:mad: someone please wake up my brain :j thank you
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Impending DMP
Hello folks, I have around 58,000 in unsecured debt that has just got too much to handle. I work full time and am a single parent to 3 youngish children. The house has circa 100,000 of equity but the ex (whom I divorced) is still on the deeds and just cannot be shifted without incurring huge legal fees (I've already spent…
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I'm not meant to be debt free...
So, I lurked for ages. I picked up lots of tips, had a bit of a lightbulb moment and sorted out my budgets. All was going well - for about three days. Unfortunately, my oven's just packed in. No light, no heat, no tea. The fan had started to make a funny noise when I turned the oven on last week, but OH swore blind it had…
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Food Budget
How much do you budget for food a month? I am a hopeless cook and a lover of takeaways and I know both these facts have to change to become a DFW. So this week is payday and I want to budget for our food. So any tips, I assume meal planning is the best? Do you buy for a month in one go as I find I always run out or do you…
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Help and Advice Please!!
Hello People First i would like to start by saying thankyou for your advice if you give me some :-) I started a debt management plan with the CCCS approx 1year 6 months ago, i really didnt want to go down the bankrupcy route if i could help it and so decided to setup a plan with the CCCS. They have been very very helpful,…
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Scared - Help Please!
OK I'm on Income Support, suffering from depression like a lot of people but I've now landed well and truly in the doo doo! I got a letter this court bailiff this morning saying I must pay £800 by 28 Sept or they will be removing goods. The letter isn't correctly addressed to me as the surname is wrong but I know it's my…
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Debt help please
Hi.. i have received a letter from jb debt recovery on behalf of capquest.. regarding a littlewoods debt i had 7 years ago...they are telephoning me everyday making my life hell...... i told them im on income support etc yet they are still expecting me to pay the debt in full £746.43p.. so i sent them a letter with my…
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in desperate need of help
Hi there - like some of the other users on here, I am new to all this so sorry if i dont make much sense. Since separating from my partner 5 years ago with not even 2 pennies to rub together - I managed to buy a house for me and my daughter on what was a terrible salary at the time. However, i had to take out loans and use…
