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How Much Are You Allowed For Food?
I'm living on Income Support........Can anyone tell me please, what is the legal amount of money one needs to live on? I'm trying to fill in a debt management plan for token repayments to my creditors. Thankyou.
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Are you debt-free? Get £100 for your story
Hey folks, A journalist from Look magazine is writing an article on people who have paid off their debts. She’d like to interview an 18 to 35 year-old woman who has got out of debt by cutting back and budgeting. They’ll pay £100. J If you’re interested, please email her with a brief summary of how much debt you were in and…
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trying to sort my credit file out help plse..
hi guys hope you can help..... Ive just got my credit report online and its so much better than last years .. BUT (urghh) theres a debt on there from candid collections ltd on behalf of lloyds bank at a number balance defaulted then it has satisfied (i paid a % to clear account in 2004) its sitting at number 8 (The account…
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Urgent Advice required
Hello there, I have today lost my life and feel like i have no where to turn. To give you the full story would take forever, but here is the run down. I have with my partner been in an IVA for 3 months now and need to move house to be close to my family due to the death of my mother. Wrote to Debt Free Direct to ask…
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Lloyds and the courts
Has anyone actually been taken to court by lloyds, for debts. We have had it so quiet with lloyds till now,Enforcement order yesterday and letter today asking for the arrears to be paid in full etc.. We have inform payplan, but lloyds won't agree to the DMP.Lloyds are using bully boy tactics to get more out of us,we have…
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Help me get rid of my kids!!!!!
Insert By Martin: I couldn't resist putting this in the e-mail. Hypno is a regular Debt-Free wannabee and has reduced her debts from £100k to £42 since joining the site (see Hypnos debt diary). An immense achievement. As such when she asked me if I would tell people about this, I decided that as a one off I would, even…
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Help with Credit problem - Maritn please help
Hi All, I'm a newie but would appreciate some help. I had my phone stolen 3 years ago and it was on a Saturday night and I registered it stolen on the Monday(April 2005), by then someone had made over £1000 worth of calls on it. It took me 10 months to claim partly because it took Vodafone 4 months to sent me the right…
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urghh i could scream
i have a few debts... 2 of wich are to egg i pay lowell for one egg card just started with them have been with so many different companys ... then the other egg card has also been to lots of different companys i have allweays been paying £10 a mnth for both cards... ive just had a letter from capquest so i rang them and a…
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What happens when your taken to court?
Hi all, Can someone with experience please tell me what happens when your taken to court for an outstanding debt? My current circumstances are that I don't work and have no income, I'm heavily pregnant (hence not having a job) and rely on my partners income- it is not his debt.... We have a joint bank account (obviously…
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does anyone have the address for jb please
Hi does anyone have the address for jb debt recovery please? i know its in glascow... have lost my letter and need to send letter asap.. thankyou
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Out Of Iva Advice
I have now been IVA free for nearly 2 years. My problem is that it was a business related IVA and i put in all of my personal debt. At the time i was advised that if i put in my personal debt that it would all be written off, however, i am now concerned that whilst they havent yet, my personal debt will move over to my…
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what have/will you spend september 26th 2007?
KEEP IT LOW :j Now thats out of the way what have you peeps spent today. So far spends (boo hiss) for me are £9 Present (through quidco so will get a pound back, and also going halves with someone on this) 73.30 Microsoft 70-270 exam for the 6th October at 10am, i NEED to pass this. Good news I got 15% off the exam with a…
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help please bankrupt threat
i just received a stautory demand from connaught collections for £1100. i am not working because i had a breakdown and still suffer anxiety ,won,t leave the house etc...so i cannot go to the cab for help.i,m worried they will bankrupt me and put my details in the local paper ..i,d be so ashamed..i am living on £75 a week…
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cccs debt Remedy
this might sound silly but signed up with them on Tuesday how long until the paper work comes through and agian another silly question has it helped. this was done through there web page so printed of the documents read through them now just waiting still feel sick not sleeping :mad:
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Payplan 6 month review-Whats required ???
Hi Apologies if the info is already on here but i did a quick search and found nothing. Can anyone tell me what info Payplan require when you have your 6 month review. I read that they may need bank statements and reciepts etc. Is this so ??. I could probably stretch to the bank statements but would struggle with reciepts…
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how can I get a bank account with bad credit need help
can anyone out there tell me how I can get a bank account with bad history. new to site. I left england 4 years ago with outstandings loans and a overdraft. we our now thinking of coming back home with 2 small children and I am in need of any advice of how to get back on track.please help.
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Serious Nagging From DWFs
Right ok, enough already, you want a diaries sub-forum. Now I can't cope with the nagging any more so i've given in ;) Either A. We make DFW itself the main forum and then have Diaries etc as a sub-forum (a bit like the MoneySavers Arms) or B. We do it a bit like the Utilities board, where you have a sub-board directories…
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Anyone here got a debt of around £3k?
I have and I was wondering if I could buddy up with someone to help motivate me along. I really need to shift this debt as its been lurking around for far too long and I should have got it ditched a long time ago. Anyway, was just wondering.....
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My debt management scheme, am I doing it the right way??
Hi there, I am a complete newby to this, so please go easy on me! Over the last 7 years, my hubby and I have raked up just over £30k of debts on various loans and credit cards. It got to the point when we were paying out more than we were bringing in each month so we decided to set up a debt management scheme with a…
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Small Claim Against Me
Hello, I signed up for a trial internet service. The service was to provide links and leads for my small business. The free trial lasted a month after which I had little success so called up to cancel. The salesman then convinced me to take an additional two week trial. After which I sent email (which they 'never…
