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26.9.07 what small dfw thing will you do or have you done today?

Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:

Welcome to Wednesday - middle of the week already !!!!! :cool:

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

So, today I will:
  • do piggy comps, clicks and surveys
  • not have my heating on more than is absolutely necessary (autumn has well and truly arrived!)
  • cook DS a special dinner rather than going out for a meal (it's his birthday)
  • get something listed on ebay - one thing ends today, fingers crossed!
  • send everyone off with packed lunches
  • update my online spending diary
  • check online banking and update spreadsheet
  • be positive!
Have a good day everyone xx
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments

  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Morning Hypno and All who follow. Today I shall/will/have do/done
    -Quidco clicks (piggy ones done until next week, they're a lot scarcer nowadays)
    -HM lentil soup for supper :eek: (I hate LS, but OH likes it)
    -heating Hypno? It's not even October yet, couldn't consider it!
    -list some more on e-bay
    -re-list some Amazon books. And maybe go to the charity shop armed with some advice from the Amazon/e-bay bit from this forum, to find some more listable books.
    -write to the bank (again)
    -stay positive? (well I'll try)
  • Hi everyone, I will today
    - cook things for freezer using the reduced veg I bought yesterday (already started doing this)
    - obviously only cook using items in as I did big shop testerday
    - resist temptation in town
    - continue reading money diet to stay motivated
    - look into moving some money/debt around to save me money and help it easier now I am setting up my own business
  • Tried on a pair of Magic Knickers in M&S, but reckoned they just moved the fat further up the torso and put them back. Saved £30!!!
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    I've managed today to save myself £10.57 (and counting) by using a bag of old stamps a mate gave me, rather than paying out for postage on my ebay stuff. I've listed a load of stuff, plus OH got paid £150 more than we thought, so deposit for new house is looking safer and safer.

    Haven't done my clicks today, as I have a small child at home today who's in a 'Mummy, I want to do this, that and everything else all at once' sort of mood, but will be doing later.

    Having a freezer tea, as OH is out tonight doing work related stuff, and compnay pays for his tea, so veggie quiche & quinoa for us!! (HS quiche, and the quinoa was half price at Julian Graves, they had a mad 'everythign half price' week and I got loads of the basics like brown rice).

    Got to look around for buildings and contents, plus life, so going to hopefully be able to go through quidco for that.

    Haven't put the heating on but might have to later just to dry some washing, the bad weather means it's starting to pile up!! Plus I'm going to be cheeky and ask his dad to do a load for us in their tumble dryer when he comes at weekend to get DD for the night.
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • Hiya everyone!

    Today I have:

    Taken a packed lunch to work
    Done my piggy comps
    Entered other comps
    Having a NSD
    Will look out at least one item to Ebay tomorrow


    I was ever so good and OS last night as I chopped up and froze loads of cooking apples my OHs mum gave up so that will go nicely with the home grown rhubbard and the wild blackberries I picked not long ago for a nearly free crumble on the weekend!
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • :beer: Happy Birthday Hypnos OH!!:beer:

    Today I am walking to and from work, saving myself 4.00 in bus fares; Only spent on bread and milk at the shop; still got my 20 quid xmas savings (believe me, its a daily feat not to spend it!! So I am congratulating myself every day that it is there!!)

    Have a nice evening everyone xxx
    LBM 29/07/ 07
    TOTAL DEBT: [strike]3300[/strike]1500
    DFD: Aug '08
    :rudolf:Pesky Xmas Savings Challenge: 62/500 No.006 Of Lucys Party Season Challenge 14/09/07: 4.5:mad:/28lbs:xmassmile

    Official DFW Nerd Club No.641
    Proud To Be Dealing With My Debts
  • SPANIEL36
    SPANIEL36 Posts: 1,905 Forumite
    today, i have saved myself 35 quid a month simply by cancelling some useless insurance... i was also being charged interest on this!!!!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :hello: everyone :)
    today I have:
    - not gone anywhere so haven't spent anything
    - borrowed some stamps off mum for my letters, so saved there.
    - done piggy clicks
    - stayed positive :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • UPDATE - I got a boxed narnia figures set in quality save for nephew for christmas, total cost of 99p. Cheaper than the boot sale.
    Also, took son to docs, got some more calpol on prescription, saves me buying more.
  • mogwai
    mogwai Posts: 1,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Today, I:-
    - found a few more things to list on eBay
    - cancelled a couple of credit cards to prevent temptation and help keep my finances in better order
    - got all my toiletries BOGOF from Tescos today! :D
    - and I cancelled my Vodafone Friends and family (£5 pm) which I never use anymore! :D:D
    We got rid of the kids. The cat was allergic. ;)

    Debt at LBM (Sep 07): £13,500. Current debt: [STRIKE]£680[/STRIKE] [STRIKE]£480[/STRIKE] [STRIKE]£560[/STRIKE] [STRIKE]£13[/STRIKE] £0 overdraft :D
    Current aims - to start building up savings
    1st £1000 in 100 days - £1178.03 :D 2nd £1053.38/£1000 :D 3rd £863.59/£1000 :o
    :j
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