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NHS Dentists
Hi all, I hope I'm posting in the right place.Apoligies If I'm not. Hopefully this will help someone.I was in desperate need of an NHS dentist.I've paid 1000s in private dentist bills (hence why I have had large cc bills) I've come across with site this morning and if you put in your postcode it will come up with anyone…
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What is a basic bank account
What is a basic bank account and what is required to open itand which banks have them.:confused:
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Average age of a DFW poster
After reading others posts, I just wondered what the average age of a DFW poster was and if people thought it was a good "lesson" to learn whilst your youngish! What with all the credit open to young people today an all! I've just turned 25 but had my lightbulb moment when I was 24, since then I've not touched a credit…
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Air Miles
Hi, my OH has said he has loads of airmiles and that we could get a free flight to europe, but he has recently told me of his debt which is sky high, can't say too much cos he lurks here. should I say no as we would have to pay for accomodation and eating costs. Can you sell air miles on? TIA DG
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I have a job interview tomorrow!!
OMG wish me luck-it's for 25 hours a week at £6.50 an hour,and even though they will take benefits away I should still end up better off.I hope...just off to check entitledto.co.uk to see...
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Booze free wannabee...support needed
Decided to test myself and give it up for 100 days. No particular reason - not really a big drinker. More they type who goes to the off licence to buy a beer, realises it works out cheaper per can to buy 24 than it is to by 4, then makes a pig of himself and drinks more than he should. Don't think I have a drink problem…
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just been declined for a CC GUTTED
How can this be? :wall: Ive been paying off steadily. I just thought Id get one for costs to do with my moving. I did apply for a marbles card the other day as i thought it was 0% on purchases, but when I phoned them to ask where it was, she siad no its 20% on purchases, so I said, look cancel it I dont want it. She siad…
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Out of the Blue ...BOS
Shock horror this morning in the post we received an offer from Blair Oliver Scott for Bank of Scotland (coincidence that their initals arethe same??) to settle a £3750 debt for £1295. We didn't request a settlement figure and there is no date on the letter but it says pay in 14 days ..... I may have the money in the next…
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Help - Lloyds TSB question
Does anyone know how much Lloyds TSB charge for returned DDs. My OH put a cheque into our account on 31st and it still hasnt cleared, which means our DDs have been returned - 5 of them - AHHHHHHHHHHHHH how much is this going to cost us? thanks also does anyone know how long a cheque should take to clear?
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Is this right?
Still being hassled by MBNA! DMP being sorted by CCCS, plan has gone to creditors, one has already accepted (Well done Halifax!) However, MBNA called all the way from India this morning about arrears - I politely explained that we were liaising with CCCS and that they should do the same. She stated "no debt management…
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should i reply to agencies
I wondering if someone could help me with this. I have been contacted by a collection agency (Mackenzie Hall from Kilmarnock in Ayrshire) who advised me that I owe them an amount of money(in relation to 1stCredit(exch):Royal Bank of ......) . Well the dilemma is this, do I respond or wait. I suspect the money owed is over…
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How much have/will you spend today Tue 5/9?
Good morning peeps :D It's Tuesday - hooray! Out with the Monday blues and in with some better mood, less cake eating and more positive attitude! :p I was going for a non spender and then I remembered I've decided to go to one of those meetings that you pay them to tell you how overweight you are :rolleyes: Ahhhh the small…
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smilermonkeys debt diary
Am going to start one of these diaries as have decided it will be good for me. l I am going to sort out my money, sort out my social life and find the old me that has got swamped a bit. Have decided that everyday I shall do something positive about money and me, starting today! today's challenges:- money=a weeks shop for 2…
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Laws of collection companies/bailiffs - a little help please
My mother has yesterday had her gas supply cut off (she's terrible with money) and I notice that the collections company called "Power2Contact" of Crewe, Cheshire have levied a £250 admin fee and a £35 reconnection charge if the account is paid off. Does anybody know about the laws in regards to levying these fee's? Once…
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woohoo, Quidco money paid
I can now rub it in with OH who told me it was a scam and I'd never see any money! Well £48 has been deposited into my account today:T with another £300 to come in the next couple of months! I can now pay some more off the credit card! :beer:
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dmp questions... long, sorry
:D Hello there I'm trying to help a friend to sort out his finances & could do with some help with how dmp's work, I've read so much stuff about both dmp's & iva's I've got them a bit mixed up. Sorry if these questions have already been answered, if anyone can point me in the right direction that would be great.:D If…
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Credit Search
How long does a credit search last on your credit file? Thanks in Advance
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Addicted to...
Free money sites! This is the 2nd time ive stayed up past 12am on a school night, clicking through to different sites to earn 5p or completing online surveys to earn points!:eek: Pigsback, Quidco, Cashbin, im addicted, argh! Right, outburst over, going to bed before they start calling me again!:rotfl: Nite (YAWN) 1st TSx
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money saving recipies ??
hi ya guys and gals well after thinking it thru thought i'd post up about food and how to make them healthier and save money on them aswell?? my mum working in a school kitchen that has the jamie oliver recipies that are cheap to use and good for ya .. also i tend to shop online tescos for me having a baby i would have to…
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I need help (started gambling)
I've read a few posts on here about gambling and the debts people have gotten into with it. In the past I could never understand how people could get addicted to gambling, but I think I am heading that way myself. I owe approx £28k to my creditors (none of it with gambling) and pay them off at an agreed amount each month…
